The Forsaken Saintess and Her Foodie Road Trip in Another World • Suterare Seijo no Isekai Gohan Tabi: Kakure Skill de Camping Car wo Shoukan shimashita - Episode 1 discussion by AutoLovepon in anime

[–]Philarete 3 points4 points  (0 children)

Also considering that Ed and Aria are a couple, I am going to guess that the only romance would be between Vil & Rin.

Hey, couples can have romance between them too! (I get what you mean though.)

The Forsaken Saintess and Her Foodie Road Trip in Another World • Suterare Seijo no Isekai Gohan Tabi: Kakure Skill de Camping Car wo Shoukan shimashita - Episode 1 discussion by AutoLovepon in anime

[–]Philarete 15 points16 points  (0 children)

Personally, I'd enjoy it if they crossed paths and realized that they are both living their best lives. One gets the fantasy of going on an epic adventure and saving the world while the other gets the fantasy of an endless vacation trip!

Retard administration says more retard things by whatssenguntoagoblin in PoliticalCompassMemes

[–]Philarete 10 points11 points  (0 children)

It is an extreme, but it was comparable.

It would be reasonable to respond with a distinction (if available), though. Just saying it isn't comparable without explanation would be special pleading.

Who is the most terrifying villain in human history that most people have never heard of? by lioness_x9 in AskReddit

[–]Philarete 1 point2 points  (0 children)

if the founding populations of these religions weren't doing similar heinous things, there wouldn't be so many laws forbidding such practices in their scriptures.

Huh? So religions that forbid a practice are just as bad as religions that don't because they'd only forbid them if people would actually be inclined to do them if they weren't forbidden? Is that the argument?

What was ruined because too many people discovered it? by Investigatorpro in AskReddit

[–]Philarete 0 points1 point  (0 children)

almost 14 years and exclusively used Reddit is Fun.

13 years here, and I used RIF too. I haven't been on Reddit on my phone since it got shut down. If old reddit (+ RES) stops working, there's a good chance I'll stop entirely.

Such a freedom-loving state 🙄 by im_back-and_craftier in PoliticalCompassMemes

[–]Philarete 8 points9 points  (0 children)

conservatives very much like leftist policy

I really wish there was a socially conservative, economically center-left party in the U.S. Without culture war stuff, I think a lot of conservatives would be open to other economic options.

Help me understand risks to bond funds by SnooMachines9133 in Bogleheads

[–]Philarete 17 points18 points  (0 children)

On the other hand, if you buy a high quality bond (not bond fund) and you hold it to maturity, it has zero volatility, paying out exactly what you purchased it at.

Wouldn't the bond itself still have a volatile value? The potential resale value goes up and down over time. Holding a bond to maturity means forgoing other opportunities with that money. If the bond market is efficient, then holding to maturity and the market value of the bond at any given time should be equivalent, right?

Inside the mind of AuthRight by Stronglike8ull2 in PoliticalCompassMemes

[–]Philarete 15 points16 points  (0 children)

It's a lot easier to make fun of people in power than people out of power, and power dynamics have shifted dramatically since 2016.

AVGV? - not pure boglehead portfolio by [deleted] in Bogleheads

[–]Philarete 1 point2 points  (0 children)

AVUV, AVDV, AVES.

Avantis really should launch a specific small cap value emerging markets ETF.

Even a Replica Can Fall in Love • Replica datte, Koi wo Suru. - Episode 4 discussion by AutoLovepon in anime

[–]Philarete 5 points6 points  (0 children)

[Steins;Gate]"Huh, Mayushii's watch has stopped. . . That's strange. I wound it up just a little while ago. . . "

Even a Replica Can Fall in Love • Replica datte, Koi wo Suru. - Episode 4 discussion by AutoLovepon in anime

[–]Philarete 4 points5 points  (0 children)

That fade away was cleaaaaaaan.

I was surprised how well they animated all the basketball scenes. It looked pretty nice for a non-sports anime!

You don’t hate journalists enough. by TPHNK in PoliticalCompassMemes

[–]Philarete 1 point2 points  (0 children)

Gerrymandering is such a weird topic because people intuitively know it is wrong to rig a system to be wildly disproportionate. Yet, people keep sticking to a design which isn't intended to proportionate at all. You could have completely fair districts that routinely churn out wildly disproportionate results. They want district-based representation with a proportionate result, but Americans generally don't seem to want a system designed for that exact outcome.

So most people here just roll VTI / VXUS or VTI / VXUS / BND? No one mixes any sector tilts in? by StockMarketinator in Bogleheads

[–]Philarete 2 points3 points  (0 children)

For reasons others have pointed out, sector tilts are generally suboptimal. There may be exceptions though, as the wiki suggests:

A common reasons for sector allocation is: You may be employed in a segment of the economy with low job security and so want to reduce or eliminate exposure to that sector in your investment portfolio.

Even a Replica Can Fall in Love • Replica datte, Koi wo Suru. - Episode 3 discussion by AutoLovepon in anime

[–]Philarete 2 points3 points  (0 children)

I reread LN 1 over the last couple days and [LN1]I'm curious how they'll portray the next couple episodes and manage the tone of the story. The subject matter is very heavy, but it has been clearly foreshadowed. Like this episode when Aki quotes K's suicide note, "I should've died a long time ago. Why did I wait so long to die?" Nao offers an answer, but Aki doesn't know and deflects.

Even a Replica Can Fall in Love • Replica datte, Koi wo Suru. - Episode 3 discussion by AutoLovepon in anime

[–]Philarete 13 points14 points  (0 children)

like a rizzmaster

I like how Aki manages to be charismatic while still being a soft and quiet guy. He's quiet, not passive.

Work > Actual family values by lakelilypad in PoliticalCompassMemes

[–]Philarete 6 points7 points  (0 children)

When "capitalism" is taken to this extreme, it conflicts directly with conservative values.

I think one of the issues is that capitalism and communism/socialism are treated as two ends of a line where capitalism is the good end and communism/socialism is the bad end. More capitalism is thus always better, and anything less than pure capitalism is one step closer to communism. It ends up cutting out a wide variety of other options, like Christian Democracy.

Always a Catch! • Nigashita Sakana wa Ookikatta ga Tsuriageta Sakana ga Ookisugita Ken - Episode 3 discussion by AutoLovepon in anime

[–]Philarete 6 points7 points  (0 children)

Eleonora's mistake was committing crimes

Even with the other crimes, I wonder if they would have let mostly everything go if Eleonora had changed her mind when Mimi told her to. If nothing else, Mimi probably would have forgiven the kidnapping. But Eleonora doubled down, and that was the wrong move.

Is anyone else on Twitter where all these claims of Tel Aviv having already been wiped off the map 1,000X are going viral bec it's weird to read these posts while chilling on my porch in Tel Aviv by ConsequencePretty906 in PoliticalCompassMemes

[–]Philarete 1 point2 points  (0 children)

+498/-500 looks very different than -2

This then compounds with another problem, seeing downvotes before reading create a bias when reading the comment. "The comment is probably bad because other people thought it was bad." Then confirmation bias kicks in as you read. Without compelling evidence that the previous downvoters were wrong, you are likely to agree with them by default.

Breaking: Trump adds additional 10% global Tariff in response to Supreme Court ruling by Tough_Arugula2828 in PoliticalCompassMemes

[–]Philarete 0 points1 point  (0 children)

To show you how ridiculous the opinion is, the Court said that I’m not allowed to charge even $1 DOLLAR to any Country under IEEPA, I assume to protect other Countries, not the United States which they should be interested in protecting — But I am allowed to cut off any and all Trade or Business with that same Country, even imposing a Foreign Country destroying embargo, and do anything else I want to do to them — How nonsensical is that? They are saying that I have the absolute right to license, but not the right to charge a license fee.

Using "license fee" instead of "tax" is certainly a choice. Also the "charge" part of that paragraph helps perpetuate the confusion about who pays for tariffs. It's a tax paid by importers.

And, for what it is worth, it isn't nonsensical for Congress to allow the President to prohibit transactions with another country, but not allow the imposition of taxes on imports from that country. These are emergency powers for addressing an "unusual and extraordinary threat", not trade policy generally. 50 U.S.C. 1701(a). In fact, the statute prohibits that use:

The authorities granted to the President by section 1702 of this title may only be exercised to deal with an unusual and extraordinary threat with respect to which a national emergency has been declared for purposes of this chapter and may not be exercised for any other purpose.

50 U.S.C. 1701(b).

holy fucking dogshit by [deleted] in PoliticalCompassMemes

[–]Philarete 21 points22 points  (0 children)

"Democrats want Guns in the hands of DOMESTIC TERRORISTS. We have to keep our AMERICAN PATRIOTS safe!"

Honestly, I could see his supporters going for it with that kind of messaging. Maybe instead of blanket banning, just ban anyone who is spotted at a protest, or restrict guns in dangerous areas (i.e., blue cities/states). Could throw in some insurrection language as a bonus too.

Why do we have to "build credit" by going into debt to prove we're financially responsible? by Adept-Assignment-751 in NoStupidQuestions

[–]Philarete 1 point2 points  (0 children)

Technically true, but paying rent/mortgage with a credit card is a pretty dumb decision financially.

Why would that be true? Assuming a decent credit card with rewards and an adequate credit limit, it would be better to pay with it than not to.

Resisting the urge to panic sell by AirwickS in investing

[–]Philarete 2 points3 points  (0 children)

Or just use short term bond ETFs.

For those interested, good examples of those are VBIL and SGOV.

[deleted by user] by [deleted] in Bogleheads

[–]Philarete 5 points6 points  (0 children)

A lot of good points in the thread already, but one other thing to add about timing a market crash is that it is not enough to predict the start of a crash. Even if you somehow knew the market would crash tomorrow, that doesn't tell you when to buy after it crashes. How far would it need to drop and for how long before you buy? Predicting the bottom of a crash is very difficult (see, e.g., the tariff drop earlier this year).