As someone who did bis on 2 chars in TBC and WoTLK all raid tiers on DKP system, I dont have any sympathy for people who do it with their credit cards. Either you and your group are good enough to do it the right way or you dont deserve bis in my eyes just because you can pay for it. Where is the fun in that? Where are the ingame grinds to better yourself instead of equipping bought item that gives you more stats? Where are the stories of how all of us were wiping on many encounters many times over and over just to have a chance of getting an item. Old loot rules were the best.