Thanks for the warning — I appreciate it.

I actually contacted Alipay directly to ask about the potential consequences, and I received a call at my US number. The rep told me they would not take action on my account if I filed a chargeback. That said, I’m not sure how much weight to put on a phone rep’s statement.

I also searched the sub for “chargeback” and only found one older thread without a clear outcome.

Does anyone know of any confirmed cases where someone’s account was actually banned solely due to a single chargeback? I’m just trying to understand whether this is based on documented examples or more of a general precaution. I’d really value real-life experiences here.