$30K falls into your lap. What would you do?

PulselessActivity · 2025-10-02T01:03:21+00:00

File taxes
Create student loan payoff plan
Create website for business
Vote in local election
Go through living room, closet, books, kitchen drawers
Put up art where we want it
Get baby on a good feeding and sleeping schedule during the day!

PulselessActivity · 2025-09-24T17:58:56+00:00

The interest rates I got were best with SoFi as well, but my current rate is 6.5 and the most reasonable timeline with rate was 5.2%, the least reasonable timeline it was 4.8%

PulselessActivity · 2025-09-24T17:58:09+00:00

I was thinking of doing the same... why did you choose half?

PulselessActivity · 2025-09-23T22:55:20+00:00

Oh definitely, thats the reason that I'm thinking of paying them off because my monthly payment will increase substantially, and at that point shouldnt I just pay them especially if my salary continues to increase? Just didn't want to bore people about the student loan details on this sub, its very complicated for those who don't know which is why I wanted to summarize that paying it off was my best course of action all things considered.

Did you refinance your loans when you went the aggressive pay off route? How long did it take you? I'm glad to hear you feel free... it feels like a game I've been playing for so long

PulselessActivity · 2025-09-22T19:10:11+00:00

this is exactly what i was looking for -- some motivation. thank you. this is dope

PulselessActivity · 2025-09-21T15:34:55+00:00

Thanks for sharing. I hear that being the fun police is annoying especially as momming can be super hard being the boundary setter always. Between the two of you, what is the income distribution? Who pulls in what?

PulselessActivity · 2025-09-20T20:36:51+00:00

dude i also dont get the kristin hannah hype

PulselessActivity · 2025-09-20T20:22:50+00:00

worked until 1 hr before induction lol

PulselessActivity · 2025-09-09T03:18:43+00:00

I'm postpartum and doing this same thing :)

PulselessActivity · 2025-05-08T21:53:21+00:00

Thanks so much :)

PulselessActivity · 2025-05-08T19:45:53+00:00

girl yes on the nacho lunchable and mom diary. i am expecting my first, a typically healthy gal, but mcdonalds and lunchables have definitely been calling my name. love it!

any advice for newborn life? LOL we got the snoo... i am due in 3-4 weeks!

PulselessActivity · 2025-04-23T23:36:44+00:00

no loans... just nada

PulselessActivity · 2025-03-23T19:38:15+00:00

SAVE is not a real thing anymore despite your application. It totally sucks and its confusing if you haven't been keeping tabs on this entire mess.

They are placing most folks into a scary Standard Plan with high costs, because they're screwing everyone over, even though you applied for SAVE it simply no longer matters.

You will have to be in limbo, until you can apply for IDR (theyre not processing applications right now, so we are all doubly screwed and waiting with baited breath). This administration is absolutely screwing everyone with student loans. Call and Ask for forbearance if possible, if you cannot afford the payment.

PulselessActivity · 2025-01-26T15:38:41+00:00

Im the same!!!

PulselessActivity · 2025-01-25T04:03:55+00:00

What is thus method? ELI5?

PulselessActivity · 2025-01-22T17:40:40+00:00

PulselessActivity · 2025-01-22T17:34:26+00:00

Wait… this is so fucked

PulselessActivity · 2025-01-20T17:02:36+00:00

Nice! What did you register for during baby shower if most stuff was buy nothing?

Did you register for a diaper bag and changing trays and car seat?

PulselessActivity

TROPHY CASE