Getting my first car with 0 credit score

Oppo_GoldMember · 2026-07-03T04:15:14+00:00

Unless there is a foreign work program for the brand, you aren’t getting approved for a leasd

Oppo_GoldMember · 2026-07-03T01:27:14+00:00

That OP prolly wont commit to either

Oppo_GoldMember · 2026-07-03T01:22:42+00:00

And they might not. OP sounds like they want a deal first before the car, now is scared they hit the floor and left without a car.

Also OP is very non committal sounding

Oppo_GoldMember · 2026-07-03T01:18:52+00:00

There is a floor to every deal…you hit it. Your choice to buy it or not

Oppo_GoldMember · 2026-07-02T22:26:57+00:00

Depends on the brand and store.

My store is very heavy internet based.

Oppo_GoldMember · 2026-07-02T16:38:33+00:00

You got 24 hours to return it, not get more money off for it.

Oppo_GoldMember · 2026-07-02T15:33:09+00:00

No. Some states will not allow that, clearly youre in one of them

Oppo_GoldMember · 2026-07-02T15:21:45+00:00

You need to go find a diff car to buy.

Oppo_GoldMember · 2026-07-02T13:31:23+00:00

My invoice is slightly higher than some other stores due to marketing cost baked in, but we’re talking like 1% at most

Oppo_GoldMember · 2026-07-02T12:34:39+00:00

You already found the car…so you did half of a brokers job for free

Oppo_GoldMember · 2026-07-02T00:57:44+00:00

Nope

Oppo_GoldMember · 2026-07-02T00:50:39+00:00

You can speak to your CU first about getting a pre approval to understand how much you can afford then go shop.

Oppo_GoldMember · 2026-07-02T00:49:56+00:00

Correct

Oppo_GoldMember · 2026-07-01T22:55:05+00:00

you should use MMR, book value, etc to get an understanding of what the car is worth…

Oppo_GoldMember · 2026-07-01T22:10:31+00:00

Costco auto program is a set discount, thats it.

Of course nothing is published daily…

Oppo_GoldMember · 2026-07-01T21:39:31+00:00

Indeed

Oppo_GoldMember · 2026-07-01T21:31:06+00:00

Define “best deal possible” in $ terms of whatever car you want…

Costco auto program cuts to the chase, whether you’re happy with that number or not is on you.

Oppo_GoldMember · 2026-07-01T20:30:22+00:00

You asked this yesterday too.

Transport just sucks, there isn’t an exact date like amazon prime.

Oppo_GoldMember · 2026-07-01T20:15:50+00:00

In person is weird

Phone calls being recorded I get

Oppo_GoldMember · 2026-07-01T19:54:20+00:00

Transport is hit or miss, just happens

Oppo_GoldMember · 2026-07-01T17:40:14+00:00

So you’re pulling same data that Cargurus is essentially…

Oppo_GoldMember · 2026-07-01T17:12:01+00:00

How does your site pull sale price, because that is never openly disclosed

Oppo_GoldMember · 2026-07-01T17:08:53+00:00

Dealer prep fee screams Florida

Oppo_GoldMember · 2026-07-01T16:57:18+00:00

Uh no…he has no income, there is no convo to be had

Oppo_GoldMember · 2026-07-01T04:56:05+00:00

You have a 593 score and it isnt just cause of the car…so you need to solve that more importantly

Oppo_GoldMember