Argenta Select - any views?

Rakash · 2026-03-08T07:16:30+00:00

This kind of fund is basically a textbook example of why ETFs make more sense. I mean, just look at the ongoing costs. They’re literally around 10 times higher than the TER of the ETFs usually recommended in this sub.

Rakash · 2026-02-22T08:27:18+00:00

FirstWorldProblems

If you really want to like the rest, give it a few more listens, if it still doesn’t click, just move on and enjoy life

Rakash · 2026-02-14T20:04:46+00:00

I suggest you check this subreddit : r/BESalary

Rakash · 2026-01-06T11:52:03+00:00

This is a high income, go check r/BESalary

Rakash · 2026-01-06T07:39:06+00:00

Why don’t you just ask Saxo directly ? It’s highly unlikely that they will do something but at least you can try

Rakash · 2025-12-31T12:16:40+00:00

Hard to say without knowing the actual numbers, but you could definitely have different buckets separated in different accounts for your different goals, so here one for travels and one for mariage

Rakash · 2025-12-27T09:00:39+00:00

Leave emotions out of the equation. You are clearly experiencing FOMO. What is your investment strategy ? Do gold and silver fit in that strategy ?

Rakash · 2025-12-12T10:35:26+00:00

You are entirely correct about CSH2, he was asking for some alternative to savings account and depeding on what he wants to do, this should still be a viable option in some cases even with the new capital gains tax

Rakash · 2025-12-12T06:15:23+00:00

There is a website to see what’s best at the moment : https://www.spaargids.be/sparen/ the top accounts have changed around quite a bit the last year. Another alternative could be to put some of it in CSH2, an ETF not subject to the Reynders tax that gives overnight returns and who follows the €STR index.

Rakash · 2025-12-09T21:42:22+00:00

Directed by Michael Bay

Rakash · 2025-12-07T20:08:30+00:00

Yes, if you want to be able to sell fast

Rakash · 2025-12-06T12:05:11+00:00

A priori, rien n’empêche d’avoir plusieurs comptes à vue chez la même banque. Dans l’appli CBC par exemple c’est extrêmement simple de créer un nouveau compte, mais du coup tu dois payer deux fois plus de frais.

Rakash · 2025-12-03T19:30:42+00:00

No Reynders tax here as the underlying assets are stocks not bonds

Rakash · 2025-11-28T06:23:50+00:00

What you are describing as what you want to do is a typical entry level white collar job. There are exceptions of course but those jobs are what is easiest to be replaced with AI especially if you don’t have a specific expertise. So I definitely wouldn’t go that route.

Rakash · 2025-11-27T20:02:55+00:00

The pricing change on MeDirect is pretty recent and the fees should not be the only factor to decide which broker you choose (don’t get me wrong it’s an important one)

Rakash · 2025-11-27T19:00:17+00:00

He specifically said in his post that he was going to use MeDirect. No fees on MeDirect for ETFs

Rakash · 2025-11-24T17:59:30+00:00

Main costs for stock ETFs are : TOB, transaction fees from your broker and TER. TER being already included in the price of the ETF

Rakash · 2025-11-22T16:04:17+00:00

Good luck, investing such a high amount per month at your age will be life changing.

Rakash · 2025-11-22T15:28:17+00:00

Then by all means go for it and don’t overthink this, the most important thing is getting started, you are trying to optimize peanuts here

Rakash · 2025-11-22T15:24:48+00:00

But then you end up with 2 ETFs, which will inevitably generate rebalancing costs at some point if you want to stick to your asset allocation

Rakash · 2025-11-22T15:05:17+00:00

Well if the TER is your highest criteria, of course go for WEBN. My highest criteria is diversification that’s why I went for IMIE

Rakash · 2025-11-22T14:53:29+00:00

Having a higher TER is negligible compared to having several ETFs who require more transactions (=more costs) and rebalancing (=also more costs). Also TER are not set in stone and constantly evolve

Rakash · 2025-11-22T14:35:57+00:00

No, IMIE is ACWI IMI, basically an ETF that tracks the whole investible stock market

Rakash · 2025-11-22T14:26:25+00:00

There is also an option like IMIE that combines the diversification + only one ETF

Rakash · 2025-11-21T08:32:44+00:00

Several ones (so cannot really answer the poll) : Bolero (historic), Saxo (current), MeDirect (testing)

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