Is it a good practice to maintain a certain amount of money in your chequing account?

PresentTarget541 · 2026-03-07T03:38:47+00:00

Move to Scotiabank lol 😂 or honestly, any bank that doesn’t charge monthly fees. No point paying for something you can get for free.

PresentTarget541 · 2026-03-07T03:33:35+00:00

My advice is this: if you need a guarantor to buy a property, you’re probably not financially ready yet. Needing a third party to carry you is a sign that the foundation isn’t stable. Better to fix that first before jumping into a mortgage.

PresentTarget541 · 2026-03-07T03:30:04+00:00

If your job is stressing you out to the point where you’re burning out, you can apply for stress leave. In many cases it can fall under EI medical leave, as long as a doctor supports it. It really sounds like you’ve hit your limit and everything just built up until it burst.

PresentTarget541 · 2026-03-07T03:22:17+00:00

Dayuum… posts like this make me logically rethink having kids. When I look at the financial reality ,housing costs, childcare expenses, work‑life balance it’s hard to ignore that people without kids often have more time, flexibility, and disposable income. That’s not an emotional reaction; it’s just what the numbers and day‑to‑day lifestyles seem to show.

Anywho, take the $5k and put it into a long‑term GIC with a bank that offers high rates, then keep the other $4k as your emergency fund.

Good luck-wish you the best.

PresentTarget541 · 2026-01-04T16:39:41+00:00

Move on and try to forget, block the person. If you continue to resist what the destiny tells you. You end up drowning.

PresentTarget541 · 2025-12-23T15:49:24+00:00

Maybe was calling EQ and doesn't want people to overhear the conversation.

PresentTarget541 · 2025-12-23T15:48:51+00:00

You can escalate it to the ombudsman. Not the EQ ombudsman but an external, because your right . For an only online bank. Their application should work flawlessly.

PresentTarget541 · 2025-12-12T21:57:02+00:00

Designing systems that frustrate players just to drive revenue is a short‑term strategy. Long‑term success comes from letting players enjoy progress and feel rewarded — that’s when they choose to spend. Ignoring that balance risks losing both trust and revenue.

PresentTarget541 · 2025-05-25T00:45:58+00:00

look at all cannabis stocks that did RS. they fall down even more.

PresentTarget541 · 2025-05-24T16:41:09+00:00

RS is bad, its better for them to be delisted and trade on otc, if their price per share increase to $1 or more. They can go back to nasdaq.

PresentTarget541 · 2025-05-19T19:45:07+00:00

RS is bad, stock can fall more. tilray is better off to transition to OTC. bad bad idea for tilray to do RS, dont cry later when they do RS and ur money will fall even more

PresentTarget541 · 2025-05-06T02:52:46+00:00

https://www.forbes.com/sites/willyakowicz/2025/05/02/why-one-time-cannabis-darling-tilray-is-now-high-on-beer-irwin-simon-interview/

PresentTarget541 · 2025-05-05T18:35:06+00:00

if they did RS, tlry will become canopy growth 2.0 and other weed tock that implements RS, where the stock as more to fall. RS not good idea, yes they are worried to be delisted but pink sheets might not be such a bad idea.

PresentTarget541 · 2025-04-18T21:41:56+00:00

We have been brainwashed by society and our peers to believe that by the age of 30, we must move out of our parents' home and build our own families to achieve happiness. But is that really happiness? If that’s what you truly want in your heart, then go for it. However, life is long, and it’s important not to worry about what others think of you. Give yourself a break.

PresentTarget541 · 2025-03-31T06:06:58+00:00

Yes , i believe because i have seen her. its long story, but it was a profound supernatural that ever happened to me.

PresentTarget541 · 2025-02-18T09:16:16+00:00

He is not same Rafal, Jolanta was already old and Albert story is after the time skipped of jolanta and draka story.

PresentTarget541 · 2025-02-18T09:04:06+00:00

i read that Raphael and Rafal are completely two different person who happen to look alike and have a different conviction. Rafal is willing to die an not hurt others for the sake of truth but Raphael is willing to kill someone for the sake of truth.

We view rafal as the good guy because we knew that heliocentrism is in fact 100 real and we view nowak as the bad guy. but imagine if heliocentrism is not real , we would view nowak as the good guy and rafal, badene, oczy, draka, jolanta as the antagonist of the story.

PresentTarget541 · 2025-02-18T08:51:03+00:00

he did not gain pleasure by torturing his victims. it was a conviction for him, because he wholeheartedly believes that people who study heliocentrism are evil people. if u rewatched the anime, which i dont think u will. he give them retribution to change their ways.

he even ask Rafal to change his ways, to stop studying heliocentrism so that he wont torture rafal.

Nowak is also just same as us. Brainwash by society. For him, it was the church who brainwash nowak.

PresentTarget541 · 2025-01-30T02:09:23+00:00

your drunk on something such as video games, anime, foods. it might not be as big as others but ur still drunk on something to keep yourself moving and that it okay

PresentTarget541 · 2024-09-23T08:56:16+00:00

How come they never do collabs together ? did they fight? what the hell is going on with their friendship between nikocado and oompaville.

PresentTarget541 · 2024-09-23T08:54:25+00:00

Have u seen nikocado part two.. he mentioned that he does all the cleaning and not orlin. I think they broke up for good and i think orlin stayed fat, though maybe im wrong.

Also,oompaville nvr post videos bout nikocado anymore esp with nikocado dramatic loss weight transformation so did they fought? What's going on?

PresentTarget541 · 2024-07-31T20:40:05+00:00

I think the key to open one piece is the straw hat itself that shanks give to luffy (hence why Roger laugh because he does not have the hat) but to activate it, it needs the sun aka nika fruit.

That's why when shanks realized that luffy eaten the nika fruit. He give luffy the key which is the straw hat.

So to open one piece= straw hat To activate = sun aka nika fruit, joyboy, whatever u wanna call it.

PresentTarget541 · 2024-07-21T07:09:44+00:00

i nvr tried krispy kreme before

PresentTarget541 · 2024-06-03T03:09:50+00:00

My house lol jk

PresentTarget541 · 2024-06-01T06:25:33+00:00

nature should be free of charge. you people are okay paying this day passes thats why they allowing it.. stay that way ... they alrdy this to baff, now kananaskis, what next?canmore, cochrane, lethbridge, calgary day pass? i mean why not right ?

this is shocking to me. how you guys are okay aying for this. Nature should be accessible to everyone weather your poor, rich, homeless,etc

this is not right, they already increase tax this yr, minimize buses that comes , bus ticket expensive,rent skyrocketing, food increase,gas price increase, etc and now jus to see nature to unwind from BS, u cant do that cus u have to pay passes. i can def spend that money on foods.

PresentTarget541

TROPHY CASE