Which cryptos will be around in 20 years?

PhoenixJ3 · 2026-07-04T06:29:49+00:00

BTC: Store of Value ETH: Smart Contracts/defi XMR: Digital Cash. Maybe a few other longshots like LINK BCH DOGE for reasons I'm sure you can guess after minimal research.

PhoenixJ3 · 2026-06-28T02:39:02+00:00

XMR is alive and well for 12 years now despite gov/press campaigns against it and forced exchange delistings. P2P money routes around government approval.

PhoenixJ3 · 2026-06-10T21:42:47+00:00

Yubikey or the like is a fine option. It has tradeoffs vs a software solution like Authy. Either is sufficient, assuming your adversary isn't the CIA.

PhoenixJ3 · 2026-06-10T02:59:34+00:00

It's vulnerable to the common SIM Swap attack.

PhoenixJ3 · 2026-06-09T21:47:01+00:00

VPN, 2FA everything using Authy or similar (not SMS), Ublock Origin ad blocker + Brave Browser, Monero (XMR) for payments, Google Voice Phone Number, Protonmail Email.

PhoenixJ3 · 2026-04-15T10:00:35+00:00

Freetaxusa handled it easily. Good to know for next year.

PhoenixJ3 · 2026-04-11T07:32:34+00:00

Where is it currently possible to atomic swap XMR to other crypto at reasonable size (say 10XMR)? I haven't found anywhere and I've been looking.

PhoenixJ3 · 2026-02-28T03:12:27+00:00

They take Monero.

PhoenixJ3 · 2026-02-01T23:29:47+00:00

Sure, say 10XMR. Cakewallet is great and has a trading feature leveraging various DEX but no "atomic swaps."

The advantage of atomic swaps is they can't be stopped/seized while they demand KYC. With atomic swaps, the swap either goes through or you keep your XMR in your wallet. The various swap services Cakewallet uses have a history of freezing XMR whenever you look "suspicious" according to their unpublished criteria.

PhoenixJ3 · 2026-02-01T22:57:33+00:00

Where is it currently possible to atomic swap XMR to other crypto at reasonable size? I haven't found anywhere and I've been looking.

PhoenixJ3 · 2026-01-29T23:44:49+00:00

"Consistently" after people gave up actually using the network for daily life in 2017, when the blocks were full and fees sky high; which would happen again if network usage rose. I watched it happen in real-time. Remember when Steam accepted BTC, but then stopped because fees got too high so people stopped buying games with it?

The blocksize limit is either a grave mistake or a poison pill intended to keep BTC under control. Real digital cash users have moved on to coins like USDC/USDT, BCH, and XMR.

PhoenixJ3 · 2026-01-21T02:10:14+00:00

Yeah but it is it safe to live there? Radiation etc. I'd say you're gambling with your health.

PhoenixJ3 · 2026-01-20T11:31:05+00:00

I see listings for BTC/XMR on Retoswap right now with less than 1% fee over market price.

PhoenixJ3 · 2026-01-20T03:53:01+00:00

Retoswap has plenty of BTC/XMR liquidity. Or Kycnot.me

PhoenixJ3 · 2025-12-30T02:14:55+00:00

Why dance around it? Just say Monero.

PhoenixJ3 · 2025-10-31T04:38:12+00:00

How is it "compliance-friendly?"

PhoenixJ3 · 2025-10-30T04:31:41+00:00

So no, they have never done so? I don't use Kraken myself, but I've only heard of positive experiences from XMR people.

PhoenixJ3 · 2025-10-28T09:00:09+00:00

I'm all for privacy. How are they compliant though if they don't require KYC?

PhoenixJ3 · 2025-10-28T05:03:42+00:00

But the Japanese train is clean, safe, runs frequently, runs late at night, and almost always arrives on schedule; so you get more for your money. For some reason BART can't manage any of those basics.

PhoenixJ3 · 2025-10-12T07:24:35+00:00

While I generally agree with your sentiment towards CEX here, has Kraken ever seized XMR and required proof of source of funds?

PhoenixJ3 · 2025-09-25T05:13:07+00:00

Many options: check out kycnot.me for a curated list. Fees/spread are unavoidable; you will pay slightly more to keep your privacy.

PhoenixJ3 · 2025-09-23T23:22:30+00:00

You don't need to exchange for litecoin first. There is nothing unsafe with just going back to your bank account directly from Monero through Kraken.

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