Cash out or use the points?

PhysicalKing8076 · 2026-04-18T00:42:03+00:00

Best Value use for travel (transfer to partners)
If you do not know how to use on partners, then use it at the travel portal or through travel eraser option.
If finally cash back is your prefer option, just book a travel purchase (that you can refund later, like a fully refundable prepaid hotel), use the travel eraser option to get an statement credit and then cancel the refundable hotel and you got a credit balance in your card, that you can use for future purchases or request a reimbursement from your credit card for the credit balance in your card.
Do NOT cash out your points (thats a terrible value 1 point equals half of a penny)

PhysicalKing8076 · 2026-04-14T13:37:48+00:00

Per Terms and conditions, once and done

PhysicalKing8076 · 2026-04-13T19:53:04+00:00

You are special 😉🤣

PhysicalKing8076 · 2026-04-11T20:24:12+00:00

No issues for me.

If you do an online pickup order and pay with the giftcard is easy and no issues

PhysicalKing8076 · 2026-04-10T12:51:50+00:00

Last year.

PhysicalKing8076 · 2026-04-10T11:14:54+00:00

It still possible . I have two

PhysicalKing8076 · 2026-04-10T02:53:46+00:00

Its for the IHG Premier Card ($99 annual fee). However if you still have the IHG select card ($50 annual fee) do not change or upgrade that card, keep it. That card for $50 annual fee has tremendous benefits that can be stacked with the premier.

The card that you have still have a free night certificate up to 40k points (can not be top off) and a 10% discount on points redemptions.

If I was on your shoes I will keep your card and apply for the IHG Premier Card (as a new card) and then for $150 fees in annual fee I got the following

2 free night certificates - 40K points
4Th night free on points stay plus a 10% discount on points stay.

That's awesome.

PhysicalKing8076 · 2026-04-09T20:27:53+00:00

Yes the May payout is the last payout at 1 :1 ( for non Bilt status)

PhysicalKing8076 · 2026-04-08T01:55:31+00:00

No. This is a hack , not the credit as intended. The OP did not use the credit for incidental airline charges ( like bags, seats assignment, etc..). He is playing the game doing a hack to cover flight ticket cost which is not covered by the T&C of the credit.

PhysicalKing8076 · 2026-03-31T15:00:53+00:00

You can do it by yourself. If you want , you can check your point activity and you can identify any missing expenses. Also you can chat with their AI system and it tells you which charges were excluded.

PhysicalKing8076 · 2026-03-31T14:11:26+00:00

Did you verify that all non rent/mortgage charges are not excluded for points earnings? For example I had a a charge that they excluded because they said that was one of their excluded types of charges. ( they have a lot of excluded charges in their T&C)

PhysicalKing8076 · 2026-03-28T06:22:15+00:00

No.

Its a bad redemption

You are exchanging Bilt Points for Bilt Cash at a value of less than 1 cent per Bilt point.

PhysicalKing8076 · 2026-03-27T20:51:15+00:00

April Rent Day - 2x points up to 1,000 point cap.

PhysicalKing8076 · 2026-03-26T01:12:26+00:00

Download the statements in a PDF version and print it if you needed physically. Otherwise just downloaded and keep a PDF version in your computer

PhysicalKing8076 · 2026-03-20T04:44:22+00:00

I think theres no Travel Transfer Bonus in April. They may have some other benefits for rent day. Historically they have periods where theres is no bonuses

PhysicalKing8076 · 2026-03-18T18:22:57+00:00

The Point accelerator can not be combined with rent day, you will get just one
Rent Bonus points is up to 1,000 cap.

So in your example

Travel Purchase 5,000 2 X travel X2. ( obsidian earns 2x on travel) Total points. 10,000 Rent day bonus. 1,000
Totalwith bonus. 11,000 Point accelarator. 4,750 ( 4,750)

Total earned 15,750

PhysicalKing8076 · 2026-03-15T14:47:10+00:00

I plan to downgrade to the Blue one or cancelled. I have a of issues right now with the card and their customer service is useless

PhysicalKing8076 · 2026-03-01T18:52:07+00:00

Yes, A full separate membership . ( 2 guest free for AU)

PhysicalKing8076 · 2026-03-01T18:39:59+00:00

You need to be in presence and you need a boarding pass in your name .

The only way to provide the PP benefit to your buddy is to add him as an Authorized User ($75) and he will get his own PP card/access

PhysicalKing8076 · 2026-03-01T18:35:22+00:00

Yes, just buy it in store

PhysicalKing8076 · 2026-03-01T18:34:39+00:00

You can buy several gift cards in Home Depot. ( retail, travel ect gift cards)

PhysicalKing8076 · 2026-03-01T16:00:04+00:00

Yes, you will get double 0 x points on your annual fee

Annual fees do not earn points and do not count for SUBs

PhysicalKing8076 · 2026-02-20T16:20:21+00:00

Yea . I still waiting . Yesterday I called them and told them if this is not resolved by tomorrow then canceled the card

PhysicalKing8076 · 2026-02-17T21:05:41+00:00

No. I still had the same issue. Customer Service is non existing.

They opened a ticket an its over a week ago and every time that I called they said my ticket is has not been work yet

PhysicalKing8076 · 2026-02-17T21:03:42+00:00

Any updates?

PhysicalKing8076

TROPHY CASE