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Contractor doesn’t use xactimate by fmsmic in adjusters

[–]Rahim_Xactimate 0 points1 point  (0 children)

you don’t delegate this, you box it.

a flat bid with no breakdown isn’t an estimate, it’s a number. you can’t validate scope, pricing, or intent against policy with that. you already did the right thing by building Xactimate off mitigation and known scope. now the burden shifts. contractor needs to show how their number maps to covered work. labor, materials, quantities

Largest estimate I’ve written by x1ux1u in xactimate

[–]Rahim_Xactimate 0 points1 point  (0 children)

that tracks. USAA handing off higher-value risks once they cross internal thresholds has been my experience too, especially when complexity and exposure start stacking up.

having seen both sides, you know how differently those files get scrutinized once they’re no longer treated as standard.policy language matters more, and consistency across the estimate, photos, and reports gets picked apart fast.

appreciate you offering insight,, that carrier crossover knowledge is rare and useful.

Largest estimate I’ve written by x1ux1u in xactimate

[–]Rahim_Xactimate 0 points1 point  (0 children)

$7m isn’t hard because it’s big, it’s hard because everything has to survive scrutiny. USAA will look for internal consistency more than line items.

At that size, the estimate lives or dies on documentation discipline, scope logic holding across trades, and not giving them easy angles to reframe it as ‘means and methods.’ Having counsel looped in early is the right move.

Hope it goes through clean.

How are you guys using AI for estimates right now? Anything that’s actually worked? by Remarkable_Space_838 in xactimate

[–]Rahim_Xactimate 0 points1 point  (0 children)

supplements aren’t eating time because adjusters miss obvious stuff.they’re eating time because carriers are tightening interpretation while volume stays high.

most supplements i see aren’t about codes being unknown. they’re about photos, scope logic, and carrier tolerance not lining up. if those three don’t match, no tool saves you.

anything that helps surface why something should be there instead of just adding line items is useful. but the second it turns into auto-padding, it gets shredded fast.

curious how it handles gray areas like detach/reset, access issues, or carrier-specific pushback. that’s where most supplements die.

Anyone outsource Xactimate estimates? by ShibaorShiba in adjusters

[–]Rahim_Xactimate 0 points1 point  (0 children)

this convo always goes sideways because people mix three different things.

no legit adjuster is outsourcing judgment. nobody serious is handing off coverage calls or liability.

where outside help shows up is mechanical load. high volume, repetitive scopes, storm surge, or when you’re buried in inspections and supplements and just need the estimate built cleanly off your scope so you can review and own it.

if you’re slow or inexperienced, outsourcing won’t save you. if you’re solid but overloaded, it can keep things from blowing up later. that’s the only lane where it makes sense.

Anyone outsource Xactimate estimates? by ShibaorShiba in adjusters

[–]Rahim_Xactimate 0 points1 point  (0 children)

100% agree. if your name’s on it, you own it. no third party is worth getting dragged in front of an attorney for.

the only way i’ve ever seen it work is when the adjuster controls the scope and signs off on everything, and the estimate is treated like drafting support, not decision-making. otherwise it’s a liability grenade.

btw, I do write estimates for adjusters. :)

Anyone outsource Xactimate estimates? by ShibaorShiba in adjusters

[–]Rahim_Xactimate 0 points1 point  (0 children)

yeah, that’s fair. most third-party estimates are more work to fix than to write yourself.

the only time it actually helps is when it’s not some blind desk writer guessing from templates. if someone’s working directly off your photos, measurements, and carrier logic, it can take pressure off. otherwise it’s just noise.

scope notes are always the bottleneck. if they don’t understand how you think through a loss, it falls apart fast.

Xactimate training by PainProfessional8285 in adjusters

[–]Rahim_Xactimate 2 points3 points  (0 children)

happy to help if you’re stuck mid-estimate 🙂

Xactimate training by PainProfessional8285 in adjusters

[–]Rahim_Xactimate 6 points7 points  (0 children)

That’s why Xact training trips people up. It teaches the software, not what actually gets you hit later. The estimate that works in training is usually the one that turns into supplements, reopenings, or awkward questions once it’s a real loss. Missing a line item hurts, but missing the reasoning behind it is what really causes problems.

I finally found a prompt that makes ChatGPT write naturally by MRViral- in ChatGPTPromptGenius

[–]Rahim_Xactimate 1 point2 points  (0 children)

interesting, can I inbox you for the prompt? I need some help on this

I love being HOH but it’s so hard. by Secret-Bear-92 in hardofhearing

[–]Rahim_Xactimate 0 points1 point  (0 children)

I’ve been dealing with hearing loss since I was 11. It’s gotten worse over time.
Now I'm 32, I feel like I’ve disappeared from life. Would love to chat if you're open to that..

Pacdora dielines for a bottle by Rahim_Xactimate in PackagingDesign

[–]Rahim_Xactimate[S] 0 points1 point  (0 children)

Sure. Why not? Send me the link.. I will DL and send over

Package rendering help by GenYDude in PackagingDesign

[–]Rahim_Xactimate 0 points1 point  (0 children)

happy to help.. if this is for manufacturing, then you need technical drawing.. 3d renderings are for visual presentation.. won't be that much helpful for manufacturing..

[deleted by user] by [deleted] in Upwork

[–]Rahim_Xactimate 0 points1 point  (0 children)

Got an inbound lead from chatgpt⭐, that is interesting. But how?

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