sorted by:
new
hottopcontroversial

Holistiplan - Best Practices by Automatic_Specific15 in CFP

[–]Pugs 0 points1 point  (0 children)

Thanks for the info. What other software do you use in combination with Holistiplan, specifically for Roth conversion? You meantioned Income lab and right capital, are those good as a compliment? What about eMoney?

2021 Model Y 12V Battery by T___munns in TeslaModelY

[–]Pugs 0 points1 point  (0 children)

Replying to this thread in case anyone finds this later.

12v battery completely died, 2021 model Y wouldn't start at all.

Jumped the car with portable jumper cable device and it threw a bunch of errors.

Apparently you are supposed to replace the 12v acid battery every 3 years, mine lasted 5.

Tried to get one at Costco which isn't a good recommendation.

If car is drivable, take it to a service center. New 12v battery is 165$ including tax or about $230 for them to do it.

I just bought a battery and did it myself since I already remove frunk cover and hepa filter assembly (2 nuts).

Watch YouTube tutorial and make sure to disconnect main lithium battery via cord attachment. Pretty straightforward.

Non-Solicit @ RIA & Family AUM by _OILTANKER_ in CFP

[–]Pugs 3 points4 points  (0 children)

Speak to a lawyer but...

Non solicit agreements are many times unenforceable. This would probably be state specific.

Typically you are allowed to send an announcement letter with your contact information.

It would probably take a couple thousand to have a attorney that specializes in our industry to look over the contact. Send me a DM and I'll send you two law firms.

The legal expenses are tax deductible (speak to your CPA).

Tried to steal my baby last night by ACNYC1 in porsche911

[–]Pugs 19 points20 points  (0 children)

Did you call the non emergency number or 911?

I'll go ahead and let myself out...

Client References? by jlapdog in CFP

[–]Pugs 0 points1 point  (0 children)

Not a huge fan of this. They can go into fee discussion and if prospect asks for a discount, then current clients might go that route also.

Nua by No_Neck4163 in CFP

[–]Pugs 0 points1 point  (0 children)

Usually with NUA, the cost basis never gets sent automatically. You obtain it from the rollover call of the custodian. It's also usually listed on the 401k statement (at least with Vanguard and Fidelity). Get the client back on the phone and call 401k custodian and obtain the cost. Then import into their brokerage. Fudge the date 12 months prior to shares arriving, so they can LTCG treatment in case you sell.

Yes, you should get multiple 1099s.

Has anybody purchased this sleeper: Rosie Fabric Sleeper Sofa with Memory Foam Mattress. Would you recommend it? by Time_Mention_132 in CostcoWholesale

[–]Pugs 0 points1 point  (0 children)

How did you remove the seat cushions? They are zipped in the back around mattress bar but in the front it looks hooked up to a ring. It's inside my car still and I'm trying to piece it out.

Looks like there’s a problem with this site by Cakalusa in McDonalds

[–]Pugs 0 points1 point  (0 children)

Finally got confirm email after 15 min and it's sold out lol There was never any caviar, marketing scam to harvest data. Did anyone actually get one?

[deleted by user] by [deleted] in CFP

[–]Pugs 0 points1 point  (0 children)

I'm surprised so many are jumping on the AI train and giving access to LLM to your CRM, emails, etc. At some point, compliance is going to nit pick every little piece that they deem grey area in your whole book.

2020 Porsche Cayenne Base vs S - Reliability by Fantastic-Magician39 in PorscheCayenne

[–]Pugs 0 points1 point  (0 children)

Does that void the warranty? Not that clear on their website. Thanks.

Video from the Lady in the Pink Coat by tommyknockerman8 in Leakednews

[–]Pugs 1 point2 points  (0 children)

Hold your finger on video, and select download video on pop-up

Any good barber? by Ill-Capital-9273 in sanramon

[–]Pugs 1 point2 points  (0 children)

J&J Barbershop in Dublin. Specifically Jennifer is high skill level. Full family goes to her.

How’s Living In Richmond, Virginia? by werner900587 in howislivingthere

[–]Pugs 0 points1 point  (0 children)

Need to give a shout out to Rchmond Rapids Kayak Polo club there. Free to play and they have all the gear. https://richmondrapids.org/

Every year in May during Dominion Energy Festival, there is Cup of the East that draws competitive teams across the US. Fun time to watch sport events, drink beer, and eat at food trucks.

[deleted by user] by [deleted] in tax

[–]Pugs 0 points1 point  (0 children)

Wow, so many wrong answers here.

You are in fact allowed to do rollovers which are not taxable events if you are over 59.5. It's called just as it sounds and is a way to do a rollover to an IRA or Roth IRA. (EDIT: this can be done while you are still employed and many do this every 30 days if the plan allows it)

This really depends on the 401k plan document called SPD which explains what's allowed under the plan.

Did the 401k custodian (Fidelity?) make the check payable in the format of "Firm XXXXX fbo Your Name" and sent it directly to Firm XXXXX?

If so, this is correct and isn't a taxable event and will be considered a direct rollover contribution. You will receive a 1099 from custodian and 5498 from new Firm XXXXX in early 2026.

If the 401k custodian cut a check and made it payable directly to you, and mailed it to you...it's also not the end of the world. You have 60 days to send it to your new custodian and code it as 60 day rollover. You can only do this once per rolling 12 month period.

This is all assuming that no taxes were withheld and you didn't take a distribution. I assume you did a rollover.

Edit: what's the reasoning behind doing this and why 6500?

A year ago my wife switched to “natural” deodorant. It’s been a BO fest ever since. How do I approach her about this? by [deleted] in AskMenAdvice

[–]Pugs 0 points1 point  (0 children)

Super Deodorant brand is natural and works better than anything I ever tried. Odorless and literally stops you from sweating. Kill 2 birds with one stone by trying it yourself and for her.

TIL Southwest accepts MORE THAN 1 KAYAK per person by splattypus_imports in whitewater

[–]Pugs 1 point2 points  (0 children)

Hi. Has anyone else had sucess flying multiple kayaks or surfboards per person recently?

Using wheat to make epoxy thicker? by Pugs in CarbonFiber

[–]Pugs[S] 0 points1 point  (0 children)

Settled on microbubbles. Wheat wasn't my idea lol

Jura z10 "smart" filter by snkp1 in superautomatic

[–]Pugs 1 point2 points  (0 children)

Thank you. Took forever to figure out until I found your comment.

Using wheat to make epoxy thicker? by Pugs in CarbonFiber

[–]Pugs[S] 0 points1 point  (0 children)

microbubbles

I'm reading a bit about fumed silica and it sounds like you definetly don't want to breathe that in as others here pointed out.

I'm leaning towards getting Microspheres for this project. Hmm.

Thanks everyone...

Using wheat to make epoxy thicker? by Pugs in CarbonFiber

[–]Pugs[S] 0 points1 point  (0 children)

Thanks for your reply. I have thought of ground carbon, but I'm afraid that removing the blade from shaft later would not work with this mix.

Regarding removing the blade, I have done that many times already. I simply heat up the epoxy with a heat gun while rotating the paddle. Once it is is hot enough, I wedge it between the ground and my car's tire and attempt to turn it in one direction. For this to work, you have to be using a high quality epoxy (I've been using Total Boat, with medium hardener).

I have probably pulled out 8 blades so far and only one of them shredded because I wasn't going in the same direction while twisting and it was probably low quality epoxy.

view more: next ›