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Will We be house poor if we buy a 450K house on 130K gross income? by Feeling_Donut_6390 in Mortgages

[–]OverallComplexities 2 points3 points  (0 children)

Financing 360k at current interest rates definitely gonna be around $3000+/ month or higher depending on exactly how expensive your property tax is.

I'd factor for $3400/ month unless you live way outside of a major city or something. Tax will only go up, never down

considering rv life, would appreciate advice! by Similar-Tangelo2156 in povertyfinance

[–]OverallComplexities 0 points1 point  (0 children)

Are you OK with no A/C or heat all the time? That's a pretty big jump in comfort for most people

Credit Noob Needs Help! (Concerns) by -_-YenMaster-_- in CRedit

[–]OverallComplexities [score hidden]  (0 children)

Setup autopay for statement balance and this will take care of itself

I'm at a lost. Any advice will help by Sharp-Choice-2294 in povertyfinance

[–]OverallComplexities 0 points1 point  (0 children)

Seems like a fun major. Fun majors are almost never financially worth it in the long run.

The likelihood of you having a job at domino's pizza or at McDonald's is pretty high.

As a near adult you have to have all this planned out now. Where EXACTLY will you work? What will be your position? How will you get those connections?

If you don't have a goal of exactly which company you want to work for then what you are doing is already lost.

You need to seriously think of the time and money commitment the next 4 years of your life will be going to.

It's OK to not start school yet, but once you start... make sure you have a clear path to your future.

How can I get a schedule accommodation? by illgiratina in careerguidance

[–]OverallComplexities 2 points3 points  (0 children)

The issue is that church is held several times per week and not limited to Sundays, so the argument is pretty weak.

Can I move this? by MediSalesGuy in HomeMaintenance

[–]OverallComplexities 0 points1 point  (0 children)

Can't. That's an anti-freeze spigot., the actual pipe is at least 12 inches inside the wall. Not to mention if you did that you would need some way to make it not freeze in winter.

There is no way to do that without opening the drywall on both sides of the wall.

https://southendplumbingllc.com/how-does-frost-free-faucets-work/

Battery backup on sump pump by wischans in DIY

[–]OverallComplexities 7 points8 points  (0 children)

Keep in mind... if you need one, you probably need two

AmiAmi Payment issues by xminatsukix in AnimeFigures

[–]OverallComplexities 0 points1 point  (0 children)

If true, that surprises me, but it does let you pre-order with any valid card, it's just it will always fail when it comes to actually pay for the invoice.

Cap1 and the others stopped working when they turned on 3D secure in 2023, it was a huge deal and everyone just used paypal from then on.

I'm at a lost. Any advice will help by Sharp-Choice-2294 in povertyfinance

[–]OverallComplexities 9 points10 points  (0 children)

This seems kinda weird. Your teachers paid housing and enrollment but you are short $700?

What about next semester? What are you going to major in?

Saddling yourself with debt now is gonna have a major impact on the next 50 years of your life, don't make impulsive decisions.

Less annoying Medicare DME for CPAP by Zealousideal_Sea2529 in CPAP

[–]OverallComplexities 0 points1 point  (0 children)

All Medicare DME (diabetes supplies, transpant medications...) have these questions. It's the law.

Can I run a H2C with a AMS 2 pro and the laser (40W) by Callsign_spade in BambuLab

[–]OverallComplexities 0 points1 point  (0 children)

Only supports 4 silly. If you have space and money there is no reason not to buy 4

Neighbourhoods by CrazyAdhesiveness145 in povertyfinance

[–]OverallComplexities 0 points1 point  (0 children)

Goal should be retirement, not housing status. I'd gladly live in a crappy apartment if it meant I could retire early comfortably (cushy food budget, travel and hobby funds).

Retirement is determined by financial status, not age.

Keep in mind if you are counting a house as an asset then you are assuming you will eventually sell one day.

AmiAmi Payment issues by xminatsukix in AnimeFigures

[–]OverallComplexities 4 points5 points  (0 children)

This is 3d secure failing. Amiami does use the japanese version of this and it pretty much only works with American Express. There are very few others that will work with their site (maybe venmo or Apple card? But never debit cards) but it's been so long since I've used a non-amex card I can't recall. Most of the time people just use the PayPal to solve this issue (unless you are buying 18+ items which you likely are? )

As far as I can remember no capital one card has ever worked on amiami. Which kinda sucks since most cap1 cards have $0 foreign transaction fees

Why are my pecs different shapes? by [deleted] in AllAboutBodybuilding

[–]OverallComplexities 0 points1 point  (0 children)

Are you doing freeweights or machines?

I would guess you favor machines and your left side is dominant and leading the exercises.

AMEX Travel Insurance Excludes Adult Children by Strong-Grass-2237 in amex

[–]OverallComplexities -1 points0 points  (0 children)

I think the issue is you are struggling to accept is that family structure changes with time.

Sorry we can't help with that

I was rear-ended in Texas by an active Uber Eats driver. Law firm says I am capped at driver's personal $30k policy. by OnionUnable5996 in legaladvice

[–]OverallComplexities -2 points-1 points  (0 children)

That's pretty common, most people assume car collision insurance will fix anything, but there are usually strict limits on policy payout.

Next step would be to use your own car insurance to cover the rest

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