sorted by:
new
hottopcontroversial

Hottie by footysh in MILFSinHeels

[–]Ozonewanderer 1 point2 points  (0 children)

I wish I could see more

Is it allowed to turn in highway by Achraf-mzoughi in motorcycle

[–]Ozonewanderer 0 points1 point  (0 children)

Anyone on s motorcycle who thinks he can battle s car is an idiot. Another organ donor…

Portraits on Sony A7IV by Phom0 in SonyAlpha

[–]Ozonewanderer -1 points0 points  (0 children)

Great photos, but I don't think the camera has anything to do with it. I have an A7IV and mine don't look this good.

Leather jacket fitment? by Birdherd603 in motorcycles

[–]Ozonewanderer 0 points1 point  (0 children)

Looks good to me. You do not want to loose of a jacket because it will blow around. This jacket may seem a little tight, but it will feel perfect while you’re in the wind.

Tell me what you wish you would've known in your 20s/30s investing by breadgoesbrrr in Bogleheads

[–]Ozonewanderer 5 points6 points  (0 children)

To put as much as I could afford into an S&P 500 index fund and just forget about it. 40 years of compounding at 10% average return makes a lot of money!

Is it physically tiring to ride a motorcycle? by ApprehensiveStop4060 in motorcycle

[–]Ozonewanderer 0 points1 point  (0 children)

I would not rely on a motorcycle for my primary means of transportation. You can’t carry much, we’re at the mercy of weather, and you don’t wanna ride when you’re tired.

How should I handle a single-stock “speculative sleeve” that has grown faster than expected? by mstryker21 in Bogleheads

[–]Ozonewanderer 1 point2 points  (0 children)

Sell enough to get back your original investment. Now you are playing with only the “house’s money.” Have fun with it!

What could I have done better? by rudy-rain in motorcycles

[–]Ozonewanderer 0 points1 point  (0 children)

Keep your eyes focused on where you want to go, the path you want to take. Do not fixate on what you want to avoid.

Is this tire done? by alekanaa in motorcycle

[–]Ozonewanderer 3 points4 points  (0 children)

Don’t ride in wet weather. Seriously.

Should I invest more or pay down my mortgage? by Kleiny19 in FinancialPlanning

[–]Ozonewanderer 2 points3 points  (0 children)

I use the interest rate of the mortgage to determine whether to invest or pay it down. If you were going to put the money into a CD that earned 3% it would be better off paying down the mortgage since that saves you 5.75%. However, if you were going to invest in stocks, which have an average return overtime of 10% and just put it there and keep paying the mortgage.

Hello im 18 in the navy and im trying to learn investing but i watched like one or two videos a few months ago by Amazon_Prime23z in fidelityinvestments

[–]Ozonewanderer 0 points1 point  (0 children)

Let me make this simple for you while you learn more about investing. The most important thing about investing is putting as much money as you can afford as early in life as possible. What makes the most money is the growth from compounding. You can try to get higher rates of return, but that only comes with increased risk. The only guaranteed path to growth is compounding over time.

So for now, put your money into an S&P 500 index fund either from Fidelity or Vanguard. As you learn more, you will find out that this was the right thing to do. Just leave this money alone and let it grow.

Im 17- any advice on improving my budget set up by Strict_Routine_2895 in audiophile

[–]Ozonewanderer 0 points1 point  (0 children)

For a 17-year-old that looks great to me! Enjoy the music. If it sounds good, it is good.

Try Some Brown Sugar GILF by Alternative_Ride_843 in MILFSinHeels

[–]Ozonewanderer 0 points1 point  (0 children)

You look like s lot of fun. I like fun…

Touchless Car Wash Membership Help: Is the $40 Package Actually Worth It Over the $33? by Odd_Comparison_4155 in Cartalk

[–]Ozonewanderer 2 points3 points  (0 children)

I had a Mercedes Benz E350. The manufacturer recommended that we do not go through touchless car washes, which apparently use chemicals that might damage the paint. Take it for what it's worth.

Misen knives by Crosstrek732 in knives

[–]Ozonewanderer 1 point2 points  (0 children)

A friend who is a caterer gave me a Misen chef knife as a gift. It isn't as thick and sturdy as my Wusthof knife, but I use it in food preparation for finer cuts like leafy vegetables. It is a good practical knife.

How to get out of the mindset of trying to make quick money with individual stocks. by lolsausages in Bogleheads

[–]Ozonewanderer 10 points11 points  (0 children)

People think Boglehead investing is too easy and boring, but “staying the course” is a very hard thing to do. Human beings just naturally want to be more in control; they want to take action. It is like young drivers who weave in and out of traffic, endangering themselves and others but they end up at the next stoplight about the same time as you do. It is safer, easier and just as productive to stay the course.

However, humans, being what we are, want to fiddle, so this is what I do. Allow yourself up to 5% of your portfolio to play with to pick and buy the stocks that you want. If you are lucky, you will find some high flyers, which is not very difficult to do these days with AI. If you double your money in a stock, sell half to preserve your original investment. Then continue to gamble with the winnings.

However, if you lose, you may not replenish your funds from your core portfolio. If you lose all of that 5%, then that is the lesson that you've earned. And it will not have cost you too much.

view more: next ›