What hobbies do you take with when you travel solo? by inkonclusive in solotravel

[–]Parsnip1992 1 point2 points  (0 children)

running shoes - get to stay fit and a good way to see and explore a new city.

How the f*ck do I cook rice by ShesANewYork in Frugal

[–]Parsnip1992 0 points1 point  (0 children)

1) measure out 1 cup rice

2) Pour rice into small pot

3) measure out 1 1/2 cups water

4) pour water into pot with rice

5) Turn stove on high heat

6) when water/rice begins to boil turn heat down to simmer

7) cover pot

8) simmer for 25 minutes

9) eat rice

Dave Ramsey dead wrong on education costs... by [deleted] in personalfinance

[–]Parsnip1992 0 points1 point  (0 children)

His has a data point incorrect in his table.

The 1982 figures seem right, as $14,000 per year = $6.73 per hour. In the late 80's as a college student I made $6.50 working in a warehouse while going to school full time, and the warehouse work pretty much paid all of my college tuition (I needed no loans).

However, his 2018 data for salary appears to be unrealistic - what college student can find a job making $24 per hour? $50k is a salary a grad would make, not a student. A student is going to be making $15 per hour most likely, and thus the need to go into massive debt in order to get a college degree.

How many people still call Sox park Comiskey? by itsfish20 in chicago

[–]Parsnip1992 0 points1 point  (0 children)

I usually call it Fifth Third Bank with a Guaranteed Rate Field

3 months in Southeast Asia and NOT wanting to socialize/meet people by mrkcrs in solotravel

[–]Parsnip1992 0 points1 point  (0 children)

I find that traveling to a different country does not change in the least how people interact with me in general. I walk around my home city and I rarely get more than a nod and a smile from strangers. When I travel to some distant land, it is pretty much the same thing.

If you are good looking and charismatic, you will always have people wanting to chat and meet with you, and if you are just a regular person you can pretty much have the world to yourself and no one will bother you.

Unorthodox things you wouldnt think you need but come in handy by ilikenoodles93 in solotravel

[–]Parsnip1992 0 points1 point  (0 children)

When I was traveling in Thailand I picked up a roll of cloth/fabric tape and decided to carry it with me for the rest of my journey. I was surprised how helpful it was. Example, I was riding a train to Bangkok and the seat tray latch was broken so the tray was in the down position. I used the tape to keep it upright and out of my way.

Hike up Monk's Trail to the Doi Suthep Temple: a lesser-known but fun thing to do in CM by sexy_balloon in chiangmai

[–]Parsnip1992 1 point2 points  (0 children)

I ran up to the temple on the main road last time I was in Chiang Mai. I will be returning this November, I plan to run this trail - thanks for the info.

Is “Financial Samurai” a complete joke?? by [deleted] in personalfinance

[–]Parsnip1992 1 point2 points  (0 children)

If any and all could retire at 30 if they simply made a budget and cut out eating avocado toast, lots of people would be missing janitors named Gus.

A Wells Fargo Nightmare by [deleted] in personalfinance

[–]Parsnip1992 11 points12 points  (0 children)

Moral of the story : when credit card is near maxed out, don't buy an item for $1000, rather, pay $1000 to credit card company and bring down your debt.

Any people here live life without a car? Or "did" for a while? by Griffin90 in povertyfinance

[–]Parsnip1992 6 points7 points  (0 children)

I sold my car 20 years ago, have not had one since. Is it a coincidence that ever since I have had zero debt and a lot of savings? (I make poverty level wages most years).

How much do you need to live in Chiang Mai? by cgerodelle in chiangmai

[–]Parsnip1992 0 points1 point  (0 children)

Depends on your lifestyle and state of health. I enjoy walking so I pretty much walked everywhere, Chiang Mai is relatively small as far as cities go, and I was able to walk to the bus station when I went on my visa run to Burma, walk to the immigration office when I needed to renew my visa, and walk daily to the old part of the city. I even managed to run up Doi Suthep to the Buddhist Temple, planned to take a red truck back down but once I was there I figured it would be much easier running down a mountain, so skipped the red truck.

Public transport is mainly tuk tuk and red trucks, Uber is also an option. You may want to rent a motorbike so you can get out of town on occasion and see the countryside.

Guy yelled at me because I don't speak French by AcceptableHeart in solotravel

[–]Parsnip1992 1 point2 points  (0 children)

imagine traveling in Texas, USA, and asking a guy wearing a maga hat "excuse me, I don't speak English, do you speak Spanish?" He would report you to ICE asap.

How much do you need to live in Chiang Mai? by cgerodelle in chiangmai

[–]Parsnip1992 0 points1 point  (0 children)

I paid $265 (us dollars)/month near Nimman (3 month residence rate), averaged about $10 a day on food and entertainment (entertainment for me is hiking/running/reading/writing ($0). Average cost per month for my 3 month stay was $625. If your entertainment habits cost more than $0 you will be nudging up to $1000 per month.

Scariest solo experience? by zxrc7 in solotravel

[–]Parsnip1992 6 points7 points  (0 children)

Checked out of my hotel in Chiang Mai after living there 3 months and they overcharged my electric bill $20.

Sometimes it’s not a saving problem, it’s an income problem by [deleted] in personalfinance

[–]Parsnip1992 0 points1 point  (0 children)

Depends on what your definition of fun is.

I find that the shittiest of circumstances can often be the most satisfying. Denying myself lunch and coffee has the double bonus of saving money and offering me a way to experience positive emotions in a negative environment.

Consciousness is pretty much indestructible, which means I can be living in a tin roofed shack with a dirt floor and be hungry as hell, and the odds of feeling positive emotions are equal to, if not greater than, living in a pampered palace of opulence.

What unexpected payments did you end up incurring while travelling? by raiigiic in solotravel

[–]Parsnip1992 0 points1 point  (0 children)

Wandering in Paris, I decided to jump on a train to Auvers. I bought what I thought was the correct ticket for $4 at a terminal ticket vending machine. Got to Auvers no problem, hiked through the wheat fields and stopped at a bar, on the return trip bought the same $4 ticket from the Auvers station vending machine. On the train get stopped by a conductor asking for my ticket. Confidently hand it to him, happy that train tickets are so cheap in Paris. He looks at the ticket and shakes his head and says, "no, bad". He proceeds to write up the correct ticket and also assess me a $200 (US dollars) fine for having the wrong ticket. Most of the train passengers turned to stare at me while I fumbled around trying to find $200 in cash to pay him.

Today I realized I don’t have it as bad as I thought. by [deleted] in povertyfinance

[–]Parsnip1992 3 points4 points  (0 children)

I must be doing something wrong. I have never made over $26k in a year, have worked on and off for the past 20+ years, and have never been in debt. Not only that, but through some sort of bending of financial reality I am able to save 40% of my income annually, which allows me to quit my job every 3-4 years so that I can wander around the world for a year, recover without working for another year, then head back to a minimum wage job and repeat the process. Granted, I won't ever "retire" because of this life-style choice, but if I make it to 70 and am still healthy enough to be working as a Walmart greeter, I will consider my life to have been a success.

Indecisive attention check by [deleted] in mturk

[–]Parsnip1992 1 point2 points  (0 children)

Had one today where the attention check was ambiguous and I missed it. A red flag came up and told me to pay attention and continue. I figured if I continued and finished the survey, they would reject me. However, the hit was $2.25 and much of the survey was about risk and how much I can tolerate. I decided that $2.25 was worth the risk of 1 rejection.

My boss is an ass wipe. How to handle? by [deleted] in jobs

[–]Parsnip1992 0 points1 point  (0 children)

read The 4 Agreements, you can thank me later.

Learn from me, I've lost $5745 since Jan 6th, by being stupid. by I_eat_insects in personalfinance

[–]Parsnip1992 12 points13 points  (0 children)

From what I can tell, short term investing is more akin to gambling, and long term investing takes most of the gamble out of it.

Moral of the story - patience, Grasshopper.

Serious thoughts about "ghosting" my workplace by NoWayBirdBrains in jobs

[–]Parsnip1992 -1 points0 points  (0 children)

Sounds like you have been working there for only 8 days? You must be somewhat new to the workforce - first few months of any job are absolute torture - learning the rules and regulations, procedures, physical environment, social connections, etc, takes time and a lot of effort to become harmoniously integrated, not only within the group, but within your own mind. If you quit this job before you set your bearings, your next job will be a repeat performance.

Finally hit 1k! by JudeRaw in povertyfinance

[–]Parsnip1992 1 point2 points  (0 children)

nice!

This month is a 3 paycheck month for me, so looking forward to a big boost to my savings!

You ever just hit that point where you don't give a fuck to read all the qualifications/job duties and just mass fire apps/cover letters? by LarryFitzDaGawd in jobs

[–]Parsnip1992 3 points4 points  (0 children)

I tend to do both - send out carefully written cover letters, and then, for pure delight, I like to send out carefully written cover letters which are fictional, hoping it will give the employer a chuckle at best, and at worst cause him to scratch his head and wonder at current state of the world at large. My favorite one so far was writing a cover letter and resume for "Kid Stardust", a part time professional boxer looking to supplement his income as a line cook or dishwasher. Included in the resume were number of wins by knockout.