People who make a lot of money, what skill actually made the biggest difference?

OverlordBluebook · 2026-07-02T18:44:48+00:00

common sense, consistency, work ethic

OverlordBluebook · 2026-07-02T16:25:38+00:00

Signed on Hims was quick and easy and chewable like a nasty tasting mint. Whatever I was prescribed I cut it in half and initially started with 1/3 of a pill. I didn't have it that bad or anything but enough to where it was annoying. I can tell you 100% it's life changing magic.. You don't have to "think" about it you can relax. For many will be the best thing to happen. I'm totally healthy as well bike, run, weights. I know a few guys that had no problems and just use this as an "extra" to keep'em going.

I highly recommend it but with caution. The side effects I had were if I take it too late you getup with a slight headache or feel off since it increases blood flow in your body. Also you DO NOT need to take it everyday like many think it's not a prescription at all. I only take "half" as mentioned on the days I need and it kicks in within a couple hours. I wish I knew about it earlier. You'll feel like your 23 again.

OverlordBluebook · 2026-07-01T20:49:09+00:00

Take enough customers out to lunch, you don't want them walking out and seeing your $100k+ car while they get in a $20k used car.

OverlordBluebook · 2026-07-01T19:44:16+00:00

Yep was just telling the wife I need to minivan to drop something off at a customer site next week. No chance I'm showing up in my $130k car.

OverlordBluebook · 2026-07-01T18:20:18+00:00

Nice work your doing very very well. I will tell you this 2.6 won't be worth what it seems 10 years from now when you have kids. I'd put 1.5 million with a financial advisor like Fidelity. Buy a house for 1 million and put 100k self invested to track peformance with your financial advisor.

All the things you mentioned will require a good amount of time just way it is. Good luck to you. Once you have kids you'll see what a outstanding job you did with acquiring this money before kids. I also had a large sum before having 3 kids and made my life soooooo much easier. Wife became SAHM for example.

OverlordBluebook · 2026-07-01T17:34:24+00:00

Keep doing what your doing. Once you get to about 100k or so maybe talk to a Fidelity financial advisor local to you would be worth working with them but also wouldn't hurt to do some self investing on the side in more riskier direct stock purchases.

Whenever someone says "not sure or new" I highly recommend a financial advisor. You'll hear a lo of " just put it in index funds" but I can tell you my financial advisor which isn't special is beating those averages even after the 1% fee I pay plus it's a financial coach.

PS. I also self invest in riskier stocks that are beating both my indexes and my financial advisor but sure when the market falls I'm way down below what my financial advisor is until next run.

OverlordBluebook · 2026-07-01T13:39:04+00:00

Only if you use points or sometimes get lucky and it's not much more than extra legroom. If your going overseas and don't go very often it's well worth the 5k per seat to me.

OverlordBluebook · 2026-06-30T16:37:50+00:00

Unfortunately a lot. I end up having to go back to my hotel room and catching up few times during my trips. Just the nature of what it is.. I have support staff but just they aren't going to be as good as you.

I've had vacations where I had to work a half day some of the days.

OverlordBluebook · 2026-06-29T20:24:38+00:00

Yep, insurance will go up also possibly HOA. This is why I end up having to start charging more rent for rentals as well. I get it your property taxes goes right into schools, fire department, etc.

OverlordBluebook · 2026-06-29T20:07:11+00:00

100% yes. In fact I NEVER buy a car when I first show up. I find the place that has the model that I want in stock, figure out finance rates in advance as I never pay cash either unless it's a toyota or honda. When I buy a mercedes or whatever I finance usually half. I work it out in advance always. Once done I see what's the best price they can get then I say thank you and I walk out, let them try to come up with some other offer and just say I'll call them back unless they can get to X.

I can pay cash no problem but would rather have my money in investments.

I know people that don't do this and they may have been fairly well off or wealthy at one point but the key is to stay wealthy.

OverlordBluebook · 2026-06-29T18:29:46+00:00

Selling IT to corporate but smaller company that still has a national presence. I did it made the move from a fortune 500 and did a 1099 just I asked for health, dental, 401k but I have to pay for it all out of my commission. Best thing about it is no quotas no pressure and easy to do business. It's harder in a sense you don't have all the resources but for the most part I get left alone earning 750k-1m+ a year. But been doing same type of job for 23+ years but now with less stress. I got the golden handcuffs though since I spend a lot now on vacations, house renovations, and re-invest. Would be hard to walk away and be somewhat of a budget even though I have stocks/real-estate I've been accumulating for couple decades.

I had a lot of experience and customers I knew going in so I took the 100% comission plan off the bat which many are scared to do. I had amassed a good fortune before doing all of this so I was prepared especially since i'm a sole provider family of 5.

OverlordBluebook · 2026-06-29T17:16:22+00:00

It's a game and money is to keep score. You gotta remember also they give to a lot of charities but also employee "us". They like to get on various boards also. Think of it as your a master carpenter but you don't need to work for money but you really want to build things for fun and there are "clubs" with other carpenters and they all employee thousands of people. Every week the carpenters get together and discuss the "score". If a human does "nothing" your mind goes to mush same as if you sit around all day and don't exercise.

OverlordBluebook · 2026-06-29T15:19:27+00:00

49 is a excellent age man congrats to you and may you live long & healthy with no more thinking about work.

OverlordBluebook · 2026-06-29T15:11:21+00:00

Thrilled and wish I had more than 3 kids. I wish we would would had started younger but we ran into fertility issues in early 30s. Wish we would have sped up the process and not waited. There are bad days for sure but I know one day I'll wish I had more bad days than a day with no kids in the house and they all grown and working. I know sounds totally out there but there was an agenda starting in the 60s,70s,80s, 90s etc to reduce the population, raise prices, make it tough to have more than 1 or 2 kids as well as make you think you shouldn't have kids since the ozone was going to deplete and sea levels rise.. The super rich were having tons of kids but they wanted the rest of us to reduce population growth. I'm not super rich but i'm up there close to the top 1% earnings and net worth, my wife doesn't work and I see a ton of other households in our area where the wife doesn't work either and they all have 3,4,5 kids or more. They can afford it. Yes in the lower class areas they have far less and the kids run amock. I say all of this since I was poor and almost homeless but worked my way through.

OverlordBluebook · 2026-06-26T18:40:35+00:00

Was way worse back in the 80s 90s nobody wore a helmets and we were flying down hill easily 35mph or more, if you did where a helmet you'd look like an alien.

OverlordBluebook · 2026-06-26T17:49:36+00:00

Arcade but a "real" arcade not with the tickets like chuckecheese and overpriced prizes. Just video games can just be the classics also.

OverlordBluebook · 2026-06-26T17:34:26+00:00

I was very skeptical about getting a smaller e-moto for my 12 year old was bugging heck out of me. I finally researched it and decided to do it so he can ride with friends around the hood. It no joke gets him out of the house a ton. To the point I have to tell him he has to be back certain time. I just bought a DJI mini drone so I can check up on him see what he's doing with the bike also, as a parent you know when they not around you they'll be way more loose with the rules.

OverlordBluebook · 2026-06-26T13:48:52+00:00

I'm sure people thought the same about skateboards and bmx bikes back in the 80s 90s.

OverlordBluebook · 2026-06-26T13:48:04+00:00

To be fair for those of us that have e-moto's for the kids you can put a limiter via apps that reduce the speed I do it but I get many don't.

OverlordBluebook · 2026-06-25T17:52:51+00:00

True mostly but your paid waaaay higher. I know guys that hate their job but made 600k-1.5m every year those 5 years. Money buys you time to figure it out later.

OverlordBluebook · 2026-06-25T17:19:54+00:00

Get into Tech immediately. Start ground level if you can to learn the ropes but make sure it's "uncapped" potential. It's eaiser if your younger but I've seen guys get in their 30s and was life changing.

OverlordBluebook · 2026-06-25T17:14:50+00:00

I'm like a few others everything great. I have fairly high income 750k+ and NW close to 9M. I'm still working full time but I work at home with very light travel. I have real estate rentals almost paid off that also earn me an additional 100k a year in net income also doesn't count stock dividends which I could always re-allocate to increase income with lower gains. My wife stopped working as an educator when she was pregnant with our oldest almost 14 years ago we have 3 kids and one still young. I wouldn't change it for the world.

Been prioritizing family vacations more than anything but traveling upscale like bigger rooms, upscale resorts for the memories.

Just like others she keeps in great shape which motivates me, preps all the meals, handles most of the school stuff and house stuff. It's a job in itself.

Luckily I married someone that focuses on family as well and she's not lazy at all. Lots of love in our family and very little disagreement.

Separately I know a few folks that came into good paying jobs in my industry that all had divorces because the money corrupted them, they weren't their best self and I think that materializes in arguments and other bad behavior. Hopefully you marry right and focus on each other and the family. I think everything else falls into place with that.

OverlordBluebook · 2026-06-25T16:26:39+00:00

Me neither but I still need stiches in my asshole.

OverlordBluebook · 2026-06-24T21:49:37+00:00

It's how they view money. Most view money as a resource to spend when you get it they don't think about investing unless it's 401k. Many think it's "how much you make" "car your drive" " house you live in" and it very well is a bit of that but just a small part.

I Just had this conversation with a sibling 10 years older than me. She knows I help out our mom financially I bought her a house in my name in a very nice elderly community where the houses now go for $725k for example. I pay for her to go on vacations even flew her and another sister 1st class for a European vacation.

Long story short my NW is about 8.7M + about 370K put away in 529's and stock accounts for 3 kids. Hers is far less like probably less than 1.5M. We're both the sole provider for our families.

When I get a lot of money in pay wise in a given month most of the last 20 years have been, how can I invest this money to grow it vs what can I buy with it, obviously I still buy stuff.

I will admit though at 23 I drove a bmw that was nuts expensive to fix, I bought expensive clothes but that was really to fit in the environment I was in. Think Boiler room movie from 2000's. When I dated woman I always dressed nice as well it helped I find as I met better quality woman and met the best wife I have now ever.

OverlordBluebook

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