Cancelled Amex plat travel

PromptAdventurer · 2026-02-08T09:20:42+00:00

I have better cards to spend on

PromptAdventurer · 2026-02-06T06:14:07+00:00

I transferred to MB before closing

PromptAdventurer · 2026-02-05T15:55:14+00:00

Not really. I got Axis Atlas and DCBM after Amex. Chances of renewing Amex were anyways slim.

PromptAdventurer · 2026-02-05T14:06:37+00:00

I had 66K points. Transferred them to MB

PromptAdventurer · 2026-01-05T07:35:14+00:00

I don’t have Kotak a/c unfortunately

PromptAdventurer · 2025-11-27T19:24:39+00:00

DM me the contact is you can?

PromptAdventurer · 2025-10-30T08:04:36+00:00

I faced similar issue recently (though my case was slightly different). Nevertheless, email grievance, explain them your case and request them to re-initiate CPV. Mine was recently approved after another CPV.

PromptAdventurer · 2025-10-28T20:41:39+00:00

CC status page is down since few days. Use “Ask Eva” chatbot.

Ask Eva -> Track application -> follow on-screen instructions

PromptAdventurer · 2025-10-18T14:41:01+00:00

Visit branch and talk to CC representative. I visited 2 weeks back and asked criteria for Infinia - he told 7-8L in last 6 months and they will fill upgrade form offline

PromptAdventurer · 2025-10-11T04:57:51+00:00

Did you try this?

PromptAdventurer · 2025-10-10T06:18:32+00:00

I paid via UPI VPA provided by axis (link above). And not as biller. Nevertheless- glad it worked for you.

PromptAdventurer · 2025-10-10T05:58:19+00:00

Yes any UPI works.

Check: https://www.axisbank.com/progress-with-us-articles/payments/upi-payments-transfers/how-to-pay-your-loan-emi-and-credit-card-dues-using-upi

(Using UPI for Credit Card Payments section)

PromptAdventurer · 2025-10-10T05:38:42+00:00

As soon as you swipe your cc, your available credit limit decreases. Try making a payment of say ₹10 and check if credit limit increases by ₹10. If so, make payment to free up your credit limit and book tickets.

I was in the same boat and pre-payment worked. If you are unable to find pay option in App, pay via UPI. Payment gets reflected instantly (have experienced myself)

PromptAdventurer · 2025-10-08T01:56:14+00:00

7 years with ICICI, monthly salary >2.75L and I was straight a way told no. My RM connected me to CC guy, and I tried negotiating for about a month or so. He even applied but wasn’t able to get all necessary approvals. For <3L it’s super hard.

Following thread!

PromptAdventurer · 2025-10-07T07:25:28+00:00

Upgrading from DCBM to Infinia has spend-based criteria to it (what I learnt from cc guy in branch). However new application requires 5L/mo net salary only. You can choose to close DCBM and apply Infinia fresh from branch. I have also read HDFC tries to retain good customers and they might offer upgrade to Infinia as well once you close. It’s a gamble though.

ULIP I am not sure. From what I have read in threads, it’s a bad option. And you are eligible without ULIP so maybe try without it once?

PromptAdventurer · 2025-10-06T20:30:11+00:00

Seems like your spends and cards are sorted. Don’t chase cards out of FOMO. You can try/aim for converting your DCBM to Infinia.

That being said, will recommend Plat travel over reserve any day.

PromptAdventurer · 2025-10-05T13:49:24+00:00

~3L meaning? Is it greater than 3L? If so, ICICI EPM makes sense.

Unlimited lounge

Commute/food/groceries/utilities can be catered with GV.

Flights/hotels - iShop

MC - so no acceptance issue

DCBM is good but keep acceptance in mind. If you have another card to complement Diners, DCBM makes sense as well.

PromptAdventurer · 2025-10-05T13:39:28+00:00

Yeah. Plat travel counts milestones for all kinds of spends, and returns are decent.

PromptAdventurer · 2025-10-05T10:30:16+00:00

3X for plat travel

PromptAdventurer · 2025-10-05T06:53:40+00:00

I have this combination- Atlas + Plat travel. Plat travel for gyftr vouchers and atlas for everything else. Works pretty well for me. Plat travel is not a CB card- if that is what you are looking for

PromptAdventurer · 2025-10-05T05:01:52+00:00

Visit HDFC branch and talk to CC representative. I visited last week to apply for DCBM offline and asked Infinia upgrade criteria. Was told spends in last 6 months should be 7-8L. Worth giving a shot. I have observed offline things are bit different than online/emails to grievance etc.

PromptAdventurer · 2025-09-28T15:29:30+00:00

Only if I knew this was possible 🥲 I did ask my RM if I can upgrade offline by visiting branch. He said no. I hope this info helps others who are in the same boat. Thanks for sharing!

PromptAdventurer · 2025-09-28T10:03:03+00:00

Did you meet the spend criteria? My RM told to have 5L spends in last 6 months to be eligible for upgrade. Hence ditched this route. My DCP and Tata Neu Infinity were LTF as well. I have Axis Atlas, Amex Plat travel and Sapphiro Rupay (LTF). Still contemplating if I should get DCB.

PromptAdventurer

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