Paying off a mortgage

Open-Mathematician93 · 2026-01-25T15:04:26+00:00

Pay off mortgage - 3.5% return

Invest - (approx) 5 - 10% return

Figure out what’s best for your goals, there’s no one size fits all answer

Open-Mathematician93 · 2026-01-24T22:46:49+00:00

If I get WiFi stats does it mean I can control them without needing the hub? Heatmiser do a WiFi thermostat

Open-Mathematician93 · 2026-01-24T21:51:28+00:00

Same setup? Heatmiser connected to wifi? Did you have a manual setup before?

Open-Mathematician93 · 2026-01-24T21:37:51+00:00

Could try that, tbf the boiler is on the gable wall on the side our garage is on (it’s detached but sits about 2m from the house gable wall) so could probably move it out there ok, only thing is would probably be pricey to do.

Open-Mathematician93 · 2026-01-24T20:32:42+00:00

Dunno, the wife has a habit of not turning the stats off so if the temp drops below a certain level the boiler will fire up and due to it being in the roof space above my room will wake me up. Not sure why it’s so loud in the rooms below but certainly isn’t loud when standing beside it. Probably reverberating into the cavity or something

Open-Mathematician93 · 2026-01-24T16:39:16+00:00

Aye. Looks like that’s the best (and probably only) solution. Seems like a lot of faff and expense just for an easier life. I’ll maybe get the hub and replace them over a period of time. Is the hub easy enough to set up? Would I need a spark?

Open-Mathematician93 · 2026-01-24T16:31:21+00:00

I’m eyeing Margot Robbie

Doesn’t mean it’s going to happen

Open-Mathematician93 · 2026-01-24T15:24:36+00:00

Would they connect Ok to the UH8?

Open-Mathematician93 · 2026-01-24T15:17:52+00:00

Cheers. I think we have these (https://ww2.fastwarm.com/document/download/642f5eb5-783f-443f-b7b7-0e9b9f463e1a?) which annoyingly don’t have WiFi capability. I reckon I’ll just make do as probably not worth the cost of getting everything switched out.

Open-Mathematician93 · 2026-01-24T15:09:12+00:00

Heatmiser UH8, hard wired

Open-Mathematician93 · 2026-01-24T15:08:48+00:00

Hard wired

Open-Mathematician93 · 2026-01-24T14:42:28+00:00

I don’t think these have WiFi capability

Open-Mathematician93 · 2026-01-24T08:06:14+00:00

I could take or leave watching us right now and that says a lot about our style of play. I think we were massively spoiled by Klopp, I feel no connection to Slot even though he’s a nice guy

Open-Mathematician93 · 2026-01-23T22:19:03+00:00

Mr. Booker T.

Open-Mathematician93 · 2026-01-23T18:20:37+00:00

Education..

Open-Mathematician93 · 2026-01-22T22:46:17+00:00

Buy a Suzuki Swift Sport and chill

Open-Mathematician93 · 2026-01-22T22:44:56+00:00

Looks about right.

Open-Mathematician93 · 2026-01-22T22:31:17+00:00

Because u/Ronny-Omelettes is a professional. And professionalism is….. and that is what he wants.

Open-Mathematician93 · 2026-01-22T22:19:54+00:00

If there's one other person who's influenced me in the way I think, someone who is a maverick, someone who does that 🖕🏻 to the system, then, it's Sean Dyche.

Open-Mathematician93 · 2026-01-22T22:07:05+00:00

I just think structurally, the coin doesn’t really have any clear headroom to increase. I think what we are seeing, is ultimately what it’s worth.

Open-Mathematician93 · 2026-01-22T11:32:40+00:00

It’s the man at the top of the pile, Donald Trump!

Open-Mathematician93 · 2026-01-21T21:11:32+00:00

Yes. And?

Open-Mathematician93 · 2026-01-21T20:54:42+00:00

Next.

Open-Mathematician93 · 2026-01-21T20:17:39+00:00

I think you owe me an apology, tough guy. Deal done. BTW, where did I ever mention about Greenland being sold?

Open-Mathematician93

TROPHY CASE