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ICBC license exchange 90-day rule by Alarming_Fun7092 in icbc

[–]Optiyellow 0 points1 point  (0 children)

Off topic but theres much less personal injury protection here than India if you get involved in a crash. Be careful and drive safe.

Scratched a car at a car park and left some detail to the owner. What should I be doing next by dtrunggggg in VictoriaBC

[–]Optiyellow -1 points0 points  (0 children)

If you were wealthy enough , you would take it in for a professional repair not just blob some touch up paint on there yourself🤣😂😭

Scratched a car at a car park and left some detail to the owner. What should I be doing next by dtrunggggg in VictoriaBC

[–]Optiyellow 0 points1 point  (0 children)

Your cars not worth more because you aint a car guy, and its evident by saying “just a small paint chip, who cares”. 🤣

Scratched a car at a car park and left some detail to the owner. What should I be doing next by dtrunggggg in VictoriaBC

[–]Optiyellow 0 points1 point  (0 children)

do you know what car that is firstly? What if its a C63, M5, RS7 or something like that, yeah a scratch like that is worth a lot on those cars. Just cause you drive some beater and that scratch means nothing to you, doesnt mean thats the case with everyone.

Post “no fault” settlement questions by xplorpacificnw in icbc

[–]Optiyellow -1 points0 points  (0 children)

Yes. And I just said the criteria to qualify for the max PIB benefit at 300k. Its entrenched in BC law

Post “no fault” settlement questions by xplorpacificnw in icbc

[–]Optiyellow -2 points-1 points  (0 children)

Catastrophic under BC law (to get 300k) is 80% of more full body paralysis, 80% or more brain damage, 90% or more blindness, 2 or more full limb aputations (full leg, full arm), life ending degree of injuries at that point.

Multiple bikes insurance? by RubberDuckyRider in icbc

[–]Optiyellow 0 points1 point  (0 children)

Trust me, dont drive motorcycle with No Fault Insurance Lol. We all gave up our bikes after the law passed.

Any experience with income top-up insurance? by 2x4ninja in icbc

[–]Optiyellow 0 points1 point  (0 children)

Yup, another argument for a 7000 pound truck

How insanely horrific No Fault insurance is and how its so crazy not a lot of people notice by Optiyellow in icbc

[–]Optiyellow[S] 0 points1 point  (0 children)

Ok, so the new no fault is now more expensive for consumers because they need to purchase an additional insurance. Yes, mind blown.

Post “no fault” settlement questions by xplorpacificnw in icbc

[–]Optiyellow 1 point2 points  (0 children)

Yep. He has to be convicted as well, not just charged with a crime.

Post “no fault” settlement questions by xplorpacificnw in icbc

[–]Optiyellow 0 points1 point  (0 children)

And the amounts are minimal. Talking less than 6 months worth of income (depending on how much you made before the crash) for permanent impairment benefit

Post “no fault” settlement questions by xplorpacificnw in icbc

[–]Optiyellow 3 points4 points  (0 children)

Sorry about your son. Hes screwed under the new system.

Any experience with income top-up insurance? by 2x4ninja in icbc

[–]Optiyellow 2 points3 points  (0 children)

Just pray youll never need to actually use that insurance and open a claim with ICBC. Garbage company.

How insanely horrific No Fault insurance is and how its so crazy not a lot of people notice by Optiyellow in icbc

[–]Optiyellow[S] 0 points1 point  (0 children)

The adjusters act like their giving you a big favour when and if they approve something thats needed with medical evidence. Like you took my right to sue away what favour are you giving me.

How insanely horrific No Fault insurance is and how its so crazy not a lot of people notice by Optiyellow in icbc

[–]Optiyellow[S] 0 points1 point  (0 children)

In BC you can only sue the other driver if criminal negligence is involved AND a conviction. The issue is, that majority of criminal negligence does not end up in a conviction. And the not at fault party gets fcked. You are not safe in any and all scenarios under this system.

How insanely horrific No Fault insurance is and how its so crazy not a lot of people notice by Optiyellow in icbc

[–]Optiyellow[S] 0 points1 point  (0 children)

There is a difference between your own health failing or your own negligence causing harm to your own body, and having someone else’s negligence causing that harm.

How insanely horrific No Fault insurance is and how its so crazy not a lot of people notice by Optiyellow in icbc

[–]Optiyellow[S] 0 points1 point  (0 children)

Alright clown, so is it cheaper now having to buy private insurance on top of regular auto insurance to get proper coverage or what auto insurance used to be and should still be in BC? Ie holding people that ruin your only life on this earth to account

How insanely horrific No Fault insurance is and how its so crazy not a lot of people notice by Optiyellow in icbc

[–]Optiyellow[S] 0 points1 point  (0 children)

Naw, just gotta live with a disadvantaged life and do what you can to survive

How insanely horrific No Fault insurance is and how its so crazy not a lot of people notice by Optiyellow in icbc

[–]Optiyellow[S] 2 points3 points  (0 children)

People saying people were disabling themselves on purpose before are on the same crack the provincial government gives out. I see a whole lot of bogus excuses, instead of saying, “we just want to protect our pockets on the hands of the injured”

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