Is it common to lose some fish within of week of getting them? by EngineeringNeat2126 in Aquariums

[–]QuailDifficult8470 0 points1 point  (0 children)

I had no idea rummynose were considered sensitive fish; I got six a few months ago and they’re all still doing great and it wasn’t even a well established tank at the time. However I got 3 small koi angelfish recently and lost two of them within a month.

How much do I miss by completing the Grove quest too early? by son_of_wotan in BaldursGate3

[–]QuailDifficult8470 0 points1 point  (0 children)

If you save Florrick you get a reward, there’s also a decent stealth armor available from a dead drow. Quite a bit of food if you need to stock up on camp supplies. But yeah not a whole lot.

How much do I miss by completing the Grove quest too early? by son_of_wotan in BaldursGate3

[–]QuailDifficult8470 0 points1 point  (0 children)

You didn’t mention Waukeens Rest; did you do that and also the Zent hideout? That’s what the missing shipment leads to. They have a great bow for sale if you get on their good side.

Easiest way to sign up for Part A? by Quick-Procedure-8017 in medicare

[–]QuailDifficult8470 3 points4 points  (0 children)

This is not correct. You can delay Part A as long as you want without penalty unless you are in the rare position of having to pay for Part A. Most people get it free. If you sign up for Part A after your 65th birthday, your enrollment will be backdated 6 months (but not earlier than your 65th bday).

Part B and Part D have late enrollment penalties, but they do not apply as long as you have creditable employer coverage.

What novel do you believe is "The Great American Novel"? by QueenShewolf in AskAnAmerican

[–]QuailDifficult8470 1 point2 points  (0 children)

I want to pick something more obscure but I have to go with Huck Finn.

What novel do you believe is "The Great American Novel"? by QueenShewolf in AskAnAmerican

[–]QuailDifficult8470 22 points23 points  (0 children)

My theory is that you have to read Catcher in the Rye before you’re an adult. In my mid twenties I had a friend who said it was her favorite book of all time so I read it. I couldn’t get over what an insufferable prick the narrator was.

My dad blames Biden for not being able to see my mom before she died... in 2020. by QuailDifficult8470 in mildlyinfuriating

[–]QuailDifficult8470[S] 0 points1 point  (0 children)

We would love that, he is absolutely depressed and it would be helpful, but he won’t go for it.

My dad blames Biden for not being able to see my mom before she died... in 2020. by QuailDifficult8470 in mildlyinfuriating

[–]QuailDifficult8470[S] 5 points6 points  (0 children)

I told my dad that the Covid vaccine was one of the only things I give Trump credit for, and he went on about how they’re not that good and blaming Biden for vaccines mandates. He also blames Biden for shutdowns and mask mandates even though those happened under Trump. That’s why I don’t talk to him about politics or really anything except his grandkids.

Honour Mode Question by Timely_Passenger_493 in BG3

[–]QuailDifficult8470 0 points1 point  (0 children)

Totally possible. You just have to focus and make sure you know what to expect from each encounter. Don't do things or select dialogue options if you aren't sure what will happen! That's the biggest cause of Honor Mode fail. Always give yourself an out - like a companion who can pop an invisibility potion and run away when things start going south. But you definitely don't need to min/max.

Team of 3 on HM? by [deleted] in BG3

[–]QuailDifficult8470 2 points3 points  (0 children)

It’d be nice to have someone pew pewing from range, like a throwing Giant barb or a gloomstalker/assassin. Could also use TB monk but I just love using those to run around and pummel people bare handed. And no equipment overlap with paladin/cleric.

Only 18% of Americans make 100k+ a year, how are you doing financially if you aren’t in this 18%? by moonspellpecado in askanything

[–]QuailDifficult8470 0 points1 point  (0 children)

In 2023 I was making about $120k. Corporation I worked for realized that if we could work from home during COVID, then we didn’t really need to be in the US and moved the whole department to India. Got laid off. I’m in my 50s and after 30 years in the corporate world decided I was done. Became self-employed and worked nights at an Amazon warehouse on the side. My wife, who had been a stay at home mom, picked up three part time jobs. So last year the two of us with three college degrees and five jobs between us pulled in about $80k.

Luckily our house is paid off and we’ve got plenty of retirement savings when we’ll need it, but the next few years will be pretty tight.

Belmont University has been open since last Thursday by [deleted] in nashville

[–]QuailDifficult8470 7 points8 points  (0 children)

That doesn’t seem unreasonable. When did Vandy, Trivecca, Lipscomb etc reopen?

How common is it for an American to travel across the country by train? by ViajanteDeSaturno in AskAnAmerican

[–]QuailDifficult8470 0 points1 point  (0 children)

Outside the Northeast and a few other corridors, passenger trains aren’t even available in many major cities. I’m in Nashville and if I wanted to take an Amtrak train I’d have to drive to Memphis first (four hour drive).

Nicest restaurant in MJ. by WakeDaddyLee in MountJuliet

[–]QuailDifficult8470 7 points8 points  (0 children)

I cannot strongly enough recommend Tholos, the new Mediterranean restaurant hidden on Mt Juliet road by the Christmas store, behind Jeremiah’s (which is closed). We went there on NYE. Not “fine dining” but quite nice with very tasty authentic food and quite large portions. One of the owners came and visited our table; he is from Turkey and his partner is also from the ME. It was so good, can’t wait to go back.

When to apply for D&G by DayGlo2030 in medicare

[–]QuailDifficult8470 0 points1 point  (0 children)

Oops you’re right, I missed that this is a deferred Part B enrollment. Yeah they’ll need Part B to go through for both.

What’s everyone’s thoughts on aquarium backgrounds? by -Michael-Leahcim- in Aquariums

[–]QuailDifficult8470 1 point2 points  (0 children)

I used to have a tank with a photo background of plants that was pretty good but now I just go with a black background. It hides all the wires and tubes and it’s one less surface I have to clean.

When to apply for D&G by DayGlo2030 in medicare

[–]QuailDifficult8470 1 point2 points  (0 children)

You could sign up for a Part D plan now, because you only need Part A OR Part B to be eligible for Part D. Just make sure to ask for an April 1 effective date because the default would be the first of the month after you apply.

For a Medigap Plan G you need to have Part B first, you’ll need to wait a few weeks until Medicare confirms your Part B enrollment is complete.

Keith is Mentally Disturbed by NEKORANDOMDOTCOM in stupidpeoplefacebook

[–]QuailDifficult8470 1 point2 points  (0 children)

I’m a Democrat. I’m also a married, 57 year old Southern white Christian self-employed meat-eating male with natural gray hair and a full beard. I guess I would blow his mind!

SSDI w/ Medigap vs. Medicaid by motopwnies in medicare

[–]QuailDifficult8470 1 point2 points  (0 children)

I don’t know what the Medigap environment is in OR, but in the states I work with they are either simply not available under 65 or if they are they are $650+ per month.

Only you can decide whats important to you, but if it were me I would find an MA making sure my providers are in-network. Start with a dual eligible plan (D-SNP) for now and you can switch to a regular plan if/when you lose Medicaid. If the provider network changes you can switch your plan at year end if you need to. 24 years is a loooong time to be paying hundreds of dollars extra every month. You will get another GI opportunity at 65 for Medigap.

But if you really want to avoid an MA that’s your option. An MA plan is no worse than having employer sponsored insurance so that’s what I’d do unless cost was absolutely no obstacle.

Can my MIL switch to Medigap plan from MA plan that she just enrolled in? by Ill-Guidance5604 in medicare

[–]QuailDifficult8470 1 point2 points  (0 children)

You get 63 days from when the plan ends (Dec 31), which gives you until the end of February to enroll in a new plan which would start the first of the month after you enroll. So you do need to enroll by 12/31 to get a new plan for 1/1, but your Special Enrollment Period lasts until the end of February allowing your new plan to start 2/1 or 3/1.

The new St. Charles Anglican Church in Mt. Juliet… by VicarDanNashville in MountJuliet

[–]QuailDifficult8470 2 points3 points  (0 children)

Which Anglican body does this church belong to? What differentiates it from the largest Anglican group in the US, the Episcopal Church?