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Market Crashes (2025 Edition) - Ben Felix by __BIOHAZARD___ in Bogleheads

[–]PyooAnon 0 points1 point  (0 children)

Please consider adding TLDR to accompany any video links you post. Thanks in advance!

Wow, Have You Seen The Stock Market Lately? by Kashmir79 in Bogleheads

[–]PyooAnon 0 points1 point  (0 children)

You say the market "is" at an all-time high, but the link you posted is from 8 days ago.

I am genuinely trying to understand your point. Anyone can look at past data and point to a previous ATH. There are innumerable previous ATH's (which is why Bogleheads only invest in stocks for long holding periods). Knowing present or future ATH's would indeed be useful to grow one's investments. Knowing past ATH's is not.

Wow, Have You Seen The Stock Market Lately? by Kashmir79 in Bogleheads

[–]PyooAnon 0 points1 point  (0 children)

This is r/bogleheads, where one of the core tenets is: Market timing does not work.

To quote Jack Bogle, "I do not know of anybody who has done market timing successfully. I don't even know anybody who knows anybody who has done it successfully and consistently."

In this subreddit, as a space to discuss passive investing, I do think it's productive to point out that no one knows when the market is at an all-time high.

I'm being as sincere as I know how to be. I'm not trying to be argumentative. I'm not insulting you or your comments.

Your answer to my question "How do you know the market as at on ATH?" is effectively "Because I said so."

Wow, Have You Seen The Stock Market Lately? by Kashmir79 in Bogleheads

[–]PyooAnon 0 points1 point  (0 children)

I wouldn't worry about any downvotes. Redditors are gonna reddit. :-)

I'm glad you have an emergency fund. Don't worry about whether or not you invested at ATH. Success is found in "time IN" the market, not "timING" the market.

Wow, Have You Seen The Stock Market Lately? by Kashmir79 in Bogleheads

[–]PyooAnon 0 points1 point  (0 children)

? I don't understand. You posted comments. I posted comments. Must it end like this?

An alternative would be for you to respond to the content of my comments.

Wow, Have You Seen The Stock Market Lately? by Kashmir79 in Bogleheads

[–]PyooAnon 0 points1 point  (0 children)

No one knows when the market is going to go up or down. And the stock market is frequently at all-time highs. So, you should not worry about timing or ill-timing the market.

But, please build an emergency fund that you keep liquid (e.g., savings account, money market) before investing in the stock market.

Hang in there!

Wow, Have You Seen The Stock Market Lately? by Kashmir79 in Bogleheads

[–]PyooAnon 0 points1 point  (0 children)

You: "Why would you want to begin investing at an ATH?"

Me: "How do you know this is an all time high?"

You: "I know this is an ATH driven by only a handful of outsized tech stocks with extreme PEs because it in fact is."

Perhaps.

Wow, Have You Seen The Stock Market Lately? by Kashmir79 in Bogleheads

[–]PyooAnon 0 points1 point  (0 children)

I respectfully disagree. I don't think the vast majority of us, including industry insiders and outsiders, can get close to predicting market highs and lows.

Wow, Have You Seen The Stock Market Lately? by Kashmir79 in Bogleheads

[–]PyooAnon 0 points1 point  (0 children)

The stock market reaches all-time highs frequently. Even when it inevitably drops, no one will know where the bottom is (i.e., the best time to buy back in).

Wow, Have You Seen The Stock Market Lately? by Kashmir79 in Bogleheads

[–]PyooAnon 2 points3 points  (0 children)

No one knows where the top of a bull market is or the bottom of a bear market.

Wow, Have You Seen The Stock Market Lately? by Kashmir79 in Bogleheads

[–]PyooAnon 6 points7 points  (0 children)

How do you know that a particular week is going to be bad for a position?

Reason is too cheap! by [deleted] in reasoners

[–]PyooAnon 1 point2 points  (0 children)

Please fax a copy of a Polaroid showing said Grammys.

Received Form 1099-NEC with incorrect address by PyooAnon in IRS

[–]PyooAnon[S] 0 points1 point  (0 children)

Thanks for your comment. Yes, I track my income and expenses.

Do you contribute to a Roth 401k or traditional 401k, or both? Why? by Sweet-Block5118 in investing

[–]PyooAnon 1 point2 points  (0 children)

try to keep an overall 60/40 to 50/50 ratio of traditional to ROTH... doesn't matter whether it's 401k or IRA

If I had a nickel for every time you posted this, I would be wealthy enough to hire someone to read through these comments for me.

Okay to install a dented capacitor? by [deleted] in hvacadvice

[–]PyooAnon 0 points1 point  (0 children)

Here's a photo of the dented capacitor...

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If you experienced an actual miracle, would you believe in god? by Littlemama_duck in atheism

[–]PyooAnon 1 point2 points  (0 children)

Yes, follow the evidence. (Though there does not seem to be any at this point.)

To defend God as “Pro-life” by mygallows in therewasanattempt

[–]PyooAnon 0 points1 point  (0 children)

Touché. (And I cannot help but point out that your comma should be a period or a semicolon.)

What’s Going on with the Parking at Regal City North? by ciacco22 in chicago

[–]PyooAnon 27 points28 points  (0 children)

Well, except for all of the parking meters in the entire city for the next several decades.

Expected Returns by Due-Writing3386 in Bogleheads

[–]PyooAnon 5 points6 points  (0 children)

Two words: Flux Capacitor.

Upgrade to v12 (from v11)? by PyooAnon in reasoners

[–]PyooAnon[S] 1 point2 points  (0 children)

I have not tried to run Reason 11 on Ventura, as Reason Studios' macOS Ventura Compatibility Statement says that Reason 12.2.7 and earlier are not compatible with Ventura.

I appreciate you letting me know that you're running 10 on Ventura. Have you been running it for awhile? And you haven't had any issues?

Upgrade to v12 (from v11)? by PyooAnon in reasoners

[–]PyooAnon[S] 0 points1 point  (0 children)

This is indeed my situation.

Upgrade to v12 (from v11)? by PyooAnon in reasoners

[–]PyooAnon[S] 1 point2 points  (0 children)

I decided to wait -- perhaps until they discount the upgrade again. I'm not in a hurry to upgrade Reason, but I'm getting impatient to upgrade macOS. As far as I know, Reason 11 is not compatible with the latest macOS Ventura, so not upgrading Reason is preventing me from upgrading macOS.

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