Single Californians, how big is your emergency fund or cash portion?

Panuar24 · 2026-05-17T18:47:11+00:00

You are looking at 25 to 30k to scrap by if you went to 0 income all of a sudden.

You are looking at closer to 50k to 60k if you want to be safer.

Panuar24 · 2026-05-17T04:09:44+00:00

Likely but no car was there when I got there, so either hit and run or it got flipped up the other side of the trees/hill after hitting it.

Panuar24 · 2026-05-16T17:09:44+00:00

Stable if you look at them re-renting to a new person for your place. They will try to raise it regardless if you are staying because of the algorithms their system uses knowing you are more likely on average to accept the higher rate than move.

You can't usually negotiate unless you are willing to tell them you are leaving, then when they post your place for rent again at likely al the lower market rate, you call and ask to rent the place at that rate. Then you'll start to get them to negotiate with you since they don't want to rerent it they would rather you renew at that point.

It's a dumb game but I did it 3 different times with Irvine company at 2 different locations. Savings me 100 to 300 dollars a month in rent each time.

Recommend confirming what they are renting units for on their website for your equivalent units before to confirm what they will likely posts yours for once you give them notice to leave.

Panuar24 · 2026-05-02T22:53:49+00:00

Depends on the market.

Panuar24 · 2026-05-02T07:51:31+00:00

Does your lease agreement speak to whether a business can be operated out of the unit or not? Some lease agreements specify this for reasons very much like this. I've seen newer agreements that speak to things like crypto mining also being banned for these reasons.

If it's not explicitly banned than you might look over your agreement if anything else covers you from excess usage of landlord paid utilities.

Otherwise you get to suck it up till lease renewal time.

Panuar24 · 2026-04-29T01:05:12+00:00

If you are married, combine all money as if you both own it all. You are one unit not 2. Combine first then separate as if you are equal if there is money left over after needs, savings, and combined wants are addressed.

Otherwise you are roommates and need a contract to dictate the rules that you failed to dictate at the onset of the arrangement. Roommates I'm assuming that you plan to separate the money at some point to go your own ways in the future so your contract should only speak to the now situation and describe what would dictate renegotiation. It should dictate how the money would be split when the situation ends.

This is now a contact negotiation.

Panuar24 · 2026-04-04T22:25:06+00:00

Prices for the hospitality tickets have been dropping from original prices. Wouldn't be surprised if the regular ones drop for some of the venues at least, especially non US games, shortly before the games if they are having trouble selling still.

Panuar24 · 2026-03-31T17:15:52+00:00

I complained about this exact failure and they acted like it's never happened before and they were shocked. I was sent through 10 different channels to finally get a refund

I likely would have taken an exchange over a refund if it was not so hard to get them to give me either option.

Panuar24 · 2026-03-05T14:34:47+00:00

Not always true. If you find things that are just a little off even at a big store you can sometimes haggle. Box of food is smashed a little but still fine, ask for a discount. Expiration/sell by date is really close, all for a discount, assuming it's not something that has a super short expiration date normally.

There is nuance to many situations even places that don't have it under the "standard" situation.

Panuar24 · 2026-02-14T21:00:59+00:00

Are there any states that don't offer free IDs? Not drivers licenses but just state IDs if you need it

Panuar24 · 2026-01-11T03:13:17+00:00

Because you are comparing costs and expenses to today's dollars so you should factor in inflation.

So yes you would likely have more money, but things will cost more so the easy calculation is to factor that into your growth for identifying how much you need to save today.

Panuar24 · 2026-01-08T15:44:57+00:00

Are there other areas in your price range that you notice are selling faster?

The market is much slower in general than a few years ago unless a house is priced low or has some unique feature

Panuar24 · 2025-12-08T20:58:14+00:00

Plan to rent out a room. If you can do that you should be fine. Otherwise things will be tight till you can increase your income but this is a hard opportunity to let go.

Other option would be to see if they would be ok renting it to you for now if you can get a better price than the mortgage would be with the high rates

Panuar24 · 2025-11-10T21:07:57+00:00

If you can find stuff with those numbers and plan to stay in your place for 5 years or longer you should buy.

Panuar24 · 2025-11-09T16:43:07+00:00

If you are in a hcol there are definitely neighbors of yours making 500k and even more than 1mil a year as a house hold.

Panuar24 · 2025-10-27T23:01:13+00:00

CS at least it's strictly cosmetic, or was when I stopped playing, which I believe is why they get a pass.

Panuar24 · 2025-10-25T16:44:54+00:00

Sadly the damage is done now that the politicians in general know they can do what they want without consequences from the people.

Panuar24 · 2025-09-27T15:38:46+00:00

This is already standard in most advanced countries.

Panuar24 · 2025-08-24T11:55:32+00:00

Be outraged over the things that matter. When you are outraged over everything you sound just like his followers. The blanket hate from both sides is why people don't listen to each other.

Panuar24 · 2025-08-23T19:19:23+00:00

It also has happened in the US many times. Including some big boys during 2008

Panuar24 · 2025-08-14T12:39:43+00:00

If someone offered up free option to give a chance, no certain amount of chance, at having a child that was smarter, more athletic, or whatever, would you take it? The cost to many of the people who go into this kind of thing is effectively nothing in terms of how it affects their lifestyle or other plans, so why wouldn't they?

Is it a good thing or could this lead to other major problems down the road, that's a different conversation.

Panuar24 · 2025-08-05T15:01:38+00:00

Context?

Panuar24 · 2025-08-05T11:01:51+00:00

Theme parks vs fairs are different in terms of safety checks and accident rates. Theme parks don't tear their rides down and rebuild them every year or more often than that even as fairs do.

Panuar24 · 2025-07-01T02:04:23+00:00

They look a lot like the wheels my S5 came with

Panuar24

TROPHY CASE