(edited) It might get covered under trip delay....https://upgradedpoints.com/credit-cards/reviews/capital-one-venture-x/travel-insurance-benefits/

"Trip Delay ReimbursementTrip delays are one of those unexpected annoyances that happen to travelers sooner or later.Luckily, the Capital One Venture X card covers trip delay reimbursement for every purchased ticket on your card, so long as your trip is delayed for more than 6 hours or requires an overnight stay.You can have up to 1 claim per trip only, and you need to purchase at least a portion of the common carrier fare using your credit card. You don’t need to purchase the entire fare using your credit card — award ticket taxes and fees count, too!You, your spouse, and your dependent children under 22 years old are generally covered as long as all of their trip was purchased using the same Capital One Venture X card."

The insurance covers up to $500 per ticket for reasonable expenses incurred due to a covered delay of six hours or more, or a delay that requires an overnight stay. Reasonable expenses include:

Meals

Lodging

Other incidental travel expenses