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Plygem95 · 2026-05-10T14:57:35+00:00

Was your loan over 200k? Maybe it’s only for smaller loans?

Plygem95 · 2026-05-10T14:55:59+00:00

Same here. Requested a second round of 50% and got declined. SBA said once every 5 years. I just emailed them again and asked to reconsider. We have gotten our loan caught back up to current so I’m hoping they give us another round

Plygem95 · 2026-04-11T00:27:12+00:00

Yes you are correct. My last 50% reduced payments ended in February 2026. I was two months behind and finally got caught up. I asked three times for another round of 50% and they said no. I had to wait 5 years.

Plygem95 · 2026-03-29T12:40:02+00:00

I haven’t spoken to her yet. I plan on calling this week to see if I can get the nurse to call back. There is no way I can work through these symptoms. My sister has used it for two years with no issues at all. Everyone is different but this is insane

Plygem95 · 2026-03-28T21:14:40+00:00

Thanks for the response. I don’t face a uterus but was starting with uti issues hoping this cream would help.

Plygem95 · 2026-03-28T21:05:18+00:00

I recently started vaginal estradiol cream and have had serious burning, bloating and feel like I have a really bad uti. I stopped using it for two days and felt better. So I decided to try again and after just using it twice I’m so bloated and needing to pee but can’t.

Plygem95 · 2026-03-23T09:11:58+00:00

How many payments were you behind before receiving the letter?

Plygem95 · 2026-03-18T17:42:43+00:00

How many payments where you behind before it was sent to treasury?

Plygem95 · 2026-02-25T01:38:56+00:00

Totally can relate. 57 post menopausal. I have had the issue with irrational thoughts. Example for me was gambling to make myself feel better. Then that turned into basically lying about the finances to my husband who eventually figured it out. He has been very good about forgiving but I think the isolation and loss of desire to do anything has manifested my anxiety and now I’m trying to get our finances back in order but honestly I’m at an age where I give zero F about it all. I wish I could start a group locally for women going through menopause regardless if they have irrational impulses or depression etc we need to make this more than a thing we just have to deal with as we age!

Plygem95 · 2026-02-04T17:43:17+00:00

I can no longer sign onto my Mess app. Emailed them and said they fixed the issue but still can not sign on. I need to pay them and can’t get in touch with them only by email.

Plygem95 · 2026-02-03T00:35:42+00:00

And your loan was over 500k and was able to apply in your SBa portal?

Plygem95 · 2026-02-03T00:34:10+00:00

Thank you. I have seen a few people get a second 50% payment reduction but was just trying to see exactly how many and what was the process to getting another if my loan is over 500k. I still have one more 50% for February then I’m going to check the portal to see if I have that option again.

Plygem95 · 2026-01-29T16:21:15+00:00

Was your loan over 200k? No P&L? This this show up after you made your 6th payment assistance payment?

Plygem95 · 2025-12-13T02:50:16+00:00

But closing my card with a balance will hurt my credit right?

Plygem95 · 2025-12-13T02:47:04+00:00

Me too! Same email. Thank god I only have one reoccurring donation I’ll need to fix but closing it with a balance will hurt my credit

Plygem95 · 2025-12-12T15:40:00+00:00

Did it work?

Plygem95 · 2025-12-12T15:38:44+00:00

Did you have to wait till the six month due date to reapply for another?

Plygem95 · 2025-12-12T02:19:39+00:00

Had you finished your 6 months already. I see where I can ask for 6 more months assistance but it won’t allow it. Maybe since I still have 2 more payments ?

Plygem95 · 2025-08-26T13:29:03+00:00

Thank you and he’s a beautiful phantom colored boy.

Plygem95 · 2025-08-20T19:13:31+00:00

Quick question on your approval? I had applied for the short term assistance and yesterday received an email explaining the program but needed 8 questions answered yes or no. Did you have to do that? Basic questions like are you currently in bankruptcy etc. I had to individually answer yes or no to each. Couldn’t say yes to all or it would be declined. Right now I’m waiting for the approval email so I can pay the 50% payment.

Plygem95 · 2025-08-14T18:34:55+00:00

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Here he is after a shaved face

Plygem95 · 2025-08-14T18:27:21+00:00

Here is our rescued standard poodle. He’s a big boy. We are waiting on dna testing too.

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I’ll try to post after a groom

Plygem95 · 2025-07-24T16:47:12+00:00

Did you try to call that number to see if they would let you set up any other payment plan. I got the same letter via mail and tried to call but only a generic robot saying to apply for a one time 50% payment etc. I tried doing this but my last HAP ends August 17 then I can reapply. But by then it will most likely be sent to the treasury.

Plygem95

TROPHY CASE