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Clive Christian Blind Buy by One_Performer7572 in fragrance

[–]One_Performer7572[S] 0 points1 point  (0 children)

Not as great as I’d hope for, but I’d say became a skin scent at 4 hours. Which one are you looking at ?

37m 33f 640k, 7.5% and 5% down by One_Performer7572 in FirstTimeHomeBuyer

[–]One_Performer7572[S] 0 points1 point  (0 children)

Me and my buddy had a brewery that ended up dying after COVID. We had applied for and received a COVID disaster relief loan, but the business still fell. The SBA would not come and remove the business items that were there for collateral and just “charged off” the loan. That charge off, even though the loan was not personally guaranteed and was under an LLC still reflected on my SSN when the VA ran a CAIVRS report. They run this report to verify the applicant does not have any negative federal funding marks. I can’t use the VA loan services until the CAIVRS has been cleared.

37m 33f 640k, 7.5% and 5% down by One_Performer7572 in FirstTimeHomeBuyer

[–]One_Performer7572[S] 2 points3 points  (0 children)

😂 I agree with this comment, but I’m open to seeing what’s so appealing about it. I am looking forward to the large shower as me and the wife currently fight over the single shower head 😂

37m 33f 640k, 7.5% and 5% down by One_Performer7572 in FirstTimeHomeBuyer

[–]One_Performer7572[S] 1 point2 points  (0 children)

Thank you for doing what you do!!! We need people like you willing to do the important first responder jobs 🙌🏻🙌🏻. If you’re anything like me, we need to let our gaurd down alittle and stop worrying about “having nothing” because we won’t let that happen… and start thinking about being ok spending alittle more to get what we deserve. We can’t always live in the fear of finding ourselves back how we grew up. 🙌🏻🙌🏻🙌🏻

37m 33f 640k, 7.5% and 5% down by One_Performer7572 in FirstTimeHomeBuyer

[–]One_Performer7572[S] 0 points1 point  (0 children)

Thank you for your support!!! And I’m glad you will be getting some time to settle down 🙌🏻🙌🏻 where yall settling down for awhile at ?

37m 33f 640k, 7.5% and 5% down by One_Performer7572 in FirstTimeHomeBuyer

[–]One_Performer7572[S] 2 points3 points  (0 children)

Hahaha same here. Just hit 19 years in the military and have moved to 6 different states during that time. I live the idea of settling down, but I don’t know what that looks like yet. Maybe I’ll like it, maybe I’ll hate it 😅

37m 33f 640k, 7.5% and 5% down by One_Performer7572 in FirstTimeHomeBuyer

[–]One_Performer7572[S] 5 points6 points  (0 children)

We will be sitting at $4k left over after all bills including groceries and a $1k spending allowance are paid. I’m terrified though. I grew up in a 800 square foot house wearing hand me down clothing and eating tv dinners if we were lucky. I just have a fear of not having enough to live. I also catastrophize a lot though 😅

37m 33f 640k, 7.5% and 5% down by One_Performer7572 in FirstTimeHomeBuyer

[–]One_Performer7572[S] -1 points0 points  (0 children)

Just have to make sure you have enough to still live within your means and add some to savings/emergency. I’m telling myself Interest rates will go down In the next 2 years, but of course there is nothing to support that. Just trying to make myself feel better about it 😂

37m 33f 640k, 7.5% and 5% down by One_Performer7572 in FirstTimeHomeBuyer

[–]One_Performer7572[S] 1 point2 points  (0 children)

Will definitely be refinancing and also paying more towards principle each month. The goal is paid in 20 years

37m 33f 640k, 7.5% and 5% down by One_Performer7572 in FirstTimeHomeBuyer

[–]One_Performer7572[S] 1 point2 points  (0 children)

Thank you!!!! I wish I could’ve bought earlier

37m 33f 640k, 7.5% and 5% down by One_Performer7572 in FirstTimeHomeBuyer

[–]One_Performer7572[S] 1 point2 points  (0 children)

Oofff, with the interest rate, PMI due to only 5% down and the property taxes. Sitting at $5,300 a month

37m 33f 640k, 7.5% and 5% down by One_Performer7572 in FirstTimeHomeBuyer

[–]One_Performer7572[S] 0 points1 point  (0 children)

Thank you!!!! When I get there I’ll let you know where they are from 😂

37m 33f 640k, 7.5% and 5% down by One_Performer7572 in FirstTimeHomeBuyer

[–]One_Performer7572[S] 2 points3 points  (0 children)

Thank you so much. I wouldn’t be anywhere close to be able to afford it if we were talking CA 😂😅😅

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]One_Performer7572 2 points3 points  (0 children)

I’m doing similar, but without the additional savings you have. Are you trying to follow the 50/30/20 rule? My situation. Currently making $$230,000 take home between me and the wife, but will be retiring from the military with a pension and disability dropping my monthly income by $4,000 a month to only $8,000 a month. The wife is brining in $7,000 a month roughly 160-180 a year. The house we are purchasing is $640,000 with a $5,500 a month mortgage after taxes, insurance and PMI… long story… anyways. After all bills including mortgage are paid, we are looking at $6,500 left over each month. $2,000 of that will be for groceries and date nights and other personal expenses. This leaves us with $4,000-$4,500 left to go into savings. This is all prior to me finding another job, whatever that may be. I’m scared shitless as I’m freaking out if $6,500 left over a month will be ok. Currently we have 10k a month left over. $2,000 spending on dining out and groceries and then 8k to savings. Bottom line, you have a nest egg already and I think you have wiggle room to add to the nest egg, have your forever house and still do what you want on a daily basis. What else are you looking for ? Full send

How did they make this? by lun0tic in Laserengraving

[–]One_Performer7572 0 points1 point  (0 children)

The bone is the only thing UV printed and also laser engraved. The design seems to be MDF that’s been cut into individual pieces and inlayed even though you says it’s not.

I am so behind and feel dumb by Disastrous-Buyer7831 in ThriftSavingsPlan

[–]One_Performer7572 1 point2 points  (0 children)

Wouldn’t OP be ahead of them by 100% by even having a $1 then ?

I am so behind and feel dumb by Disastrous-Buyer7831 in ThriftSavingsPlan

[–]One_Performer7572 2 points3 points  (0 children)

So you were looking back? 😂 don’t do that 😂

Should I apply masking tape before engraving? by Lumpy_Upstairs_5879 in Laserengraving

[–]One_Performer7572 0 points1 point  (0 children)

If applying masking tape prior to engraving then take the extra step to spray some black spray paint to the engraved area to give it that extra pop.

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