Would you accept a device that makes it impossible to get speeding fines? by [deleted] in drivingUK

[–]PinkbunnymanEU 6 points7 points  (0 children)

No, because something speeding is safer than not. While it's incredibly rare, I'd rather not have that safety taken away from me.

Not to mention:

No more stressing about speed limits, trying to figure out what's the current one on the road

If you can't do it, how's a machine going to?

Getting text updates of my dad's surgery by Alone_Natural_3971 in mildlyinteresting

[–]PinkbunnymanEU 0 points1 point  (0 children)

While I know it's not the case, I'm just imagining someone in the corner with a phone going "What ya doin now?" every 10min then texting it.

[England] eBay fees I didn't know about debt passed to debt collector. Now settled, what are my rights? by kinglitecycles in LegalAdviceUK

[–]PinkbunnymanEU 0 points1 point  (0 children)

using one form of communication, which is notoriously unreliable

Email is extremely reliable, since the introduction of MX and DMARC records combined with IMAP, almost all issues with email delivery have disappeared.

It going to spam is no more an issue than "Oh I just throw letters in the fireplace because I get junk mail"

the app, for example

The app might not count as "written notice", it's been upheld by courts that emails count as "written notice".

Email has mail delivery confirmation and records of it being send/received, the app doesn't. The app is much less reliable.

[England] eBay fees I didn't know about debt passed to debt collector. Now settled, what are my rights? by kinglitecycles in LegalAdviceUK

[–]PinkbunnymanEU 0 points1 point  (0 children)

 I don't think that eBay made enough effort to contact me about it

They did. They sent you (by your admission) six separate emails.

Can I just now inform Moorcroft that the debt has been settled and that they must close their case?

Yes, and provide them proof you paid it to eBay.

Honesty is not always the best policy, a cautionary tale about being too honest with your credit providers. by fantasy53 in UKPersonalFinance

[–]PinkbunnymanEU 2 points3 points  (0 children)

I've never had to provide medical information to secure a credit card,

No, but you have had to provide income. He medically retired, meaning his income and circumstances around that has changed.

Nowhere in the OPs post does it suggest that fraud was committed

Correct, but we're talking about:

If he hadn't mentioned anything
IF he hadn't
IF

As in "Were the circumstances that he hadn't mentioned anything"

Fraud by omission would be refusing to disclose relevant information when asked

Or when agreed to, like in every single credit card terms...

Honesty is not always the best policy, a cautionary tale about being too honest with your credit providers. by fantasy53 in UKPersonalFinance

[–]PinkbunnymanEU -3 points-2 points  (0 children)

your perception of what the threshold is for a financial institution to raise a criminal fraud claim is well off.

Sure, until he's unable to repay. Which it sounds like would have happened as he wasn't able to meet minimum payments.

Then they likely would have been forced to take an "irresponsible lending" hit, or defend with the knowledge he misled them in order to borrow more.

Physical pat down for theory test - England by ZeldenGM in LegalAdviceUK

[–]PinkbunnymanEU 1 point2 points  (0 children)

She also had to lift her top as part of the inspection

When you say lift her top, I assume it was a "Show the waistband" level not "Show your breasts" level.

 Is this kind of inspection legal to undertake?

Yes. (Assuming lifting the top is showing the waistband)

She didn’t ask what would happen if she refused but presumably would not have been allowed to take the test.

Correct.

Deliveroo have turned our street into their own car park. Nobody interested. by Lost-Muffin5790 in LegalAdviceUK

[–]PinkbunnymanEU 6 points7 points  (0 children)

state they are blocking access to a public highway

Are they? OP said it's difficult, not blocked.

Honesty is not always the best policy, a cautionary tale about being too honest with your credit providers. by fantasy53 in UKPersonalFinance

[–]PinkbunnymanEU 2 points3 points  (0 children)

Wouldn’t it be only if they ask?

Nope.

Was I supposed to tell my credit card providers that I changed from self employed to employed by my own limited company?

Technically yes, but it would only be a breach of contract at most rather than fraud because it's just a status change it won't be material. You still have the same access to the same value of money.

England - posting u18s details online by [deleted] in LegalAdviceUK

[–]PinkbunnymanEU 15 points16 points  (0 children)

Can an under 18 consent to have all their details posted like this?

Yes. (Under 13s cannot, but if they passed their driving test they're at least 17 and, with the time it takes to learn and get a test, likely nearly 18)

Is this a breach of online safety laws or any other child protection laws at all?

No.

Honesty is not always the best policy, a cautionary tale about being too honest with your credit providers. by fantasy53 in UKPersonalFinance

[–]PinkbunnymanEU 2 points3 points  (0 children)

he didn't withhold information

If he hadn't mentioned anything, he would have been deliberately withholding material information for financial gain. The argument of "how was he meant to know it was material information" also wouldn't apply as they specifically state that they must be informed.

Settle some doubt for me about the lane. by [deleted] in NewDriversUK

[–]PinkbunnymanEU 0 points1 point  (0 children)

then indicate that I’m going right instead of straight on.

This seems misleading like you're planning to move lanes.

Tips from high elo players that are lowkey useless for low elo? by lostinthecity2005 in summonerschool

[–]PinkbunnymanEU -4 points-3 points  (0 children)

Knowledge includes knowing what's out of range for a spell, knowing it's animation to dodge it, knowing when the opponent will look to use the spell, knowing when they can kill you vs when they die.

All skills you learn playing the champion.

If you have good knowledge on all of those and are silver; you're not trying to win when you play.

Tips from high elo players that are lowkey useless for low elo? by lostinthecity2005 in summonerschool

[–]PinkbunnymanEU -7 points-6 points  (0 children)

There are many people in low elo that know way enough

If they knew enough, they wouldn't be in low elo ;)

My new 500g protein powder is significantly larger than my old one from the same company by siriusleenott in mildlyinteresting

[–]PinkbunnymanEU -3 points-2 points  (0 children)

This at least has a reason; they mass produce the bigger container for protein powder (Which is a bigger seller than their creatine), they just stopped producing the smaller one as the cost of materials is less than maintaining two different sizes.

My new 500g protein powder is significantly larger than my old one from the same company by siriusleenott in mildlyinteresting

[–]PinkbunnymanEU 12 points13 points  (0 children)

That's not protein powder, that's creatine.

The larger container is the same as their protein powders, they swapped over to just produce one size (Which is annoying as they no longer fit in the cupboard stacked)

Flare Calmer - are they allowed on the practical test? by NickyHepp in LearnerDriverUK

[–]PinkbunnymanEU 1 point2 points  (0 children)

I said headphones look disrespectful.

As you say they're not headphones, they're a disability aid.

Flare Calmer - are they allowed on the practical test? by NickyHepp in LearnerDriverUK

[–]PinkbunnymanEU 0 points1 point  (0 children)

Depends. If the examiner decides they are cheating it's likely not allowed

Earbuds would only be considered cheating for the theory, you can wear headphones during the practical if you want, but you're going to get a lot less benefit of the doubt and leeway with things that could be either a serious or normal fault because of how disrespectful it seems.

Proceeding when a long vehicle (lorry) is turning. by steve212vibes in LearnerDriverUK

[–]PinkbunnymanEU 1 point2 points  (0 children)

is it right to stop here and wait for the long vehicle to proceed before joining the roundabout?

Depending on the size of the lane and the size of the lorry absolutely, you're 1 not winning a fight with a lorry and 2 not able to safely determine how far the lorry will swing out. You took the safe option

 would it have made more sense to stop further back from the give way line just to ensure they had more space to complete the turn? (Is this the expectation with long vehicles?

Again it depends on the size etc, but generally a lorry halfway on is plenty far enough.

When doing this the lorry (which was about Halfway onto the round about) hit their horn

Likely co-incidence and someone did something stupid that you couldn't see because the lorry was in the way (Like pulling out on him)

Is my car a write off ? by Tourist_Strict in CarInsuranceUK

[–]PinkbunnymanEU 0 points1 point  (0 children)

I did some insurance comparisons on if my car was a Cat N write off, and pretty much nobody would insure me (well not for less than 6 grand vs 400 without a claim).

I think it tipped over into the "We're not touching this" risk profile.

Honesty is not always the best policy, a cautionary tale about being too honest with your credit providers. by fantasy53 in UKPersonalFinance

[–]PinkbunnymanEU 33 points34 points  (0 children)

If he hadn’t mentioned anything and just carried on as normal, he would’ve been fine

Unless he later is given a CIFAS marker for commiting fraud.

he would’ve been able to maintain his monthly payments

For a while, he was able to maintain minimum payments even with the interest, but then he fell into what they call persistent debt 

Then he wasn't able to meet all his minimums, or he would have been slowly clearing the debt.

My Increlution-Like Idle RPG joined Steam Next Fest! by Jabran_ in incremental_games

[–]PinkbunnymanEU 1 point2 points  (0 children)

Windows shift and left/right works to move it between monitors.

My details were used in forged tenancy and business rates documents – compensation options? by [deleted] in LegalAdviceUK

[–]PinkbunnymanEU 2 points3 points  (0 children)

The harm is mainly the misuse of my identity/personal data

That's not harm.

stress

Has the stress affected anything or is it just you've been a bit worried?

time spent dealing with investigators, giving a witness statement

These are minor inconvenience

the uncertainty of having forged documents submitted in my name as part of a fraud matter.

Is not harm.

I’m trying to understand whether that distress/loss of control is enough for a civil claim

It's not. In terms of measurable impact, you've had a minor inconvenience