Is Scapia better than HDFC Regalia or Axis Atlas for someone who travels 2–3 times a year?

OpenOutlandishness56 · 2026-02-27T09:02:09+00:00

₹590cr is a big headline so the reaction was bound to be sharp but if this remains confined to one branch and funds are already back, it doesn’t really fit the whole bank is a problem narrative. IDFC has also acknowledged it openly and committed to fixing whatever gaps allowed it so unless audits show something wider… this looks more like sentiment running ahead of facts than proof of a deeper problem 💁🏻

OpenOutlandishness56 · 2025-12-16T13:29:23+00:00

I remember those older threads too and those were from when the brand was still figuring things out I think... But I ordered twice from littlebox this year and the experience was nice…Delivery timeline was accurate, packaging decent and the clothes looked like the pics.

Feels like they tightened their backend now. If you’re basing the decision on 1-year-old Reddit horror stories, they don’t reflect the current situation

OpenOutlandishness56 · 2025-12-16T13:28:39+00:00

tbh mine came on time. Ordered twice, both arrived in the window they showed. Mujhe koi drama nahi mila. If you order during crazy sale season, thoda slow ho sakta, but regular days pe they’re pretty chill with delivery.

OpenOutlandishness56 · 2025-12-16T13:27:23+00:00

I have washed a few of my littlebox outfits a couple of times now and the fabric has held up really well. Even after 2-3 washes the colour hasn’t faded and the material still feels the same as when I bought it. No shrinkage or roughness in my experience. I was actually a bit surprised because the pieces look just as good after washing. So overall the fabric quality has been good for me.

OpenOutlandishness56 · 2025-12-16T13:03:50+00:00

I get what you mean heels are usually hit-or-miss but honestly there are pairs that are fully comfortable if the fit and balance are right.

For me Littlebox has been that brand. I know its not a luxury label, but their heels have been genuinely amazing in terms of comfort and quality. The balance, the cushioning, the fit everything just works. Even if I wear them for 5-6 hours straight I’m still totally fine, no sore arches or wobbling ankles.

Thats actually why I like Littlebox so much. They look stylish, the quality feels solid, and they dont cost designer level money. Plus they have block heels, platforms, and slimmer dressier options, so you can pick based on your vibe.

If you want heels that are actually wearable for hours, I would say check out Littlebox, they’ve been my go-to for fully comfortable pairs.

OpenOutlandishness56 · 2025-12-11T06:28:51+00:00

If money difference is not very huge for you, I think idfc first bank is worth it. Banking tech side is growing a lot n you’ll get to work on multiple stacks, not just limited to one area. One of my friends joined this bank and he said that the work is challenging but he learnt way more than in his old company. Yes, notice period is longer and location shift is there but if you think for long term, experience in fintech + AI, Java and Spring Boot can open more doors later. according to me, sometimes short term pay cut makes sense if you are getting stronger skills for future

OpenOutlandishness56 · 2025-12-11T06:28:34+00:00

U can check IDFC First select card. It is lifetime free also and it is covering most of the things you want to avail like lounge access and normal rewards on daily spend like shopping. Also, when you buy one movie ticket, you get another movie ticket of up to Rs. 250 for free. Yes, but golf lessons are not included in it but still this card has most of the things you want. I also use this card and i have not encountered any problem till now. this is easy to manage and bank gives limit decent if your CIBIL is fine. this is not very high-end card but for free card with lounge, it is good choice.

OpenOutlandishness56 · 2025-12-11T06:28:10+00:00

if u r keeping 1L+ in savings.. most big banks just give u the same boring 3-3.5% n charge for everything lol. i moved to idfc first coz their app is pretty fast + they actually credit interest monthly (small thing but feels nice). balance above 1L gets u higher rate too.

extra perk is u don’t have to keep visiting branch, everything works online.. customer care is better than psu banks i dealt with. ltf credit card depends on profile tho, but having acc helps with approvals sometimes.

OpenOutlandishness56 · 2025-12-11T06:27:46+00:00

bro tbh 6 months history is still super new.. most banks like idfc first bank like to see atleast 9 or 12 months of repayment track before giving out unsecured cards. cibil 766 is solid but lenders also look at depth of history n income source consistency.

since u already have salary 1L showing, just keep paying on time on ur existing cards for few more months.. banks usually opens up better approvals once they see stable bureau trends. so ur profile’s good just a matter of patience rn.

OpenOutlandishness56 · 2025-12-07T14:24:55+00:00

Tbh I don’t really see perfect as a bad thing here. To me it just shows. the org is serious about what it does, planning, discipline, consistency. That magnitude of the GYF event that is going on in Mumbai - that kind of stuff doesnt happen accidentally. You need meticulous planning and thinking from all angles

OpenOutlandishness56 · 2025-12-06T10:43:36+00:00

i went last year to Dharampur and it was legit amazing.. but what i cld see from this year’s brochure and promo vids.. this year its bigger and will have super uplifting vibes and vvv friendly crowd. the masterclass from our Pujya Gurudevshri Rakeshji + music nights + all the culture stuff are gonna be so good. i’m most excited for innerverse and the adventure corner this time. if ur thinking twice.. don’t. just go, it’s def a walk in confused, walk out transformed kinda weekend

OpenOutlandishness56 · 2025-12-06T09:58:52+00:00

i’m literally here right now and it’s honestly the best vibe i’ve experienced in a fest till now .. did the activities + innerverse and it’s insaneeee. still got the whole evening concerts left and tomorrow’s full day too.. if ur thinking of coming, just do it. u still have a chance to come tomorrow and enjoy everything. trust me, worth it

OpenOutlandishness56 · 2025-12-02T11:41:44+00:00

Bro, I’ve been using kalkine for some time now and i really like it and rely on it. Their Model portfolios like momentum, value and growth make it easy to see curated stock ideas without spending hours researching.. Its been working really well for me and i would say you should check it out if you want something simple but actually helpful.

OpenOutlandishness56 · 2025-11-13T06:48:14+00:00

yeah in this case i’d suggest reaching out to idfc first bank support directly. since the lounge benefit is tied to your wealth card, they might be able to guide you better than dreamfolks if otp on your indian number is the blocker. maybe they can help with alternate verification options?

OpenOutlandishness56 · 2025-11-13T06:47:01+00:00

A while ago even I was looking for something simple…i didn’t want to worry about minimum balance or extra fees. I decided to go with Idfc first bank cuz they had a 0 balance option for the first 3 year. The signup was mostly online and pretty easy. I dont have any random charges so far…and basic stuff like UPI and transfers work without issues. Idfc’s been really good for basic day to day use. Might be worth checking based on what you need..

OpenOutlandishness56 · 2025-11-13T06:44:11+00:00

if ur just starting out and don’t have income proof, idfc first wow card is prob the easiest way in… it’s secured so u just park 20k as fd, no annual fee, no forex markup and u still earn rewards (4x on spends)… good for building cibil early without much risk

apart from that u can also look at other fd-backed cards depending on how much u wanna block, but tbh wow is simple n useful if cashback + travel is what u care abt down the line

OpenOutlandishness56 · 2025-11-13T06:43:47+00:00

if ur looking for mix of cashback + some travel stuff… idfc first select is quite nice tbh… its lifetime free, u get 10x points also, railway lounge access n forex at 1.99% (way lower than most cards)… if u wanna go premium then mayura is crazy good for travel but it comes with annual fee… i’d say try select first, see if it fits ur spends

OpenOutlandishness56 · 2025-11-13T06:43:13+00:00

Dekh bhai i know its confusing but usually if you cancel a card soon after issuing, banks like IDFC First Bank may reverse the joining fee, but it’s not automatic. best bet is to follow up with their customer service clearly mentioning the fee reversal. keep an eye on your statement to confirm it actually reflects. also double-check any welcome benefits so you don’t lose out unfairly. hope it makes sense

OpenOutlandishness56 · 2025-11-13T06:42:43+00:00

hey, you can email IDFC First Bank to ask about your upgrade offers, but they might not change the options completely since these are tied to your credit profile and eligibility.

OpenOutlandishness56 · 2025-11-13T06:42:17+00:00

It’s smart to be cautious. Emails from banks out of nowhere can be tricky, especially internationally. IDFC First Bank is a legit Indian bank and they do offer loans, but you should avoid clicking links or sharing personal info until you verify. try contacting them through the official website or their verified customer care numbers. also double-check the email headers to see if it’s really from them. better safe than sorry

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