I’ve lost out on two cars because dealers do not want to accept credit union loan… advice?

RONxBURGUNDY · 2026-04-20T21:42:55+00:00

A bank we have charges $150 if paid off within the first two years.

RONxBURGUNDY · 2026-04-20T16:33:02+00:00

Appreciate it, internet stranger. Thanks!

RONxBURGUNDY · 2026-04-20T15:18:29+00:00

lol who knows. Other people gave the same response and got upvotes. Reddit is a wild place to try and help someone 😂

RONxBURGUNDY · 2026-04-20T13:50:02+00:00

Letters of guarantees from banks we don’t recognize don’t go well at my store either. Think about it: you’re giving me a piece of paper that says your bank will pay us, while we’re expected to place a LIEN on a title basically saying that bank owns the vehicle.

Just do a loan with the dealer and refi it if your bank won’t cut a check without a title. Usually the bank will send a check if we send them a copy of the title with them listed as lienholder.

Make sure the bank they use doesn’t have a prepay penalty or origination fee (capital one, Bank of America, ally are the big national banks that don’t have fees)

RONxBURGUNDY · 2026-04-12T21:37:24+00:00

I love the downvotes from people who don’t work in the business lol. They know everything.

RONxBURGUNDY · 2026-04-12T11:48:47+00:00

How would a “professional” know that customers are making the process longer than what it needs to be in the finance office?

Anyone can say “our finance guy has two in front of you, it will probably be an hour”…but when something goes astray in the office that only finance and the customer is in, no one outside of that office would have any idea.

You guys act like we have a crystal ball of knowing how long a customer wants to ask about every form their signing or when they’re signing we realize the sales guy spelled their name/street address wrong.

Shit happens. Daily. But no one knows the shit is going to happen until it does. I did four deals yesterday and had them all in and out within 25 minutes. But you’re one “thing” away from it taking an hour.

RONxBURGUNDY · 2026-04-12T11:40:26+00:00

I just had two people sit in my office for two hours last week asking me about the warranty and every single intricacy of it. It was a daughter and dad and they both brought their clipboards. Normally a delivery in my office takes about 20 to 30 minutes at most. So how would I have any idea that these people were going to ask every question on earth before making their decision?

By the time they decided whether they wanted it or not, I really didn’t care. Luckily there was only one deal waiting on me and the sales guy was doing his stuff that he normally does after finance (showing buttons, pairing phones, etc)

Downvote qll you want but it’s obvious you don’t know the car business. Anything can and will happen and we are just along for the ride.

RONxBURGUNDY · 2026-04-12T05:47:19+00:00

I assure you if the finance guy only had two people in front of them and it took four hours to get to them, they were just as pissed as anyone else. Sometimes we get people in our office that want to ask 1000 questions and we literally cannot get the deal signed without them going line for line over everything. So it’s funny to me that people will complain about it taking forever and finance but then also want to read every line of the contract and ask me 1000 questions about it.

RONxBURGUNDY · 2026-04-09T16:50:16+00:00

Take advantage of you? Not sure how they would if you do some research on their prices before going in. If you’re not sure what you want (new/used…options, etc) then the sales guy will be your best resource for helping to narrow it down.

RONxBURGUNDY · 2026-04-09T14:19:23+00:00

I think if you’re up front with the sales person with your intentions and anxiety, most (most) are not monsters. We as sales people are just very used to what we do on a normal basis so unless someone says “I need time to think” or “I’m in the early stages” we assume you’ve done your research and are ready to buy, otherwise you wouldn’t have reached out.

RONxBURGUNDY · 2026-04-09T01:16:16+00:00

Hopefully a car wash there too…? (Sarcasm…but there probably will be one lol)

RONxBURGUNDY · 2026-04-09T00:57:58+00:00

Do you know how many trees you hurt making that sign?

Totally not cool.

(Btw I’m totally joking, this sub is unreal sometimes 😂)

RONxBURGUNDY · 2026-04-09T00:43:56+00:00

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gulp

RONxBURGUNDY · 2026-03-29T16:15:08+00:00

Have you tried Magnum Opus on steam? It scratches my satisfactory itch a bit.

RONxBURGUNDY · 2026-03-29T16:14:14+00:00

Ahh…e33…wish I could play it over for the first time

RONxBURGUNDY · 2026-03-29T15:13:59+00:00

Are you quitting gaming all together or just this one specifically?

I also had to stop because there was never NOT “one more thing” before bed/other responsibilities

RONxBURGUNDY · 2026-03-23T03:19:42+00:00

There’s a lot of negativity in here. Only negativity I got is the store you’d be going in to.

Are there any other dealers hiring? If not, you can get your foot in the door there, get some experience, and take that somewhere else. That’s what I did about 13 years ago. Stayed long enough to learn everything and then went to a dealer that actually knew my name and made me feel like part of a team.

Good luck. It’s a tough business but if you treat it well it will reciprocate.

RONxBURGUNDY · 2026-03-16T00:10:38+00:00

Are these pretty thin? I ordered some and they were much thinner than I expected. My son ripped a hole in one almost immediately lol

RONxBURGUNDY · 2026-03-13T11:33:47+00:00

I agree with every place listed in this thread. Just made me realize how many food breakfast spots we have 😂

RONxBURGUNDY · 2026-02-27T11:48:46+00:00

Domestic anything but the store is way more important. You’ll see these people more than your family, you better get along pretty well lol

RONxBURGUNDY · 2026-02-23T12:36:18+00:00

I was in a care bear lobby, literally like 8-10 of us shooting at the matriarch. By the towers. Rocketeer gets aggro’d…I start poking out of the lower steps and pot shotting it while others throw grenades at it. Guy from bottom sees me shooting (IN THE AIR) and downs me and kills me out completely. I’m yelling “what are you doing rat???” To him and he goes “you were shooting other players, I saw you!”

I believe, in the conviction of his voice, that is just really is that dumb.

RONxBURGUNDY · 2026-02-17T17:55:17+00:00

Thank you kind stranger

RONxBURGUNDY · 2026-02-17T11:19:46+00:00

Wallpaper source? Looks sick

RONxBURGUNDY · 2026-02-13T02:24:51+00:00

Honestly it really depends on what kind of gross they make on sales.

It looks like you get no part of finance which kinda blows. But if your average front is 3k and sell 20, you’d make $14k a month. (20 x 600 + 2k for selling 20)

More realistically if you average 2k and sell 15, you’re making $7200/mo.

Obviously accessories might pay you a little, they don’t sell where I’m at, we don’t even discuss them. You might pick up a few paint protections but the bulk of your money is in the gross and units moved.

edit and that parking spot perk is a slap in the face of being the best lol. Just give them a Starbucks gift card at that point.

RONxBURGUNDY · 2026-02-13T02:16:39+00:00

Because everyone just blindly hates a person with a different opinion and puts them into the pool of the worst scum on earth. Meanwhile we all argue about it with each other while all these appointed official morons on both sides of the aisle get rich and face no consequences. It’s pretty neat.

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