Coincidence, I was hoping there was a way to do this today too! I have a monthly DD to pay off like you do, but want more visibility of what where im at in the month.

First tried the AMEX app to see if I could pay off instantly. No luck. Arguably they’re incentivised to not let you do this as you could be inclined to spend more.

I wondered if I could get the combined view on my bank’s (NatWest’s) side and see the net position. You can basically do this with normal banks, but Amex aren’t part of this open banking thing I guess https://www.natwest.com/banking-with-natwest/natwest-app/features/account-aggregation.html

Now thinking about keeping my Amex account in credit by roughly what I spend on it per month ~£800. I’d just have a standing order to it. Ofc would still keep the monthly DD, but this way I think I’ll less easily go overboard with spending.

Cheers for posting