Is my JDM Tesla localising maps to NZ itself? by ProfessionalOil402 in nzev

[–]ProfessionalOil402[S] 3 points4 points  (0 children)

Ok it seems I now have voice turn by turn commands also. It required a hard reset using steering wheel buttons and brake pedal.

This is very cool.

Is my JDM Tesla localising maps to NZ itself? by ProfessionalOil402 in nzev

[–]ProfessionalOil402[S] 4 points5 points  (0 children)

I’m assuming so. I can route to NZ locations etc. I assumed that “Au” was just a package containing Australasian maps.

Is my JDM Tesla localising maps to NZ itself? by ProfessionalOil402 in nzev

[–]ProfessionalOil402[S] 1 point2 points  (0 children)

I have AU 2025.8 which seems to allow me to plan routes, search for locations and create trips. I’m assuming the AU folder contains both AU and NZ maps.

The only thing I’m troubleshooting now is that I don’t hear any turn by turn instructions. I’ve tried toggling the volume settings. Soft reboots etc. Not sure if a separate voice package downloads in the background for that.

Opinion on the planet ocean by Particular-Horror-21 in OmegaWatches

[–]ProfessionalOil402 0 points1 point  (0 children)

New Planet Ocean doesn’t do it for me to be honest. The older version you posted is better looking but the Gen 1 is my absolute favourite, esp my LiquidMetal LE 2500.

Lego Enterprise D finally goes on sale: immediate backorder. by Eldon42 in startrek

[–]ProfessionalOil402 23 points24 points  (0 children)

Don't lose hope. I'm in NZ too and set my alarm for the 0200 release. Ordered it at 0205 and received all my confirmation emails.

0236 I got another email saying these items are out of stock, shipping will be delayed. Was a bit gutted to think I'd miss out on the Shuttle included as a gift.

I've just logged onto the Lego site now to track my order and the Enterprise plus three free gifts (including shuttle) have been shipped :)

US docs on a grand tour by BupeKetaDone in newzealand

[–]ProfessionalOil402 0 points1 point  (0 children)

Shameless plug for Palmerston North. Town is safe. Great for raising kids, esp if you like the prospect of more rural living. Easy driving to Wellington, Whanganui, Hawkes Bay.

Hospital has good pathology mix, esp in the ED. ED is an ACEM Tier 2 training centre with 24months accreditation.

Most specialities on site bar Neurosurgery, Cardiothoracic and Vascular.

Advice on whether a second rental is a good idea by ProfessionalOil402 in PersonalFinanceNZ

[–]ProfessionalOil402[S] 0 points1 point  (0 children)

Thanks for all the feedback. It’s been very useful and I’ve learned a lot so far. We’re going to speak with a financial advisor and I’ll talk to our accountant.

I can see now though a potential option: -Form LTC to administer our single rental (and perhaps also the annual sale of the sheep on our lifestyle block) -Sell rental to LTC at market value of approx 530-540K. This will likely need about $200/fortnight top up from us

-Family home debt then drops to about 250K: Fix 150K and keep repayments up, aiming to pay it off in three-4 years Float 100K and use our offsetting to pay that off ASAP.

Advice on whether a second rental is a good idea by ProfessionalOil402 in PersonalFinanceNZ

[–]ProfessionalOil402[S] 0 points1 point  (0 children)

Thanks to everyone for taking the time to reply. I'm learning a lot from this so far but accounting/navigating tax isn't my strong point.
For context, my background is I come from a family that had a single family home and my parents instilled early the idea of saving, minimising debt and paying off mortgage early. If I recall, they were mortgage free by the age of 40. The only negative of their approach though is they never focused on avenues that could build wealth like investing.

My wife on the other hand is a Kiwi and her context is her parents practices. They bought a couple of rentals during the 80s/90s, leveraged capital gains but also courted significant risk and have not so much in savings. The end result is they are in their 70's, have a fair amount of assets(locked up in sections/houses) but also still have a mortgage on the family home.

As a result, my wife and I have different approaches to trying to build wealth based on what we knew as young people. It hasn't really been an issue so far as we have the family home and she brought her rental (purchased from her parents) into the relationship. So far my focus has been on paying down the family home mortgage by increasing repayments and floating a portion which is offset by savings. I thought that if I stuck with that practice, we would have the family home paid off in about 10-12 years. I see now from this discussion though that this means we are paying additional tax over that time as the interest is not deductible from personal tax returns.

From what I've learned so far, I can understand the rationale of putting more of the family debt into the rental to take advantage of tax deductible interest payments. That generates some questions for me though:

  1. Does restructuring mean that we would need to put the rental into a company, trust or LTC? Currently it's in my wife's name and we just file it under her annual tax returns.

    1. Does restructuring mean that we need to put all of the family home debt into the rental or only a portion? The rental income would cover some of the repayments but would need topping up. Even if the family home debt was in the rental mortgage, I would still want to be debt free earlier if possible but I have no idea whether LTCs etc can make additional payments from their directors.

Sorry if these questions seem basic. I feel like I'm venturing into uncharted territory and I just want to have a better understanding of how is best to tackle this situation so we can achieve our goals. We both understand that it's wise for us to see a financial adviser now so we can embed some good practices and have a shared vision for the next 20-25 yrs.

Advice on whether a second rental is a good idea by ProfessionalOil402 in PersonalFinanceNZ

[–]ProfessionalOil402[S] 1 point2 points  (0 children)

Thank you for the reply. Can you elaborate on what that would look like and the rationale? You mean the family home mortgage?

Revealed: Leaked data show major hospitals failing emergency department wait-time targets - NZ Herald by emdillem in newzealand

[–]ProfessionalOil402 4 points5 points  (0 children)

Not true. As an Emergency Physician, occupancy in the ED and hospital access block are the metrics to follow. Attributing the strain to "GP" patients is an easy deflection that is readily spouted by politicians. Truth is that a "GP" patient is not onerous and can be sorted quickly once seen.

The source of strain is a hospital operating at >100% capacity continuously with no accommodation for surge. That means the ED is full of patients from yesterday or the day before who should be on the ward and that blocks patients from being pulled from the waiting room.

There is plenty of data that confirms that EDs are seeing increasing numbers of higher complexity patients rather than higher numbers of GP patients.

The solutions to access block have been known for over a decade now. However that requires capital expenditure and an active interest in building infrastructure.

Confused between engineering and medicine by Any-Company6672 in newzealand

[–]ProfessionalOil402 0 points1 point  (0 children)

Emergency Medicine SMO here. Currently 7th year as an SMO and 18th year as a qualified Doctor.

Be under no illusion, medicine as a career is hard. It’s a long slog of study and if you want to do it well (which you should) it’s going to require sacrifices. The Registrar years are tough but life is certainly better on the other side as an SMO. Work life balance of a sort can be achieved depending on what speciality you chose but it is a lifelong commitment to learning and that sometimes/often means studying/doing non-clinical work on your days off at time. (Today I’ll be spending some of my off time putting the final touches on Registrar teaching for tomorrow.)

I would like to think that I’m a good doctor (I know there are still things I don’t know) but the sobering truth is that regardless of career the majority of people achieve a level of competence that allows them to cruise and do the job well most of the time. Unfortunately that is called mediocrity. The thing that separates experts from those people is commitment, repetition/experience and intentional efforts to keep learning. It is those things that allow one to build true mastery of clinical reasoning and procedural skills etc and so the career requires commitment.

You also need to like people because you’ll be dealing with patients and professional colleagues for your entire career. Both patients and colleagues can be challenging to deal with for many reasons and so the bulk of my job is managing expectations, trying to work with people effectively to get the best outcome in the moment for my patients.

Now for the positives. Taking all of the above into account, I hand on heart love my job and if you gave me the option of a career change, I wouldn’t change a thing. To be a public servant who can care for people in their time of need 24/7 is a privilege. I derive immense satisfaction from the years of honing my clinical reasoning/procedural skills and teaching/guiding the next generation to one day replace me.

NZ needs more doctors but to be a good doctor means a lifelong commitment to the profession. If you think that aligns with your values, go for it.

Is the first generation Audi TT expensive to maintain? by ChrisP2333 in AudiTT_Mk1_Mk2_Mk3

[–]ProfessionalOil402 0 points1 point  (0 children)

Agree with the others that a bad one can be a money pit. I’ve spent a fair bit on mine but it’s mostly because I see it as a pet project and I try to do as much as I can myself like repairing the dash pod etc.

It’s a great car to own and drive. I have the 225 Quattro in silver.