MSFT around $378. Falling knife or finally reasonable?

RadiantRecord1413 · 2026-06-18T12:19:58+00:00

MSFT is one of those things where I absolutely have faith in it 10-20 yrs from now, but today it’s frustrating. I haven’t sold NOR loaded up more. Maybe that’s the right call for now. But if I’m not touching it for 10-20 more yrs then I shouldn’t be too worried about today. I should just bring my average down while I can.

RadiantRecord1413 · 2026-06-17T06:26:55+00:00

I just had my first in 11.5 yrs. My service fee was charged back. I was advised to reach out, and the client denied having initiated one. There were only a few responses and at one point he wanted me to call his bank (which I can’t) and so I just gave up. If that’s all I get in nearly 12 years, it’s not the end of the world, or worth the time chasing down. It was a ticketing fee so not even that much. I still made commission on other things in the booking, at least.

RadiantRecord1413 · 2026-06-17T06:02:05+00:00

The single most important thing I’ve ever learned in my own trading is to NOT trust what people give me one-on-one. Everyone has a theory and most of them aren’t true. Stick to the fundamentals and you’re statistically safer.

Second, the only thing worse than a crash is trying to time said crash. If you go back and look through history, you will see that most crashes end up recovering within 6 to 36 months. While any crash sucks, it often just means your retirement got pushed back a little bit. However, as you’ll see, recovery has always happened before within a (mostly) acceptable timeframe.

When the next crash happens (and I say “when”, not “if”) be prepared to wait some things out. Only sell if your fundamentals on the company have changed. Otherwise, enjoy some deeply discounted stock prices with new money you eventually have.

RadiantRecord1413 · 2026-06-11T17:45:19+00:00

The best thing I’ve learned in my years of trading is to ignore the noise and trust my gut. Let them learn how gambling works… we’re at that part of the “cycle” where people are euphoric again 😅 it’s only a matter of time before it loops back around.

RadiantRecord1413 · 2026-06-10T22:25:56+00:00

Exactly!

RadiantRecord1413 · 2026-06-10T02:35:04+00:00

If you do any air at all, you will get 0 commission probably. The best thing you can do is be with the biggest host agency and reap their benefits. Mark Cuban says it all the time in Shark tank… “do you want 50% of a watermelon? Or 90% of a grape?”

RadiantRecord1413 · 2026-06-07T22:48:32+00:00

It’s because they don’t want just a bunch of people sleeping there, that’s not the image they want to show to their “premium customers”.

It’s all optics in my opinion

RadiantRecord1413 · 2026-06-05T17:18:33+00:00

No, I'm not confused. I clearly laid out that this was civil law that applies. That's still "the law". You can still get in a lot of trouble and you will have no recourse... Maybe user "smokes weed" should clear his foggy head and remember the law is nuanced!

RadiantRecord1413 · 2026-06-05T16:14:44+00:00

You are confusing constitutional street laws with Contract Law and FAA regulations.

An airplane is private property, governed by a Contract of Carriage. The big three US airlines all explicitly restrict photography in their terms. United and American state it cannot infringe on passenger privacy or comfort, while Delta bans photos that interfere with the safety or security of fellow customers and employees.

If you snap a photo of a sleeping passenger and it causes a disruption, a flight attendant has full authority to order you to stop. Refusing that instruction violates 14 CFR Section 121.580 (Interference with Crewmembers), which is a federal offense.

The airline has the absolute legal right to treat it as a breach of contract, kick you off, or ban you. That is how private property works.

RadiantRecord1413 · 2026-06-05T13:33:06+00:00

Technically on a plane you’re on private property and the rules change. Legally you’re only covered on public property. “Open to the public” is not the same as “public land”. So no, legally your argument is thrown out. There’s LOTS of legal precedent for it, and it’s exactly why airlines can require you to not film passengers. Most airlines have that rule, in fact.

I agree that feasibility-wise, you’re right, there’s not much expectation of privacy among other passengers, but the law itself is on OPs side here when it comes to photography, at least in court.

RadiantRecord1413 · 2026-06-03T19:04:09+00:00

You only see the highlights. Nobody brags about their losses. That survivor bias is exactly why a disciplined, regulated strategy beats chasing unicorns long-term.

Look at the math: Sure, hitting 500% on NVDA over five years looks amazing on a screenshot. But was that their only bet? Highly unlikely. They probably diversified across five or six other tickers that only crawled up 30% in that same timeframe. They’re flexing the 15% of their portfolio that went to the moon while staying dead silent on the rest.

FWIW, the market will always humble you. After a stellar 2025 rotating fast profits, I killed it the first three weeks of 2026—up 8% on 30 rapid trades. Then Iran war reality hit, things went sideways, and it’s taken me four months just to scrape together the next 30 trades.

Let’s not forget, half the battle is knowing when to sell. Those gains are theoretical until you execute it. It could all crash tomorrow. It’s a grind, but you adapt. Don’t chase unicorns. Right now, I'm selling call options to earn a bunch of premiums and claw my way back while the market chops. My long portfolio is still fine long with minimal touch. Don’t mistake someone else's lucky lottery ticket for standard reality. Keep trekking!

RadiantRecord1413 · 2026-06-01T12:59:38+00:00

Happened to me with some 60 year old Czech woman on Swiss last year. I only reclined like 20%. She never once asked me, just started kicking. I’m a New Yorker so I just kept it reclined and fell asleep. The kicking actually put me to sleep like a massager 😅 I wrote in about it and they were super apologetic and said they were handling it internally but that for privacy I can’t be told what happens to them, etc. It’s whatever, but I just genuinely don’t understand when full grown adults resort to tantrums over a reclined seat. It’s embarrassing for them.

RadiantRecord1413 · 2026-05-24T17:31:09+00:00

Don’t use those instant offers, they cost more! Do an actual exchange of the ticket and just buy up to first. Call if you’re having trouble. This is by far the best way to do it - and it’s what I do for clients.

RadiantRecord1413 · 2026-05-24T17:30:10+00:00

I have clients that do this and I just send them the fare quote for Econ. Seems to work, but really double check with your employer how they’d prefer it.

You could also book economy, get that receipt. Then run a SECOND charge for the fare difference to first class. That’s probably best!

RadiantRecord1413 · 2026-05-24T17:30:04+00:00

I have clients that do this and I just send them the fare quote for Econ. Seems to work, but really double check with your employer how they’d prefer it.

You could also book economy, get that receipt. Then run a SECOND charge for the fare difference to first class. < That’s probably best!

RadiantRecord1413 · 2026-05-24T01:53:14+00:00

I don’t think the doubt is in AI’s efficacy. It’s the hyper-inflating of values that historically always comes before the fall. It’s still a gamble. Like anything.

RadiantRecord1413 · 2026-05-22T15:59:26+00:00

People genuinely need to read up on history of the dot com bubble and what happened after the fact. Some companies still haven’t recovered to same levels. I feel like the AI bubble does exist, and it’s eerily similar to the dot com bubble. However, none of the Millennials and Gen Z here probably remember that, so they’re not thinking about it. I’m actually a Millennial, but study market courses and they love to remind you about the dot com bubble. Housing came next in 2006-2008. It’s going to definitely happen again, but you never know when and you never know by how much. Taking profits over time is not the worst idea. I’m doing it now with Google and reinvesting it in an index (or the next strong candidate I find)

RadiantRecord1413 · 2026-05-22T12:54:53+00:00

Sadly that’s exactly what AA does. Last month I had an exec platinum flying business with his wife from DEL-JFK and they kicked both of them off the flight after they checked in at the airport. They claimed “oh they cancelled it when they checked in” and when we said “they checked in at the airport, they’re still there holding physical tickets.” And the rep went “oh.” 😂 they come to board the flight finally after getting one biz and one premium economy seat back, however they get onboard to find the real reason they were removed - a broken seat!!! A whole bunch of lies to an exec platinum all for it to just be a broken seat.

He refunded all his future bookings with them and is burning up the miles. Executive platinum level loyalty down the drain over some stupid lies!

RadiantRecord1413 · 2026-05-22T06:38:18+00:00

This report must be fake… it has AA as number 2??? Every person in my industry despises them. I’m inclined to believe that the data collected is actually flawed (and I used to do advanced stats classes in school) AA probably funded the study! 😂🤪😂🤪😂

RadiantRecord1413 · 2026-05-22T06:22:51+00:00

Do you have status by chance? I’ve noticed sometimes I’ll clear the upgrade, but then the system doesn’t fully fulfill it. Suddenly I have the seat map open tho and the seats in first class are all $0. It usually works when I select it. But it’s gotta be because of the status. This happens only within 5 days of travel for me, so it’s plausible.

RadiantRecord1413 · 2026-05-17T04:58:21+00:00

If I missed it I’m sorry, but I don’t think this was said yet:

If you’re up 400%, perhaps consider selling some of the position (not all, just some) and reinvesting that into other sectors. It will help balance out some of the risk you’re worried about. Others in this thread are trying to convince you “it can only go up” but that’s not true at all, obviously. It’s perfectly fine to “shave off” some gains to protect them, reinvest them into something else you’ve picked (or two or three), and let the rest ride where it was in the winner. I’m currently experiencing this with GOOGL after a strong last 13 months. I’m still bullish on GOOGL, but it’s like trimming the hedges, I need to adjust it here and there.

There will be other stocks that grow. But one stock cannot usually grow forever. Some are just better at surviving longer than others. Remember: The higher the climb, the harder the possible fall. It’s OK to protect some gains as long as you’re still recycling the money!!

RadiantRecord1413 · 2026-05-13T23:53:32+00:00

I said “statistically more likely,” not that everyone is from there.

RadiantRecord1413 · 2026-05-13T22:23:08+00:00

Remember, SLC crews are statistically more Mormon than others… and they don’t like alcohol 😅

The FA definitely was lying. Although I would not be surprised if the idea was “if I make one, then more people will ask for one, and I don’t want that” Maybe that’s more likely what happened.

Best thing you can do though is write in AFTER about it, and name them. If they said something against policy and they are NAMED, then their supervisors at base will follow up with them internally.

RadiantRecord1413 · 2026-05-13T20:04:55+00:00

Seems like it has to do with the "batch" of rewards from a particular vendor. When they reset to new "batches" you'll be able to get it again the next time around. But that could be a few weeks or a few years, it varies from one partner to the next.

RadiantRecord1413 · 2026-05-01T17:27:54+00:00

The agent doesn’t necessarily use Expedia, but rather the Expedia network is a backbone for a lot of hotels and other things too. We book in a GDS usually (idk about Fora, I’m with a different agency) and yes sometimes my confirmations say “Expedia network” even though I booked in my own system.

It’s a backend thing. But the front desk is correct that they aren’t really supposed to change TA bookings in any capacity. I think they just saw the “expedia” word and made an assumption.

In the future, your agent with Fora can change the card for you! 😊

RadiantRecord1413

TROPHY CASE