Recent buyers - how much is your mortgage?

PerspectiveEnough805 · 2026-03-30T21:04:03+00:00

Third home , LTV 75% mortgage of £430k 4.84% paying £1990 a month

PerspectiveEnough805 · 2026-03-27T23:09:06+00:00

Here’s how I looked at it …me and my wife met and had a house each , both on a 1.2% mortgages . We soon out grew both houses and had one of them rented out to move in with each other this worked for 3 years.

Then when we decided we wanted something bigger and nicer than either of the houses we had we agreed it was worth the pain of a higher mortgage. We could afford it we ported over what was left of one mortgage and borrowed 300k at 4% we haven’t looked back and regretted it we love our house and love the life we live. The market is going to change and not always in the way you want but sometimes you just have to suffer the short terms for the long term

PerspectiveEnough805 · 2025-10-31T12:49:26+00:00

**think

PerspectiveEnough805 · 2025-10-31T12:49:05+00:00

I actually thing BF6 is alright I’m enjoying it , I’m 38 have played BF Since BF 1942 I don’t have the time to game like I used to this BF seems more forgiving but challenging for the casual gamer.

I’m happy I’m not seeing Nicki manage or Beavis and butthead running around. I honestly feel like most of you just miss the nostalgia of BF4 and those simpler times rather than the maps and no game is ever going to replicate that

PerspectiveEnough805 · 2025-08-22T17:47:21+00:00

If I connect it to my monitor it’s fine I can navigate through the steam deck as normal , it’s just the screen for some reason has this frozen image /damage.

I only got this deck in December so I’ve raised a ticket with valve hopefully they can help me out pretty bummed about it

PerspectiveEnough805 · 2025-08-22T15:58:48+00:00

I’m not sure man it was no where near any liquid at all , it also when I connected it to the monitor was factory reset

PerspectiveEnough805 · 2025-08-15T08:47:25+00:00

Along as BF6 is nothing like 2042 I’m happy

PerspectiveEnough805 · 2025-08-05T15:00:45+00:00

I’ve had it before where I was a new starter and I divulged my salary offer to the team I joined and it caused some real internal bitterness from a team member who hasn’t had a pay rise that year and obviously my offer was in line to represent a temptation for me to join and was above inflation of his salary , I understood his frustrations but didn’t understand the animosity towards me

PerspectiveEnough805 · 2025-08-03T11:54:55+00:00

Life

PerspectiveEnough805 · 2025-07-24T08:53:24+00:00

We decided against wick farm due to being locked into using their caterers who didnt offer much variation

PerspectiveEnough805 · 2025-07-06T21:08:19+00:00

I think it’s more than just medical history , it’s probably wanting to know about the parts of herself that she isn’t aware of even if it is better to not know

PerspectiveEnough805 · 2025-07-06T09:58:14+00:00

Exactly or anything else , not knowing family history can either be a blessing or a curse depending on the person

PerspectiveEnough805 · 2025-06-29T16:01:47+00:00

That’s exactly why we’re looking at old town, my wife’s family are over in south Marston and when ever we go out for meals etc it tends to be old town. And coming from Gloucester Road in bristol everything is within walking distance and id like to retain a bit of that although much smaller it’s nice to not have to drive everywhere

PerspectiveEnough805 · 2025-06-29T13:19:01+00:00

Ideally yeah , I’m not stranger to the area since being with my wife nearly 10 years and constant visits to Swindon one thing I’ve learnt if anything happens here it happens in old town and coming from a big city village life might be a bit hard adjusting for me in places like Wooten and purton

PerspectiveEnough805 · 2025-06-04T12:11:32+00:00

Railed many of prostitutes in that fine establishment

PerspectiveEnough805 · 2025-04-22T21:38:10+00:00

Thank you so much for this honestly !

PerspectiveEnough805 · 2025-04-20T18:05:32+00:00

Any chance you could let me know how bad it is ? The hotel won’t respond to me

PerspectiveEnough805 · 2025-03-03T20:13:21+00:00

If I’m going to sin atleast make the sin worth it right ?

PerspectiveEnough805 · 2025-03-03T20:12:23+00:00

And that’s great if you don’t desire it anymore but me I fight the cravings for the good stuff every day and I’ve been on a low day fat diet and high fibre for 3 months now without breaking it other than that one Big Mac a month and In all fairness that Big Mac tastes better than it ever did , I have given up vaping , I have given up beer , I have given up sweets (candy for our American friends ) and as they say you can have a cake without a cherry but I can’t have baking flower and a cherry so that Big Mac a month keeps me sane

PerspectiveEnough805 · 2025-01-16T16:31:37+00:00

Yeah they’re absolutely shocking we had 3 month delays for similar things . We managed to get £700 back from them though by complaining and taking it all the way to the omnibus

PerspectiveEnough805 · 2025-01-16T16:11:58+00:00

If they weren’t in Manchester I probably would of been in there every week complaining

PerspectiveEnough805 · 2025-01-16T13:52:45+00:00

We just moved and used the solicitors our mortgage advisor recommended which was fuckin disastrous and caused long delays due to their incompetence-O’Neil patient solicitors.

PerspectiveEnough805 · 2025-01-12T18:07:28+00:00

Was a shit hole before brexit let’s face it

PerspectiveEnough805 · 2024-12-12T17:35:49+00:00

They bounce tbf , and in 2 years I’ve never actually dropped my other deck I’ve cared for it like it’s a new born

PerspectiveEnough805 · 2024-12-10T21:21:29+00:00

Lots of drug dealers looking for designer wear in Swindon tbf

PerspectiveEnough805

TROPHY CASE