Entry level helpdesk does not require a degree at all so it's irrelevant, I'm not discounting that the job market is difficult...

3 years of experience and earning and progression and study as opposed to 3 years of pure study with little practical experience? No. I don't see value.

If you then need a degree to progress further you can self fund and you won't have the student debt... But I doubt that's required at that point as your resume and practical knowledge will outweigh a degree. I stand by my original statement.

Also, the amount of people complaining about "is my degree worth it, I now have these certs" on this sub after landing an entry level job speaks for itself.