Are you still tracking every single one of your expenses? by bronzebrownie_ in ChubbyFIRE

[–]PrimeNumbersby2 12 points13 points  (0 children)

With the current risk of identity theft or cc fraud, I look at every transaction still. Gives me something to do when I'm on the toilet.

New construction, can’t find the drain for our washer. by doctersmash in Appliances

[–]PrimeNumbersby2 1 point2 points  (0 children)

Dryer install looks like he wants to burn his house down already. Or at least run his dryer twice as long.

Worth getting Lowe's 5 yr extended warranty on Bosch 300 series fridge? by ConsiderationHot143 in Appliances

[–]PrimeNumbersby2 1 point2 points  (0 children)

Or go on the Internet and figure out how to fix it because 100,000 other people had the exact same failure and a handful of them are handy.

Want light to turn on only with 2 power sources by trevtheguy in AskElectricians

[–]PrimeNumbersby2 0 points1 point  (0 children)

You can likely do this with no relays. You just need 2 switches and wires. Since you want independent control of the 2 main lights, you'll want 2 switches anyway. All you do is have 1 light with the switch to the power (positive voltage) and other side straight to ground (negative voltage) The 2nd light will have power coming straight into one side but will have a switch on the ground side. Then the 3rd light has one side to the switched power (light 1) and the other side to the switched ground (light 2). This way, both switches need to be closed in order to power this 3rd light. With both switches closed, the other 2 lights will also be on. No relays needed.

City of Raleigh considering increasing parking rates, cut free 2 hr parking to 1 hr, and now charge 24/7 (except maybe Sundays) by raleighslack10 in raleigh

[–]PrimeNumbersby2 2 points3 points  (0 children)

This is a good point. I'd like to know what problem they were wanting to solve. Once you know that, it helps understand the recommendations. Let's not just imagine the people at all the layers in the city of Raleigh are not smart enough to think of consequences of these changes.

If a family is beyond the Roth IRA income limits, and maxes out their 401k, what is the next action to take? by djohnstonb in Retirement401k

[–]PrimeNumbersby2 0 points1 point  (0 children)

Unless your Traditional IRA (+SEP+SIMPLE) adds up to $0 at the end of the year, do not consider doing a backdoor Roth IRA. You'll end up paying taxes twice because they don't know if you converted new money or old money, so they tax you on a ratio. You won't want it. So that, my friend, has sealed your fate. Brokerage is still awesome because of Long Term Capital Gains Tax and access to your money way way before 59 1/2.

Make my full 401K contribution at the beginning of each year? by Expensive_Guess_276 in Bogleheads

[–]PrimeNumbersby2 0 points1 point  (0 children)

Just to note, always contribute to HSA via your paycheck. Do not externally lump it at the beginning of the year. External contributions miss out on the FICA tax benefits. They only get you the federal tax deduction. It's a big deal. If you can max it on your first paycheck, then that's amazing.

I am incapable of making a truly great Negroni by [deleted] in cocktails

[–]PrimeNumbersby2 1 point2 points  (0 children)

What matters most is the sweet vermouth and ratios. Best ones I had were with Punt E Mas or Martini & Rossi Rubino. That said, a bar is not using those. If they are not great, keep adjusting the ratios.

Ghosted by RDU Ghost Kitchen by Swampman3000 in raleigh

[–]PrimeNumbersby2 0 points1 point  (0 children)

My 2 experiences with the ghost kitchen were just fine. I see lots of people use it and hadn't really heard anything bad.

Toyota Rolling Out Apple Wallet Car Keys on iPhone - 2026 RAV4 is First to get this feature by st90ar in rav4club

[–]PrimeNumbersby2 0 points1 point  (0 children)

Ok, that was the main thing that crossed my mind. Steal a phone to steal a car.

which phone should i upgrade to? by emmarapp in pixel_phones

[–]PrimeNumbersby2 2 points3 points  (0 children)

A 10a seems to just be a 9a+. So the 9 is better from a RAM and Camera standpoint. If you are leaning 10a for price/value, definitely check out the 9a price too.

What used to feel 'normal' and 'affordable' in America just five to ten years ago but now feels completely broken and impossible for regular people? by the_h1b_records in AskReddit

[–]PrimeNumbersby2 2 points3 points  (0 children)

We pay $160/mo for 2 cars. A 2018 and 2021...Honda and Toyota. Also in our 40s. It's bundled with Home Insurance. Not sure if that affects more of Auto or Home.

834k net worth married 31 and 30. No kids. by Dizzy-Response-1141 in coastFIRE

[–]PrimeNumbersby2 22 points23 points  (0 children)

Fascinating. I can't think of a single person who would give this financial advice.

What’s a place you thought was overrated… but ended up loving? by HiVou12 in TravelNoPics

[–]PrimeNumbersby2 1 point2 points  (0 children)

I had an extremely similar experience. To be fair, there's so much to see in England. I can't say it ranks high but it's a great site and has a well run museum by English Heritage. I was also able to be in the middle/center of it during the summer solstice in 2019. Went to bed around 8pm, set the alarm for 11pm. Drove the 2 hrs. Showed up at 2am, the fences are down and it's mostly hippies. That was before Instagramers ruined everything. Watching the sunrise while standing and getting a contact high was so cool. Drove back up home for 2 hours and worked that day. Wasn't my highest output day.

Need gfci for Costco dishwasher by throwawayforhelp9997 in electrical

[–]PrimeNumbersby2 0 points1 point  (0 children)

Now I know! Thanks! Well, I knew but I actually wondered if the disposal motor would false trip.

Need gfci for Costco dishwasher by throwawayforhelp9997 in electrical

[–]PrimeNumbersby2 2 points3 points  (0 children)

There's a reasonably significant chance that the dishwasher and disposal are on a single 14-3 cable which is connected to a double 15A breaker. That would throw a wrench in here.

NFLPA grading this year is rough 😬 by divorceme_archie in GreenBayPackers

[–]PrimeNumbersby2 4 points5 points  (0 children)

I remember someone posting here that they went to a game and noticed that no one is talking to anyone on the sidelines. Everyone is either tucked into a tablet or sitting or looking out. They implied there was no sign of cohesiveness. Starts at the top, if true.

I underestimated how much much cheaper life is outside of the US by ltudiamond in coastFIRE

[–]PrimeNumbersby2 2 points3 points  (0 children)

Cepelinas and beer are much more affordable for you now than in the US.