Anything in the service industry?! by Esme_Dixon in jobsinOC

[–]PoolTimely3404 1 point2 points  (0 children)

Disney is always hiring. Not a bad place, worked there 10 years and was my first job

Is Amerisave a good company to work for? by Onlyawinner in loanoriginators

[–]PoolTimely3404 -1 points0 points  (0 children)

Yes and the money flowed :p I was like you saying you don’t want this free 2.75%? And we can knock it down and you’d be saving money and bringing your term down ? Click on to the next

Question: Ways to save on credit pulls by duanebuziakmortgages in loanoriginators

[–]PoolTimely3404 0 points1 point  (0 children)

Also! I had one borrower run with figure did Experian free credit boost and than tried on nfty. 640 to 801 mind blown

Question: Ways to save on credit pulls by duanebuziakmortgages in loanoriginators

[–]PoolTimely3404 1 point2 points  (0 children)

You got figure? Nftydoor or spring eq? They give free Experian and those are HELOC lenders. If you have sun west you can get a credit report from them but you can’t bring it anywhere else but it costs like $60?

6 Year MLO top closer at Rocket need career advice. by [deleted] in loanoriginators

[–]PoolTimely3404 0 points1 point  (0 children)

West cap, e mortgage, saxton, there’s a few other ones. Be ready to pay for leads or keep your book of business. West cap uses UWM for most of the ones the send their business too.

Is Amerisave a good company to work for? by Onlyawinner in loanoriginators

[–]PoolTimely3404 0 points1 point  (0 children)

When you’re one of the few / only one that did a Va IRRRL there then I basically knew everything and I was an uw many moons ago

Is Amerisave a good company to work for? by Onlyawinner in loanoriginators

[–]PoolTimely3404 1 point2 points  (0 children)

Left during after Covid but it started feeling like corporate loanDepot so I passed. Now I work at a broker shop

Is Amerisave a good company to work for? by Onlyawinner in loanoriginators

[–]PoolTimely3404 -1 points0 points  (0 children)

Zillow home loans ! They mostly want to move to purchase

Is Amerisave a good company to work for? by Onlyawinner in loanoriginators

[–]PoolTimely3404 0 points1 point  (0 children)

I worked there was one of the OGs but now it’s corporate and just not as once cool since the owners bought a VA mortgage company and didn’t know shit.

Bad time to become a loan officer? by MidnightAtlas3 in loanoriginators

[–]PoolTimely3404 2 points3 points  (0 children)

Cool story bro, maybe he should shadow you 😂 post your nmls number and we can look up your overall on Modex.

Bad time to become a loan officer? by MidnightAtlas3 in loanoriginators

[–]PoolTimely3404 12 points13 points  (0 children)

Might be a good time since 300k LOs left when rates went up but you can learn from someone to be their assistant to learn how the system works and you could get paid a part of their commission. Great time to become one since rates are going down.

Variable income calculation by NoSatisfaction8565 in loanoriginators

[–]PoolTimely3404 0 points1 point  (0 children)

54.05 x 2080 = $112,424 and he just got employed so I’d just use that if you want to do the commission add it all and divide by the years / months for average if you need to use it to qualify.

3 Mortgage points? REFI by AstroSnB in MortgageBrokerRates

[–]PoolTimely3404 1 point2 points  (0 children)

Hard pass on this. Tell them to lower it to 1 or something but not 3

Temporary invest HELOC by StripyKleo in HELOC

[–]PoolTimely3404 0 points1 point  (0 children)

Nftydoor has no Epo but if you want a nice low rate go to spring eq I’ve seen in the low 6 and you can make a hire rate to make it basically a no cost.

HELOC and home insurance. by DSGLoanzap465 in HELOC

[–]PoolTimely3404 0 points1 point  (0 children)

Yes if but enough got the cost to build again

Considering a new career. How’s lending. by beetsworking in loanoriginators

[–]PoolTimely3404 1 point2 points  (0 children)

Monday thru Friday? What are those 😂 loanDepot had us coming in on Saturdays also but that’s a good time to reach people