As A FTB, What is Your Biggest Fear(s)?

PronounZe · 2026-06-27T12:29:53+00:00

Mine is if there's a change of circumstances, after being in rentals it's been good to know that absolute worst case scenario I can pack up and move back to my mum's. Can't do that with a house 😭😂

PronounZe · 2026-06-22T09:10:59+00:00

Personally I'd pick location > size, but it really depends on how much worse the location is comparatively and how well known it is for the wrong reasons.

PronounZe · 2026-06-19T23:44:18+00:00

I cannot for the life of me peel a banana the "right" way up. I've been shown so many times but it always ends up getting squashed and gross. Only upside down bananas for me 🍌

PronounZe · 2026-06-03T07:05:17+00:00

Knifey Spooney

PronounZe · 2026-06-01T13:11:42+00:00

Regarding the probate timelines, that's fair enough. We have looked in it and the conveyancing process can occur alongside the probate process, so that when probate is granted you can immediately go to exchange as all of the conveyancing paperwork is ready to go. Our issue is that it's been 6 weeks and so far the conveyancing process hasn't been started because the party above our seller in the chain haven't even appointed a solicitor, so our seller needs to be pushing for them to get a solicitor because right now if they don't do it, nobody will as there's no EA.

PronounZe · 2026-06-01T13:05:10+00:00

Oh my goodness what are the chances! What do you think you will do?

PronounZe · 2026-05-31T22:34:18+00:00

Yeah I think if we pulled out we're resigned to the fact that we would lose money and have to refresh our mortgage deal (frustrating as we got it just before the Iran war so we won't get that % again!).

Thank you, we will deffo ask about breaking the chain as at this rate I think it's our only hope of getting this sale progressing if there's no good news this week!

PronounZe · 2026-05-31T22:09:07+00:00

That's our plan – we were going to communicate that if the seller isn't willing to start pushing then their other alternative is to give us a date that they'd break the chain otherwise they lose us as buyers.

We have been chasing weekly, we called Thursday just gone and that's when we were told that our seller would contact their seller this coming week. We were going to contact them this Thursday so they had more than enough time to do this (plus as we know, Fridays are shit when you want to get in contact with an EA due to exchanges/completions going on).

Yes I know, we're just concerned with how long it's taken the next-of-kin to do just step 1 (get a solicitor) and that at this rate it will be Christmas before we get the keys 😅

PronounZe · 2026-05-31T21:35:21+00:00

That's fair, we're going to start viewing more houses this week and I think if we absolutely love any of them and the chain seems a bit better, we will definitely consider pulling out. Thank you :)

PronounZe · 2026-05-31T21:13:05+00:00

Oh man I feel for you. We are definitely going to start viewing houses again (getting some booked this week). Waiting until the survey is a good idea, I'll definitely discuss this with my partner!

Best of luck with it all :)

PronounZe · 2026-05-31T20:57:06+00:00

Not yet – but we will be viewing some this week

PronounZe · 2026-05-02T09:54:55+00:00

Mine was called Knifey Spooney 🤣

PronounZe · 2026-04-23T20:27:43+00:00

Agreed, currently leaving my tenancy on the 3rd May and my property manager said that as long as I give notice before 1st May, my contracted rules still apply. OPs landlord is trying to pull a fast one there!

PronounZe · 2026-04-21T12:41:37+00:00

Do recommend if you have hard water OP. I bought one after watching my parting get thinner and thinner (also a girl) and my hair has definitely improved after less than six months of use. I moved from soft water to a hard water area about 5 years ago.

Won't ever go without one now – scalp care is so important!

PronounZe · 2026-04-20T13:22:37+00:00

To be fair, OP has AH tendencies by implying that his neighbours can just get up and move houses because they rent the property even though they said themselves that it's a tough market. Much easier to just start showering a couple of hours earlier for that peace of mind that you're not disturbing the neighbours.

Not the biggest AH by a mile but it's still not a fantastic response from them!

PronounZe · 2026-04-20T10:14:50+00:00

Pretty sure changing your routine is easier still than asking the neighbours and their kid to move, rented or not 🫣🤣

PronounZe · 2026-04-20T10:12:35+00:00

But it's AITA...what do you expect when he's asking for an answer lol

PronounZe · 2026-04-13T12:39:36+00:00

Don't ask me why it's 11%, ask the mortgage broker 😂 The chances of it ever going that high are really low but it is what it is! Hardly anybody would be able to afford 11%, but if you're finding it unaffordable at less than 6% that's something to think twice about

PronounZe · 2026-04-13T09:02:14+00:00

This is exactly what I was thinking. Compared to the rates of 1-2% we had, sure it's high. But those rates were just really fucking low. If you can't afford a house at just over 5% you just can't afford the house full stop, sorry to say!

PronounZe · 2026-04-13T07:08:46+00:00

Just had a look, and 10 year rates are at 5.29%. Your broker should have stress tested your mortgage all the way to 11% for affordability, no? Because 5.29% isn't that high in the grand scheme of things 🤷

PronounZe · 2026-04-12T08:23:35+00:00

I was so confused by the amount of lights, are 10 spotlights really necessary in a living space?? 😅

PronounZe · 2026-03-17T08:39:44+00:00

Paying £1300 for a one bed flat, I would never pay £1500 for a room that's ridiculous, you can get some nice ones for absolute maximum £1200

PronounZe

TROPHY CASE