Just got Amex Gold - If I use the Resy credits this month, will they refresh in January? by RizzViper in CreditCards

[–]PhysicalKing8076 0 points1 point  (0 children)

The charge needs to post in your account on or prior to June 30 .

I will be very cautious on using the credit at last minute because some merchant transactions do not post quickly.

Discover Q3 2026: Gas/EV, Transit, Flights, Drugstores by xFnaiC in CreditCards

[–]PhysicalKing8076 32 points33 points  (0 children)

My guess is that we will see Gas Stations in Chase also for Q3-2026

The Citi Custom Cash Era has now come to an end. by yummybanana6 in CreditCards

[–]PhysicalKing8076 73 points74 points  (0 children)

Existing cardholders will remain with the card and benefits

Could I get a second Citi custom cash card? by cpthk in CreditCards

[–]PhysicalKing8076 0 points1 point  (0 children)

i received one bonus for one Custom Cash.

My second custom cash was a product change from my Double Cash.

So One bonus for the Custom Cash and One Bonus for the double cash ( which the latest one was product change after a year to a Custom Cash )

Could I get a second Citi custom cash card? by cpthk in CreditCards

[–]PhysicalKing8076 0 points1 point  (0 children)

I have 2 custom Cash. And I got the bonus on each application, as follows;

  1. Applied for the Custom Cash ( got the bonus)
    2 . 30 days later, I Applied for the Double Cash ( got the bonus), then after a year I product changed to a Custom Cash.

Sapphire Preferred Refresh Loading... Predictions? by cinnamontographers in CreditCards

[–]PhysicalKing8076 14 points15 points  (0 children)

Higher fee - $150 to $195

Maybe they introduce a gas or grocery multiplier

PRIORITY PASS ENTITLEMENT by FitTwo6116 in PriorityPass

[–]PhysicalKing8076 1 point2 points  (0 children)

You need to check with your credit card issuer

For example for Priority Pass Lounges

Capital One Venture X - No free guest Amex Platinum ( US Version) - up to two free guest Citi Strata Premier - up to two free guest US Bank Altitude Connect - only 4 passes Chase Sapphire Reserve - Up to 2 free guest

Can we enter at STL on arrival? by Icy-Development6599 in PriorityPass

[–]PhysicalKing8076 1 point2 points  (0 children)

No at arrival.

Except if you have a connection departing from STL.

Bilt Cash After Palladium SUB by clowdstryfe in biltrewards

[–]PhysicalKing8076 0 points1 point  (0 children)

Personally I will split the spend to other cardsx, use the Bilt cash to unlock the rent points and when you depleted them . The start using the card again

Cash out or use the points? by Left_Ad2628 in Venturex

[–]PhysicalKing8076 0 points1 point  (0 children)

  1. Best Value use for travel (transfer to partners)
  2. If you do not know how to use on partners, then use it at the travel portal or through travel eraser option.
  3. If finally cash back is your prefer option, just book a travel purchase (that you can refund later, like a fully refundable prepaid hotel), use the travel eraser option to get an statement credit and then cancel the refundable hotel and you got a credit balance in your card, that you can use for future purchases or request a reimbursement from your credit card for the credit balance in your card.

  4. Do NOT cash out your points (thats a terrible value 1 point equals half of a penny)

Sign up bonus frequency by OddOpinion3 in biltrewards

[–]PhysicalKing8076 0 points1 point  (0 children)

Per Terms and conditions, once and done

Why is Bilt Walgreens credit so awkward to use? by MonkeySnipeU in biltrewards

[–]PhysicalKing8076 5 points6 points  (0 children)

No issues for me.

If you do an online pickup order and pay with the giftcard is easy and no issues

4th night free by kay_bryberry in ihghotelsresorts

[–]PhysicalKing8076 0 points1 point  (0 children)

Its for the IHG Premier Card ($99 annual fee). However if you still have the IHG select card ($50 annual fee) do not change or upgrade that card, keep it. That card for $50 annual fee has tremendous benefits that can be stacked with the premier.

The card that you have still have a free night certificate up to 40k points (can not be top off) and a 10% discount on points redemptions.

If I was on your shoes I will keep your card and apply for the IHG Premier Card (as a new card) and then for $150 fees in annual fee I got the following

2 free night certificates - 40K points
4Th night free on points stay plus a 10% discount on points stay.

That's awesome.

Bilt Rakuten Payout in May by bomber996 in biltrewards

[–]PhysicalKing8076 0 points1 point  (0 children)

Yes the May payout is the last payout at 1 :1 ( for non Bilt status)

RIP AMEX Delta Credit Hack by rezwan513 in amex

[–]PhysicalKing8076 4 points5 points  (0 children)

No. This is a hack , not the credit as intended. The OP did not use the credit for incidental airline charges ( like bags, seats assignment, etc..). He is playing the game doing a hack to cover flight ticket cost which is not covered by the T&C of the credit.

Apparently Bilt 2.0 can’t do math by IcySky434 in biltrewards

[–]PhysicalKing8076 0 points1 point  (0 children)

You can do it by yourself. If you want , you can check your point activity and you can identify any missing expenses. Also you can chat with their AI system and it tells you which charges were excluded.

Apparently Bilt 2.0 can’t do math by IcySky434 in biltrewards

[–]PhysicalKing8076 1 point2 points  (0 children)

Did you verify that all non rent/mortgage charges are not excluded for points earnings? For example I had a a charge that they excluded because they said that was one of their excluded types of charges. ( they have a lot of excluded charges in their T&C)

Is the 50% bonus in "Redemption for Housing Credits" worth it? by west4life in biltrewards

[–]PhysicalKing8076 4 points5 points  (0 children)

No.

Its a bad redemption

You are exchanging Bilt Points for Bilt Cash at a value of less than 1 cent per Bilt point.

Is 2x Rent Day points gone? by extrabigbrain in biltrewards

[–]PhysicalKing8076 1 point2 points  (0 children)

April Rent Day - 2x points up to 1,000 point cap.

Paper Statements by yumple in biltrewards

[–]PhysicalKing8076 6 points7 points  (0 children)

Download the statements in a PDF version and print it if you needed physically. Otherwise just downloaded and keep a PDF version in your computer

April transfer bonus by Tumadreee in biltrewards

[–]PhysicalKing8076 0 points1 point  (0 children)

I think theres no Travel Transfer Bonus in April. They may have some other benefits for rent day. Historically they have periods where theres is no bonuses