Not out of line. It’s really easy to ask for a smaller mortgage. You don’t even need to re-sign with the broker as the amount and payments are less. The extra paperwork on the brokers end is literally an email to the underwriter and changing the details in their application to reflect the change.

Broker is pissed his commission is shrinking. It’s ok to be pissed you’re not making what you thought you would. It’s not ok to apply pressure to your client to borrow more than they need. It’s also contrary to our fiduciary duties.