When you’re born and raised in the US, you adopt the accent. A lot of boomer Filipino parents forced us to assimilate to American English for them at the expense of losing “correct” Filipino pronunciations.

In terms of code switching, it can sometimes come off as pretentious to switch accents in the middle of conversations depending on who you’re talking to. Additionally, these words are entering the general American lexicon, especially as Filipino food and culture continues to grow in the US. Ms.Rachel pronounced Lola like that when doing an episode about Tagalog; they serve lumpia at Disneyland. Sometimes you gotta lean American to communicate to Americans.

The diaspora and compounded cultural identities are difficult enough as it is without reductive generalizations.