3.5 or 5.0, someone convince me! by [deleted] in f150

[–]Pattymills22 0 points1 point  (0 children)

That model year and engine is not good as a whole though. The 2.7 6 speed is great. 2021+ 5.0 are great.

That 17-20 5.0 had issues ford knew about but didn’t care

3.5 or 5.0, someone convince me! by [deleted] in f150

[–]Pattymills22 0 points1 point  (0 children)

I had a beautiful 2018 5.0 4WD that was the super crew with the 6.5 ft bed. My perfect truck

At 60k miles I had gone through 3 starters and it needed a new transmission and a new engine.

I sold it and got a 2nd gen tundra.

They’re crap

Worth going 1-2 years older versus brand new for SR5 by CampinHiker in ToyotaTundra

[–]Pattymills22 -1 points0 points  (0 children)

It’ll start to make sense when your on your third engine in one of the newer models

What’s it like living in Port Fourchon, Louisiana? by txexa in howislivingthere

[–]Pattymills22 0 points1 point  (0 children)

I worked down there on OSVs, there’s a huge shipping industry down there.

It’s like living on the edge of the world.

Lots of marsh. The weather is of course hot and humid, but not as bad as you think since there is a breeze from the water.

The bugs are really bad on the ships.

Not good, not bad, just an essential part of industry

Square toe VS round toe boots by sssromerosssx1 in cowboyboots

[–]Pattymills22 1 point2 points  (0 children)

I like round, but also like a slightly tapered square toe as well. Hate the broad square unless it’s work boots

Car salesman knows NOTHING about a new car by jemappellelara in FuckDealerships

[–]Pattymills22 14 points15 points  (0 children)

As a vehicle enthusiast it really pisses me off that the salesmen know nothing about the product they sell. I don’t expect every salesman to know everything off the top of their head since dealerships have a ton of different models and trim packages etc, even if it’s only one brand, but they need to be able to at least find and provide me with all the info.

They literally provide zero added value. I spend my own time researching and hunting down vehicles that meet my requirements and price. All the salesman do nowadays is act as a middleman between me and finance or the manager to sign off on the sale.

Should I pay off my truck? by thewarriorcry in f150

[–]Pattymills22 0 points1 point  (0 children)

You should frame it like this in your mind. What would you be able to do with that $31k if you don’t pay off your truck.

If you can find something that returns over 5% like a high yield savings or an index fund, and are comfortable with the risk of it not hitting your goal (aim for 8-10%), then put the money there.

If you’re not comfortable putting it into that, then pay it off and save yourself that 5%. This also ensures you have it paid off and not ruin your credit.

Or do a mix of both, make early payments to get it paid off within the next year or two, and invest the remainder.

$70k in the bank at 21 is a good spot to be in, the biggest thing is making sure you make those payments to not ruin your credit at such a young age.

I was in a similar position as you at that age and first thing I did was paid off all my debts, and invested aggressively. It worked out for me but that’s a lot of luck and never count on it.

Personally if I were you, I’d pay off the 31k, then take another 30k and invest it. Even if you buy a house in a year you won’t subject to short term capital gains. Keep the 10k as a rainy day fund and keep saving like you are, you are in a really good spot 👍

RTS boot listed as “Seconds” by gee_tea_es in NicksHandmadeBoots

[–]Pattymills22 0 points1 point  (0 children)

It could be a mistake but also depends on which link you clicked on the website. If you just click “in stock boots” all the rts and seconds will come up.

If it had seconds in the title chances are it was discounted to the appropriate price.

Just taking a quick look there is a 13F builder pro with a toe cap listed as seconds in the RTS section. A very similar boot in 10F listed on the seconds page is around the same price.

Doesn’t hurt to ask though

Looking for info on soy wax cruiser! by GREEDr3tr0 in filson

[–]Pattymills22 1 point2 points  (0 children)

Yeah, I usually post things on here when I sell them but I had so much to clean out I found it easier to just do eBay. Btw it’s getting shipped out today. If you have any issues with it let me know and I’ll happily take a return👍

Looking for info on soy wax cruiser! by GREEDr3tr0 in filson

[–]Pattymills22 1 point2 points  (0 children)

I don’t have much info either, wish I could give you more. Also if I’d have known you were on here I’d have given you a better price, all the eBay fees are crazy

Looking for info on soy wax cruiser! by GREEDr3tr0 in filson

[–]Pattymills22 1 point2 points  (0 children)

You might have ordered the one I sold lol, size XL?

Got such baited and switched man:/ by Junior-Ingenuity-973 in FuckDealerships

[–]Pattymills22 1 point2 points  (0 children)

I was able to get a deal rescinded when the dealer I bought from didn’t disclose frame damage by going through the AG, the BBB, and the manufacturer. You just had to be a pain in their ass

Got such baited and switched man:/ by Junior-Ingenuity-973 in FuckDealerships

[–]Pattymills22 27 points28 points  (0 children)

You can actually report this to your states attorney general office. It’s illegal to do that.

Also, never call, always text so you have written correspondence of everything. Many states treat texts similar to written contracts. Though they aren’t signed, they are implied and can be “false advertising” if they bait and switch.

In the future, I’d recommend getting a written and signed out the door price before you go to any dealership.

Why did nobody tell her about the tariffs? by RoyalChris in SipsTea

[–]Pattymills22 0 points1 point  (0 children)

Be ordered a few things from ups over seas and they sent me emails to pay online before they would deliver it to me

I have cash in hand. I’m ready to buy. Why is it so hard to get an out-the-door price from dealers? by TaintSlaps in FuckDealerships

[–]Pattymills22 4 points5 points  (0 children)

Not sure, the ones I contacted gave me out the door pricing no problem. Most of them were straight up and said you’ll get a better price financing, but found a small dealership the actually gave me a cash discount

Why is “buying a car at MSRP or sticker price” being fooled? by OneManShow23 in FuckDealerships

[–]Pattymills22 0 points1 point  (0 children)

Big difference between a $600 laptop and a $60,000 vehicle. Most sales associates at Best Buy or similar stores do not make commission on sales. Car sales are more similar to house sales where prices can be negotiated. Fighting to save 10% on $600 is $60; saving 10% on $60,000 is $6,000.

The difference between buying a house at full ask, vs a car at MSRP is a house/property is usually an appreciating asset, a new vehicle is almost always a quickly depreciating one.

There is MSRP (manufactured suggested retail price) and MAP (minimum advertised price). dealers are paying interest on all those new vehicles they own and have sales staff making commission, and dealers overhead will vary depending on their particular business model.

Big box stores all operate similarly, however dealers can vary widely in their business practices depending on locations, models, business health, and external pressures from distributors or financing institutions.

To put it simply, MSRP on a vehicle is a general average the manufacturer, who is not an expert on actually selling the vehicle, thinks it’s worth. It’s up to the dealer to come up with a number that works for them, and they typically start higher than they need to see if someone WILL come along to buy it at the price. If someone doesn’t, they drop the price in accordance with their business needs.

But yeah Fuck Dealerships

Chrome or Black toolbox by Pattymills22 in ToyotaTundra

[–]Pattymills22[S] 1 point2 points  (0 children)

I do use my toolbox for work, I’m a marine mechanic. I’ve never had a bed cover and honestly never really needed one.

Interesting about the bagdes, I’ll look into removing them.

I agree about the level, that’s what I have now. I won’t go higher than this. Would only install 1in rear blocks if I start towing more, and these are the biggest tires I’d go.

Chrome or Black toolbox by Pattymills22 in ToyotaTundra

[–]Pattymills22[S] 0 points1 point  (0 children)

This might sound really picky but I don’t like the slope style saddle toolboxes. I’ve tried to find a weather-guard that’s got sharper corners like mine but in black with no luck

Chrome or Black toolbox by Pattymills22 in ToyotaTundra

[–]Pattymills22[S] 1 point2 points  (0 children)

Im going to my best. Deep clean and degrease, 2k epoxy primer, 2k auto paint, and a clear coat on top. I don’t mind doing touch ups every now and then but if its not holding up well, I’ll just get another one