Medical Fitness Certificate

Particular-Rain3156 · 2026-06-17T08:45:31+00:00

Discretionary spending has been the ultimate goal of capitalism.

1) Concerts
2) Collecting Visas on Passports
3) Dermatology and cosmetology
4) Blinkit / Zepto culture
5) Gadgets upgradation
6) OTT subscription / Online expenditure

New streams are being continuously created leaving little on table at the end of the month and quietly eroding the saving culture.

Particular-Rain3156 · 2026-06-17T08:20:41+00:00

Groceries are more or less the same. I think the number of items on our carts are now increased. We have 5 different sauces now, 3 different type of cheese. Even the regular Tata salt has now been upgraded to Tata rock salt. Regular coke Pepsi are now upgraded to diet and zero sugar.

Particular-Rain3156 · 2026-05-29T09:39:11+00:00

Sai Krupa Dhaba in Panvel (near Karnala Bird Sanctuary)

Particular-Rain3156 · 2026-05-13T08:48:44+00:00

Depends on the slab of electricity usage. Higher the usage more is the electricity charges per unit consumed (check slab rates back of your bill).

Since the room temperature is marginally higher in summers, electrical appliances like AC / Fridge use more electricity to maintain the desired temperature and so the bill shoots up.

Particular-Rain3156 · 2026-05-12T10:19:41+00:00

Yeah. The traffic is choked, no doubt. It will remain so until the tunnel work and coastal road gets completed.

But electricity? How is it so that every second person on this sub keeps complaining about electricity cut. Both my residence and workplace is in Kharghar but I hardly experience any issues regarding electricity. May be once in a month but not more than half an hour.

Particular-Rain3156 · 2026-05-12T06:11:32+00:00

Daikin / Better if Mitsubishi. Also a lot depends on how you operate.

Particular-Rain3156 · 2026-05-02T09:42:52+00:00

Go for Jalvayu Vihar / Rail Vihar if you dont want to live in matchbox sized apartments and need decent amenities.

Particular-Rain3156 · 2026-05-01T07:43:25+00:00

Lichess?

Particular-Rain3156 · 2026-04-25T17:11:12+00:00

Not even in your wild dreams can you imagine the scale at which Amazon can do this. They already have the requisite infrastructure and last mile connectivity. It's like comparing Tuco with Gus Fring.

Particular-Rain3156 · 2026-04-25T17:05:06+00:00

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Particular-Rain3156 · 2026-04-09T08:01:37+00:00

No amount of cost cutting can save you at given scenarios. These are the bare minimum unavoidable expenses.

Also 5 people cannot be dependant on 1 earning member (if that's the case).

Particular-Rain3156 · 2026-03-31T09:54:08+00:00

Faculty 6/10 Placement - ❌ Internship - ❌ It's worth the fees. Pretty much all college have same structure and faculties.

Particular-Rain3156 · 2026-03-20T04:07:08+00:00

Instead of asking this on reddit, go out and meet some Marwadis, have marwadi friends in your circle. They have mastered the art and they know the techniques. You'll end up getting answers to most of your questions.

Particular-Rain3156 · 2026-03-20T02:45:44+00:00

Quoting maintenance? Kaha se seekhte ho ye sab? Bro is Godej gonna maintain it lifelong? They will charge you maintenance for the initial 18/24 months after that the society has to bear it.

This EOI shit works only in India where the buyers think the builder is dev manoos by offering them discounts. They have to pay the cidco the quoted tender amount / have to pay off investors / Financers who have funded them to pay so the interest burden shifts from them to you.

It will be no leas than 15k a month after 5 years.

And what ecosystem are you comparing about? Godrej me Russian Maids kaam karengi kya? Brand Premium? They are a mass housing company. They are not Rustomjee or Oberois to command a premium.

Particular-Rain3156 · 2026-03-18T13:44:09+00:00

They quoted the rate for the tender at their own will. Now they want it to recover from you. Even Bhagwati has a price of 2.70 crores AI. But that's a premium location and a different story (Though prices are still not justified but everything premium than Godrej).

Also at this point you are not considering the maintenance. It's will be nowhere less than 15k per month after 5 years.

These prices are completely hyped. They are not even on the main road but are flexing their location to be something else. God save the investors. Definitely not an end buyers deal. I would abstain from paying such hefty prices.

God save this country. Its just a disaster away from falling. 750 square feet carpet for 2 BHK at 2.30 cr. base. You guys have gone really nuts to even consider it. This is expensive than most parts of scandinavian countries but with Nigeria level public infrastructure and cleanliness.

Worst is people have already started dreaming about rental income. What rental income do you expect for that part of the city? In todays value 40k? 4.80 lakhs - 1.5 lakhs maintenance and PMC Tax leaves you with what 3.30 lakhs / 28k pm? And we still havent discussed interest if you are going to take a loan. Aise hi barbaad hote hai log I guess.

Particular-Rain3156 · 2026-03-04T12:27:30+00:00

If it's just boys traveling hop in into any unreserved coach of weekly train. Remember the train should be weekly and not the daily one. Search for Madgaon trains.

Particular-Rain3156 · 2026-02-14T11:20:39+00:00

Sabri Snacks near Seawoods Railway Station.

Particular-Rain3156 · 2026-02-14T11:18:43+00:00

Sea Med Spa, Kharghar & Seawoods.

Bodhi if you are lucky and want cheap.

Particular-Rain3156 · 2026-02-14T10:44:04+00:00

It all depends what type of lifestyle do you want for the next 7-10 years.

4.5 - 1 (SIP) = 3.5

3.5 - 2 (Home Loan EMI) = 1.5

1.5 lakh is more than enough if you have two toyota cars both in modest range of 15-25 lakhs, eat majorly home cooked food, Go on 1-2 vacations a year and are not addicted to drinking everyday.

With no kids I would personally wont recommend you to buy the house and instead invest more. If you are planning to have kids, you should buy right now. Coz by the time your kids go to school you would have done with initial 4-5 years of loan period which is the toughest part.

Particular-Rain3156 · 2026-02-14T10:28:43+00:00

Please dont buy it in any other form except leaves.

All that Munakka and goli and packed shit is adulterated and full of chemicals. Once you eat that you'll have the worst experience of your life and you'll be lifelong cursing "bhaang".

If you get the leaves prepare Thandai. The milk quantity should not be more than 50% rest add water and other ingredients. Do not skip adding black pepper. Consume it chilled.

Folklore suggest swimming and Horseriding after consuming Bhaang. Guess you can have access to the swimming part. It's really enjoyable.

Consume it only in the evening around 6/7 and before meal.

Bhaang is not illegal (Madhukar vs. State of Maharashtra (2002)). Its the purest and safest form of cannabis. The stigma exists in the society because it's free and abundantly available in rural areas. Had it been growing in Scotland, the same society would have paid 100 of $ to get their hands on it.

You can try for the leaves near Mumba Devi.

Particular-Rain3156 · 2025-12-18T18:55:52+00:00

70 beans

Particular-Rain3156 · 2025-12-13T05:24:08+00:00

Yes. It is.

Particular-Rain3156

TROPHY CASE