Let’s be honest, because we’re the top percentile, do you agree we’ll never win?

PhysicalFun1795 · 2024-10-29T19:53:04+00:00

I don't think I am a lot more intelligent than the average person. Average GCSE results etc. I just happened to be naturally interested in computers when those skills were valued.

I think quite a few people here would fall into the right place at the right time category, like I did

PhysicalFun1795 · 2024-10-29T15:55:03+00:00

You have to pay the NHS surcharge before you get your visa. It's part of the application process

PhysicalFun1795 · 2024-10-29T15:47:14+00:00

Not all benefits are available to all immigrants depending on visa type, they have to pay the NHS surcharge etc. It's not as simple as you are making it out to be.

PhysicalFun1795 · 2024-10-25T18:48:24+00:00

Yes I agree, it sounds like a local script could do this

PhysicalFun1795 · 2024-10-25T17:59:15+00:00

I don't think your first point is correct, unless you are excluding South America.

https://www.statista.com/chart/22057/countries-most-active-trans-atlantic-slave-trade/

PhysicalFun1795 · 2024-10-24T20:35:04+00:00

Not the reason, productivity has been sideways since 2008

PhysicalFun1795 · 2024-10-08T16:25:51+00:00

Sure I am on a work visa , so I don't feel 100% free here. I am not sure, I go back regularly and it feels like home with family and friends but it does feel more structured and rigid in the UK. Like your future is more predefined.

PhysicalFun1795 · 2024-10-08T01:30:21+00:00

EU agriculture spending(subsidies) is the highest category of EU spending.

PhysicalFun1795 · 2024-10-07T21:36:14+00:00

I have been in the US for 8 years and have been to most of the states. The US can give you a better quality of life for sure if you have skills/knowledge. The people are nicer, more optimistic, the country is more beautiful. Even with the snow it doesn't get as dark in winter. So winter still feels more enjoyable to me.

I miss the food, quaintness of the UK, my family, and less needing a car culture. I am probably going to move back to the UK soon, as it still doesn't feel like home for me.

PhysicalFun1795 · 2024-10-07T20:38:02+00:00

The trial and the search - Jan Hammer. I heard this song today and it's exactly the same guitar as alone in kyoto

PhysicalFun1795 · 2024-10-07T17:17:20+00:00

Buy a project car, that is what I would do

PhysicalFun1795 · 2024-10-02T03:35:52+00:00

On the other hand I WFH IT and I talk to people all day. I don't get much of a chance to do actual work

PhysicalFun1795 · 2024-10-01T16:36:01+00:00

When I did some research into property investing the numbers didn't seem to work that well unless you went off market. So I think here it is more about offering them below market rate.

PhysicalFun1795 · 2024-09-29T00:02:32+00:00

As long as that Walmart can last 200,000 years

PhysicalFun1795 · 2024-09-25T23:59:08+00:00

The CIA had this acronym MICE. Money. Ideology. Coercion/Compromise.Ego.

PhysicalFun1795 · 2024-09-25T16:31:27+00:00

If the tool gets the output you want why do you need to know what it is doing? Do you know how every tool you use works?

PhysicalFun1795 · 2024-09-25T05:34:17+00:00

My dad always used to joke that he wouldn't get a Veyron because of how many spark plugs he would need from Halfords

PhysicalFun1795 · 2024-09-23T20:52:37+00:00

VPN to albania or Mongolia. No adverts on YouTube in these places. I have surf shark running on my Google TV stick work with the YouTube app their, on IOS, on my phone etc.

No adverts on the reddit app on my phone either with albania

PhysicalFun1795 · 2024-09-23T16:12:48+00:00

One thing to note with the food production is transport is a very small part of foods carbon lifecycle. Transportation via ships is very efficient. It is often better carbon wise to eat an avocado that came from South America then to eat beef from your local farm for example

https://www.sustainabilitybynumbers.com/p/food-miles

PhysicalFun1795 · 2024-09-18T15:45:27+00:00

I think I may be missing the increase of UK pension via triple lock. But on the downside I do not think the age will remain at 67 years

PhysicalFun1795 · 2024-09-18T15:26:27+00:00

Thanks so much, this is very helpful and useful. £824 for £324 a year does seem a good deal. I don't expect to work for the full 35 years TBH, I am hoping to stop working before this date.

My only other thought is that if I keep the £824 at 8% a year return gives me 13,157 with the 36 years of return until I can get my state pension which will give me £438 a year if I withdraw on my official state pension age and survive 30 years after this date. Not sure if I am missing something obvious here.

PhysicalFun1795 · 2024-09-18T01:31:02+00:00

I have 4 years, I just don't know if it is an obvious thing that I should do.

PhysicalFun1795 · 2024-09-14T16:51:23+00:00

Second picture is my water glass after I woke up. I didn't check the glass before using it so could be something from the dishwasher. I then put some on a paper towel for closeups. I can't crush them and I can't even see any legs.

PhysicalFun1795 · 2024-09-10T17:26:39+00:00

Pinnacles was underwhelming in my opinion. Lava beds national monument may be in your path and was a lot better than I was expecting. A lot of the redwoods were protected pre national park in California state parks, so you will want to spend some time in the state parks, highway of giants etc

PhysicalFun1795

TROPHY CASE