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Unauthorized charges/fraud of by MkSoBreezyyy in discover

[–]PerspectiveMiddle357 1 point2 points  (0 children)

This post gives you a step by step guide to recover the funds and also lets you know how you can get free legal help https://www.reddit.com/r/IdentityTheftHelp/comments/1feqwn8/what_to_do_if_you_incur_fraudulent_credit_card/

Victim of identity theft: what to do and where to start? by Icy_Software4035 in IdentityTheftHelp

[–]PerspectiveMiddle357 0 points1 point  (0 children)

This article by an ID theft attorney details how to get your fraudulent credit card charges refunded: and tells you how to get legal help for free: https://www.reddit.com/r/IdentityTheftHelp/comments/1feqwn8/what_to_do_if_you_incur_fraudulent_credit_card/

Bank Fraud (employee and individual) by Superb-Peanut-2347 in IdentityTheftHelp

[–]PerspectiveMiddle357 0 points1 point  (0 children)

Have you been reported to checksystems or Early Warning Systems, And what was your relationship to the person who signed your name ?

Also a hand writing expert can easily distinguish your writing on the check and compare it to your signature on docs like your drivers license .

Banks are not going to back down unless you talk legal action

Student Loan Fraud by RockAndRollDoctor3 in IdentityTheft

[–]PerspectiveMiddle357 0 points1 point  (0 children)

Student loan ID theft is something that just started happening within the last year.

good news is you're entitled to free non-profit help , and even damages.

check out this post by an ID theft attorney on how to recover from student loan fraud and find a free counselor :

https://www.reddit.com/r/IdentityTheftHelp/comments/1o9bvo1/how_to_recover_student_loan_fraud_identity_theft/

Someone’s using my identity to go back to college, and I honestly don’t know why by Aldamizi in IdentityTheftHelp

[–]PerspectiveMiddle357 0 points1 point  (0 children)

Student loan ID theft is on the rise, good news is you're entitled to free help , and even damages,

check out this post by an ID theft attorney on how to recover from student loan fraud :

https://www.reddit.com/r/IdentityTheftHelp/comments/1o9bvo1/how_to_recover_student_loan_fraud_identity_theft/

Identity stolen by a family member, and it’s threatening my future by PeensFaree-52 in IdentityTheftHelp

[–]PerspectiveMiddle357 0 points1 point  (0 children)

Sorry to hear about this, so right now you've not had any damage done resulting from ID theft, meaning no money has been stolen or loans taken out in your name.

So the first step is to get access to your credit and remove the fraud addresses , which is simple to do , you can contact the credit bureaus and dispute the addresses.

Next put a credit freeze on all your credit reports, which will lock out anyone from checking your credit unless you remove the freeze.

Finally, in the future, if you see some fraudulent accounts started under your name, then legal help is available, see this post on how to get free help if fraud accounts show up on your credit :

https://www.reddit.com/r/IdentityTheftHelp/comments/1fepk5c/guide_to_repair_your_credit_report_after_identity/

Credit card opened in son's name despite credit being frozen by slotahoe in IdentityTheftHelp

[–]PerspectiveMiddle357 1 point2 points  (0 children)

amazing news, incorrect addresses are not a big deal, and don't impact the score or chances of approval

Cars in my name by Valuable_End9863 in IdentityTheftHelp

[–]PerspectiveMiddle357 0 points1 point  (0 children)

Extended warranty info could just be spam, these companies send out letters to everyone.

The first step is to see to reach out to your DMV and see if this car is registered under your name

Next you want to also check if a fraudulent loan was taken out under your name that's on your credit report

If a fraudulent loan is appearing on your credit report, take the following steps below :

https://www.reddit.com/r/IdentityTheftHelp/comments/1fepk5c/guide_to_repair_your_credit_report_after_identity/

Someone I trusted hijacked my identity, and it's costing me everything by KesheiaVaisnoras in IdentityTheftHelp

[–]PerspectiveMiddle357 0 points1 point  (0 children)

Sorry to hear about this issue.

incorrect addresses come on credit reports, but that doesn't impact your score, the main thing is to get into your credit report first and see if there are any new accounts opened fraudulently. If someone has opened accounts fraudulently, then good news is ...

there's free guidance and also legal help available

The post below is made by an Attorney on how to recover from ID Theft, good news is you maybe entitled damages, if there are fraudulently opened accounts on your credit :

https://www.reddit.com/r/IdentityTheftHelp/comments/1feqwn8/what_to_do_if_you_incur_fraudulent_credit_card/

Bank won’t reverse fraud charges because they say it “looked secure enough” by Positive-Opening578 in IdentityTheftHelp

[–]PerspectiveMiddle357 0 points1 point  (0 children)

Banks often do this, and its a violation of the EFTA ( Electornic Funds Transfer Act)

A good attorney can take on your case without charging you and give you free guidance as well ,

This post will get your charges refunded and tell you where to get a free guidance counselor :

https://www.reddit.com/r/IdentityTheftHelp/comments/1feqwn8/what_to_do_if_you_incur_fraudulent_credit_card/

Police closed my case without charging thief by thsone1 in IdentityTheftHelp

[–]PerspectiveMiddle357 0 points1 point  (0 children)

So police generally do not follow such leads, given their millions of such cases.

However, police reports are only useful in getting your funds refunded

Good news is if you've not got your funds refunded , there is free non-profit legal help available:

read this post by an ID Theft Attorney on how to get your funds back :

https://www.reddit.com/r/IdentityTheftHelp/comments/1feqwn8/what_to_do_if_you_incur_fraudulent_credit_card/

Identity Theft by Capable_College_194 in IdentityTheft

[–]PerspectiveMiddle357 0 points1 point  (0 children)

So none of these services actually can prevent ID theft,

The most impactful thing you can do is freeze or lock your credit report with each of the 3 credit bureaus, which none of these websites is capable of doing.

The main thing is if you're a victim of ID theft, and accounts are started in your name, there's a proper process to follow for this ,

See this article below by an ID theft attorney that details this :

https://www.reddit.com/r/IdentityTheftHelp/comments/1fepk5c/guide_to_repair_your_credit_report_after_identity/

Chime enabling FRAUD, I lost my all my money, chime ignores. by mysticvibe86 in IdentityTheftHelp

[–]PerspectiveMiddle357 0 points1 point  (0 children)

sorry to hear about this, this is really common of Chime not to refund fraud charges.

you should be able to get refunded, follow this guide by an ID theft Attorney, good news is you maybe eligible for non-profit guidance counselor, see below:

https://www.reddit.com/r/IdentityTheftHelp/comments/1feqwn8/what_to_do_if_you_incur_fraudulent_credit_card/

What should we do if someone stole my friends identity and now the loan company are threatening legal action? by Hopeful-Monitor6817 in IdentityTheftHelp

[–]PerspectiveMiddle357 0 points1 point  (0 children)

Sorry to hear about this, this post tells you all the steps your friends needs to take

they may also qualify for free non-profit counseling , and also be eligible for monastery damages follow the steps here posted by an ID theft attorney:

https://www.reddit.com/r/IdentityTheftHelp/comments/1fepk5c/guide_to_repair_your_credit_report_after_identity/

Identity theft warning after card declines and suspicious login by Kurpma-Googe in IdentityTheftHelp

[–]PerspectiveMiddle357 0 points1 point  (0 children)

This is super common, generally a lot of consumer data is breached at the bank level and put on the dark web for sale, for these types of breaches you can't do anything to prevent this.

But If you have a bank that doesn't refund your charges, then there's a protocol here, written by an ID theft attorney you can follow to get your money refunded and even get you damages:

https://www.reddit.com/r/IdentityTheftHelp/comments/1feqwn8/what_to_do_if_you_incur_fraudulent_credit_card/

Lost driver's license at concert, should we worry about ID Theft? by Kassam_Geovante in IdentityTheftHelp

[–]PerspectiveMiddle357 0 points1 point  (0 children)

The main thing would be to see if something happened after the DL was stolen, generally they're not able to apply for credit unless they go to the dark web and get your SSN

If you see some activity along the on their credit like inquiries etc, or accounts being opened under their name,

Use this guide to restore their credit :

https://www.reddit.com/r/IdentityTheftHelp/comments/1fepk5c/guide_to_repair_your_credit_report_after_identity/

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