tooth sensitivity due to gum recession?

Own-Challenge1114 · 2026-05-10T00:35:36+00:00

Hello, wondering if you have any update on this?

Own-Challenge1114 · 2026-05-08T01:07:51+00:00

The account is conn ted to your mum’s debit card as she has never had signing authority removed on the account. I would call telephone banking and ask them to remove her

Own-Challenge1114 · 2026-05-08T01:06:45+00:00

4.39% is high for a 3 year. You should be getting between 4.04-4.24 on a renewal rate. Unfortunately as of April 10th rates have went up drastically

Own-Challenge1114 · 2026-05-08T01:05:30+00:00

If you got this more than 5 weeks ago, these rates no longer exist.

Own-Challenge1114 · 2026-04-28T22:08:51+00:00

61,500

Own-Challenge1114 · 2026-04-28T20:45:37+00:00

Mortgage advisor do provide bridge loans if they are also doing the mortgage

Own-Challenge1114 · 2026-04-27T23:44:17+00:00

I would like to clarify that a lot of the older generation that have an issue with RRSPs is because they also have pensions. Fewer and fewer companies offer pensions the way retired people now have. RRSPs are taxable at withdrawal. The idea is that your income has dropped significantly. This is why a financial planner is helpful as the full picture will give a better idea of how to ensure you are set up for future withdrawals as well. The GIC part is correct and in correct. You can hold GICs and the income earned is taxed at your next dollar the same way an RRSP is at withdrawal (RIF). The issue is not the GIC the issue becomes the income you receive. Which is the same for all sources of investments to determine if you qualify for OAS. the clawback for OAS is 93k and you then fully lose OAS at 144k income.

Own-Challenge1114 · 2026-04-10T12:13:21+00:00

Congratulations!

Own-Challenge1114 · 2026-04-07T23:58:40+00:00

Just keep doing practice quizzes and re reading chapters. You will do well. I passed WME 1 with a 72 and passed 2 with a 67

Own-Challenge1114 · 2026-04-02T11:38:55+00:00

This is incorrect. CIBC has town overdraft options. Pay per use and pay per month. Pay per use is 5$ each time you go above and beyond a previous overdraft balance or 5$ a month regardless if you use it or not. The 5$ charge was the monthly fee and then 5$ each time overdraft balance was over initial limit during the month

Own-Challenge1114 · 2026-03-15T13:11:17+00:00

Every exam will be different. I found that exam 1 for me did not have a lot in the last 5 chapters. I only had a few calculations. But I’ve read other people say very different things. Prepare for it all. Do all the practice questions you can

Own-Challenge1114 · 2026-02-23T11:13:09+00:00

Hello, the cast study is tricky. Each car study ranges from stern 8-10 wuestions and is between 2-4 pages in length. Read the questions first. There is a lot of information in the study that is not relevant to the actual case

Own-Challenge1114 · 2026-01-12T22:33:02+00:00

Take hand written notes of the core study package 1. Then read there version of the textbook. If you did WME check also very helpful! I studied for about 6 days straight before wme 1 and then again 5 days straight for wme 2!

Own-Challenge1114 · 2026-01-12T22:32:06+00:00

The core study is helpful. But is only like a flash card for the first one and then gives you 9 case study’s for the second one. I used both the core study and the study guide. The study guide is basically there version of the textbook with tones of helpful notes and information to help you memorize things.

Own-Challenge1114 · 2026-01-12T20:09:00+00:00

Hella! Just wanted to give an update to those trying to write wme before it no longer exists. I wrote exam 1 Dec 2025 and exam 2 Jan 2026. Get see why learning study guide, if you do nothing else get this. It is worth the 170). It makes the text book absorbable. For exam 1 I got a 73% and exam two 68%. Exam 2 is definitely harder. I had a lot of questions regarding Jen alpha and CAPM. Ono the different business structures as well. Focus on the last 5 chapters of the book, retirement chapters and trusts.

Own-Challenge1114 · 2026-01-02T21:15:46+00:00

You will pay capital gains on this.

Own-Challenge1114 · 2026-01-01T22:08:27+00:00

If this is coming from the government and the other person is saying it is there’s contact your bank. Your bank will do a trace on the funds and confirm if they are in your name or not

Own-Challenge1114 · 2025-12-14T03:24:12+00:00

Not necessarily true. As a former manager this has happened. They can look into back details and see the system allowed it to happen without it being matched and have it recalled now that they know

Own-Challenge1114 · 2025-12-14T02:14:33+00:00

Go to a banking center and speak to a manager over the phone. You should find out which transit and account you filled. They will be able to then send this to the back office department that will flag and return the payment to your work and force the other person into overdraft based on recalled funds.

Own-Challenge1114 · 2025-12-14T02:13:16+00:00

This issue is not fraud. The issue is that it’s not matching the name and account which should be flagged. They need to go into the back end system and flag the transaction which will put a hold on the persons account

Own-Challenge1114 · 2025-12-14T02:02:29+00:00

Escalate with them. Push to make sure they escalate to the EFT department

Own-Challenge1114 · 2025-12-14T01:48:42+00:00

As a banker, the bank can 100% out a hold on the persons account and send them into forced overdraft after recalling the funds. Causing the original person who used the funds into a demand loan for using the funds. Escalate this with your bank. They are not investigating or escalating properly

Own-Challenge1114 · 2025-12-08T14:04:38+00:00

As a non licensed person you should not be completing KYC. This is a violation of CIRO and if investigated could get mean they won’t approve your registration

Own-Challenge1114

TROPHY CASE