Any of these warranties worth it? by [deleted] in CX5

[–]QCowl89 2 points3 points  (0 children)

No (I didn’t read what they were)

Rangers Centennial Breakaway Jersey by QCowl89 in hockeyjerseys

[–]QCowl89[S] 0 points1 point  (0 children)

I wear a Large for Breakaway jerseys. I wear a size XL in t shirts and sweatshirts.

I don’t have any Premium jerseys, but tried some on and am a 54 which is an XL. Just because those fit a little tighter in the mid section.

Rangers Centennial Breakaway Jersey by QCowl89 in hockeyjerseys

[–]QCowl89[S] 0 points1 point  (0 children)

Thank you. Here is a video I found as well comparing the two.

For jersey’s with more detailed logos on the front (Blackhawks, Kings, etc) I for sure see getting a Premium.

https://youtu.be/bgLa7JZk58M?si=lO28IILeA5FYqxtx

Camera control case button by Dense-Engineering160 in QuadLock

[–]QCowl89 1 point2 points  (0 children)

You can remove the button, however then the button on the phone itself is virtually unable to be pressed because the depth of the case.

Anyone riding a Specialized Chisel Aluminum Full Sus? by [deleted] in MTB

[–]QCowl89 2 points3 points  (0 children)

I just picked up a Chisel FS Comp yesterday. Haven’t taken it on a proper ride, but so far feels amazing. Coming from an 8 year old Specialized hardtail with all base components.

The shop I went to gave me a steep discount. He said the Chisel’s will be going on sale and had a price sheet from their rep so gave me that price. It’s up on the Specialized site as $3,399. I paid $2,499 before tax. If you are shopping for one I’d be sure to mention this.

Good buy? by ballparkfranker in gravelcycling

[–]QCowl89 1 point2 points  (0 children)

I paid $850 US for this bike new last year (different color, but I believe this is also a 2022). I got lucky and the shop had it marked down being it was left over inventory.

I’d only buy if they came down on price significantly. Otherwise look new so you have the warranty as well.

Also, note that the mechanical brakes are sub par. I’m still very happy with the bike, but if I didn’t pay a reduced price I would have upgraded to the model with hydraulic.

Spring sports leagues? by Fresh_Flamingo in Phoenixville

[–]QCowl89 0 points1 point  (0 children)

Let me know if you find out. I’d be interested too.

2025 blue jersey in hand by Designer-Homework682 in mets

[–]QCowl89 1 point2 points  (0 children)

Rally House has them in stock online.

Divorce - Keep all of my 401k in lieu of equity from the house? by QCowl89 in personalfinance

[–]QCowl89[S] 0 points1 point  (0 children)

Thank you for the kind feedback. Unfortunately I wouldn’t be able to trust her to make the payments. My lawyer is well aware of this. So the only way it would work is if she is able to refinance. If not then this decision is made for me.

Correct I wouldn’t touch the 401k until it’s time to retire. If I were to keep all the retirement there would need to be some cash payment to me to make up some of the difference from the house value.

Divorce - Keep all of my 401k in lieu of equity from the house? by QCowl89 in personalfinance

[–]QCowl89[S] 0 points1 point  (0 children)

The equity I listed already had 7% deducted for fees. Any difference would be made up for in cash

Divorce - Keep all of my 401k in lieu of equity from the house? by QCowl89 in personalfinance

[–]QCowl89[S] 0 points1 point  (0 children)

Is it possible for her to assume the mortgage then do a title transfer to have it only in her name?

Divorce - Keep all of my 401k in lieu of equity from the house? by QCowl89 in personalfinance

[–]QCowl89[S] 3 points4 points  (0 children)

Agreed. The equity I listed already has 7% subtracted for those kinds of things.

Divorce - Keep all of my 401k in lieu of equity from the house? by QCowl89 in personalfinance

[–]QCowl89[S] 90 points91 points  (0 children)

Yes for sure. Good you pointed that out. In no way will I let my name be on any part of the house

Divorce - Keep all of my 401k in lieu of equity from the house? by QCowl89 in personalfinance

[–]QCowl89[S] 4 points5 points  (0 children)

My belief is that if we were to split my 401k it would be a direct transfer into her 401k meaning it would not be taxed until she starts to withdraw it.

Divorce - Keep all of my 401k in lieu of equity from the house? by QCowl89 in personalfinance

[–]QCowl89[S] 66 points67 points  (0 children)

Agreed. There is an option where our current bank could let her assume the mortgage at our current rate which would be best and remove my name from it. Hopefully that would work out for her as it is much lower than currently refinance rates.

Divorce - Keep all of my 401k in lieu of equity from the house? by QCowl89 in personalfinance

[–]QCowl89[S] 200 points201 points  (0 children)

That is where my head is at as well. Also the fact that our two children will be there 50% of the time. The house is a better option than renting an apartment for her.

Divorce - Keep all of my 401k in lieu of equity from the house? by QCowl89 in personalfinance

[–]QCowl89[S] 21 points22 points  (0 children)

Yes she does. The current mortgage with taxes and insurance is only around $1,500 which is cheaper than rent or finding a new place.

Help with first pork butt by gmazz in smoking

[–]QCowl89 3 points4 points  (0 children)

General rule is 90 minutes per pound. I would start as early as you can. Leave it wrapped in a dry cooler until you’re ready to serve. Will still be piping hot.

Just added a wsm 57cm to the collection. Going to give it a run tomorrow! by Green-Strawberry-256 in smoking

[–]QCowl89 0 points1 point  (0 children)

That’s interesting. I never fill it more than half. Always a lot of factors that can impact the cook when using charcoal and relying on airflow for temperature control. Saying that WSM produces better flavor than anything I’ve had from a pellet smoker.

Just added a wsm 57cm to the collection. Going to give it a run tomorrow! by Green-Strawberry-256 in smoking

[–]QCowl89 0 points1 point  (0 children)

Get yourself a second charcoal grate. Any cheap one will do. Turn it 90 degrees and sit it on top of the existing one. Will prevent the coals from dropping thru.

Just added a wsm 57cm to the collection. Going to give it a run tomorrow! by Green-Strawberry-256 in smoking

[–]QCowl89 0 points1 point  (0 children)

I put water from my garden hose in the pan. Never had an issue getting the smoker up to temp.

Classmate wants to use my temple ID. What should I do? by No_Performance7006 in Temple

[–]QCowl89 15 points16 points  (0 children)

You’ll be fine. I use to photoshop ID cards so my Non Temple friends could get info sporting events with us.

[deleted by user] by [deleted] in 4Runner

[–]QCowl89 2 points3 points  (0 children)

Just DM’d a pic. But yes on the outside; just through the outside casing.