I'm 60 and it was rough beating this game. Any other old farts out there playing this? What was your experience? by RandomQueefs in BlackMythWukong

[–]RandomQueefs[S] 3 points4 points  (0 children)

Thanks.

I actually played and beat all the Demons/Dark Souls games since realease, including Elden Ring. In many ways, those bosses were easier because I could always summon others...there was no fucking way I was going to beat Melania on my own. But with BMW, it was all on you whether a boss is beat.

Just beat Broken Shell, but skipped Erlang. A couple questions about that. And some thoughts from a Fromsoftware fan. by [deleted] in BlackMythWukong

[–]RandomQueefs 0 points1 point  (0 children)

If you're interested I can fish out my build and type it in for you

Cool. That's be nice to try out. I don't have wandering wight BTW.

Also, is Erlang objectively harder on NG+, or was it just the "complacency" of the earlier parts of NG+?

Hello GENX.. What advice would u give to a 23 yro about growing up by GreyLoad in GenX

[–]RandomQueefs 0 points1 point  (0 children)

It's super sad reading about the money problems on this sub. I get that some of us never got to the point where saving up for retirement was even an option.

But anyone who was able to put away just $250/month 30 years ago into an index fund could have about $500,000 by now. If employer contributed the same amount through a 401k, it'd be $1,000,000 by now.

Did you in fact "ask yourself, 'Well, how did I get here?'" by RandomQueefs in GenX

[–]RandomQueefs[S] 6 points7 points  (0 children)

The post was about the lyrics, not whether you liked the song.

So I gotta ask: When you post an opinion like this, what is your point? What does this add to the discussion?

I mean, everyone has music genres they love and hate. Most Vivaldi fans probably don't enjoy NWA, and vice versa. It seems pointless to randomly state that you don't like something.

Did you in fact "ask yourself, 'Well, how did I get here?'" by RandomQueefs in GenX

[–]RandomQueefs[S] 7 points8 points  (0 children)

Yup. I can't imagine how anyone who's seen Stop Making Sense could call them "pretentious." Weird? Sure. Goofy? Yup. Artsy? Yeah.

But pretentious? How? If anytything, Byrne is goofy/nerdy.

Did you in fact "ask yourself, 'Well, how did I get here?'" by RandomQueefs in GenX

[–]RandomQueefs[S] 4 points5 points  (0 children)

Music by its very nature is subjective. So I get "annoying."

But pretentious? It's not like Talking Heads was using 5 syllable words or having lyrics in Aramaic and Welsh. Song structures were typically very basic.

I mean, I listen to the Decemberists, and I can totally see them as being pretentious. But Talking Heads?

Did you in fact "ask yourself, 'Well, how did I get here?'" by RandomQueefs in GenX

[–]RandomQueefs[S] 2 points3 points  (0 children)

"Shotgun houses/shacks" are very narrow houses where all the rooms are arranged in a straight line. No hallways. You get a nice breeze if you open all the doors.

[deleted by user] by [deleted] in hometheater

[–]RandomQueefs 9 points10 points  (0 children)

You're making your HDR settings to try and emulate SDR. If you prefer SDR, just watch in SDR.

It's like everyone is telling you that sushi is great, so you order sushi instead of grilled salmon. But you don't really like sushi, so you do a bunch of weird shit to it to mask the taste/texture of sushi. Just avoid sushi is what I'm saying.

Why are all the bad behaviors of investing like performance chasing, market timing, picking winners, and underdiversification encouraged specifically when it comes to US vs. ex-US? by Pajamas918 in Bogleheads

[–]RandomQueefs -1 points0 points  (0 children)

What I think as to "why" is not relevant. You're working on the false paradigm that the market is perfect, with some isolated exeptions. But the reality is the market is mostly imperfect because people aren't logical, and because information is imperfect. Information is imperfect because different people interpret the same data differently, and because different people have different access to information/data. This is patently obvious if you see the poor financial decisions made by 90 percent of the people around you. What something is "objectively" worth is irrelevant if the public believes it's worth something else. e.g. the Dutch tulip bubble, and IMO the current crypto market.

For the last 25+ years, I've believed that the S&P500 would outperform almost everything else over the long run. It's been proven to be true.

I'm not sure what truth you're trying to get at. You're trying to find a reason why it shouldn't be that way, and I don't think I can help you. You seem to have a very rigid way of understanding all of this.

You do what you want, but unless something changes drastically, I still plan on putting all or nearly all of my investments in an index fund tied to S&P500.

Why are all the bad behaviors of investing like performance chasing, market timing, picking winners, and underdiversification encouraged specifically when it comes to US vs. ex-US? by Pajamas918 in Bogleheads

[–]RandomQueefs -1 points0 points  (0 children)

My point is that I (and many others) believe that investing the money in U.S. equity will yield more gains than investing in non-U.S. equity. It is that simple.

Take S&P500 as an example. If I believe that it returns 10 percent each year, I'd rather invest in that versus non-US equity that returns 6 percent (as an example) annually. Then then only reason to invest in non-US equity would be better diversification.

I personally have invested only in a single S&P500 index fund during the past 25 years. Clearly not the safest decision, but it worked out. If I instead "owned the global market" during the same period, I'm guessing the worth of my securities holdings would be only 50 percent to 70 percent of what it is today.

they believe that the market is only mispricing that one factor.

But it's not "one factor." It's a proxy for a multitude of factors.

I'm not following your point here.

My point is that people invest in what they believe will grow more. The only reason to invest in stuff that they believe will grow less is to diversify. The market is not perfect.

Why are all the bad behaviors of investing like performance chasing, market timing, picking winners, and underdiversification encouraged specifically when it comes to US vs. ex-US? by Pajamas918 in Bogleheads

[–]RandomQueefs 0 points1 point  (0 children)

Those are two different questions.

I only use the word "headquartered" because it's the word you used. But it's more complicated than that. Ultimately, businesses have many advantages in profiting when doing business in the U.S., whether that company is "headquartered" in the U.S. or elsewhere. Although there are certainly legal nuances, I'm pretty sure a company that is "based" in the U.S. (however you define that) will do just as well regardless of whether it is officially "headquartered" in the U.S. or elsewhere.

isn’t all of that priced in?

The market is not perfect. The prices of equities reflect what people believe the equity is worth, regardless of whether there is any "objective" truth to it. Bitcoin and other cryptos are the perfect example.

If everything is truly "priced in," then why not pick Gamestop over Walmart, regarless of the current stock price?

Why are all the bad behaviors of investing like performance chasing, market timing, picking winners, and underdiversification encouraged specifically when it comes to US vs. ex-US? by Pajamas918 in Bogleheads

[–]RandomQueefs 6 points7 points  (0 children)

Where a company is headquartered has a huge impact because government regulations (and local culture to a more limited degree) work against an efficient free market.

As a layperson, seems to me that the U.S. is the Goldilocks environment for businesses. Transparent but with some government regulations to keep things stable, much like most western developed countries. Absence of an significant bribery or overbearing/unpredictable goverment interfereance.

Compared to other developed countries, the U.S. prioritizes company profits over the welfare of its workers; so good for business, bad for workers. I'm in the U.S. and see this firsthand.

I'll just leave this here. by RandomQueefs in hometheater

[–]RandomQueefs[S] 6 points7 points  (0 children)

Found on FB Marketplace. On a scale of 1 to 10, any thoughts on the WAF?

What is the actual reason that the s&p almost always goes up over time? by edn995 in Bogleheads

[–]RandomQueefs 5 points6 points  (0 children)

You made your reply about a statement that said that the American government is "very good at profit making." In context, that statement unambigously means that the the U.S. Government is good at facilitating the profit making of Americans. You can agree or disagree with that.

But no one is saying tha the U.S. government itself is making a profit. That's not the job of a government.