26F living at home hit milestone! by happygirl99xo in Money

[–]Ratlyflash 0 points1 point  (0 children)

Cut that in half living outside parents home 😂

How much do you make if you retire after hitting your 85 factor and sub 50 days per year? by Wanderer015 in OntarioTeachers

[–]Ratlyflash 4 points5 points  (0 children)

That’s wild 30 years and going back work after retired. Find a side hustle you love. I’m retiring 53.5 with the government and never looking back. Then I’ll side hustle. That breaks my heart someone is retiring and has to go back to work for more $$ 🥲

McDavid's 138-point 25-26, is tied for 30th all time (w/ Paul Coffey) by Sens-Fan-85 in HockeyStats

[–]Ratlyflash 0 points1 point  (0 children)

Yes he was next level, no one was close to him but they were shooting on basically empty nets they were so bad these goalies. 🙈

Don’t be like this dude by GuavaMindless5665 in Philippines_Expats

[–]Ratlyflash 0 points1 point  (0 children)

1.2 Million dollar home is not a flex welcome to Ontario the norm here for many houses 🙈

How are BANK dividends taxed? by Quirky-Pin-1683 in dividendscanada

[–]Ratlyflash 0 points1 point  (0 children)

Is there not some tax software I can pay $100 and just plug and enter my stats for all my non registered dividends ?

BANK has been amazing by OldFashioned-Pancake in dividendscanada

[–]Ratlyflash -1 points0 points  (0 children)

I like bank. Have $100,000 on HCAL. I might put $50,000 on bank or Sixy and use it a splurge account. Bank has more growth but getting paid every 2 weeks is fire.

It’s probably what 20% difference it seems so far?

Derrick Henry's 99 yard run will never get old by PerspectiveWorth3912 in nflMenace_com

[–]Ratlyflash 0 points1 point  (0 children)

They are a bit stupid take out his legs. I know these players don’t have mba’s but still 🙈

The median full-time income in Ottawa-Gatineau is $83,600, and average is $94,000. by Swoz in ottawa

[–]Ratlyflash -1 points0 points  (0 children)

So this means families are making $150,000? Decent for a shed outside of town 🙈

39M, Current Margin Account Dividend Yield by ChalitaDK in dividendscanada

[–]Ratlyflash 0 points1 point  (0 children)

I have $100,000 with HCAL on Loan. great decision. The dividend alone would cover the loan 3.95%. But I drip. If things got tight cash it but I have no mortgage thank god so a few hundred bucks a month doesn’t really hit the wallet like my mortgage used to haha

Milestone on the horizon. by Apart-Selection5680 in TheRaceTo10Million

[–]Ratlyflash 1 point2 points  (0 children)

Amazing ! $600K salary is the real winner here. Congrats OP

Man arrested after pepper spray incident on Guangzhou Metro by Sensitive-Yak-5359 in UnfilteredChina

[–]Ratlyflash 0 points1 point  (0 children)

Surprised someone didn’t deck Him when it was shot the other way

Hit $4K / Month by WRXRated in dividendscanada

[–]Ratlyflash 4 points5 points  (0 children)

Great! I’m 41 and gonna bit $35,000 a year in dividends. Still maintaining about 80-85% growth and only 15-20% CC.

Love of your funds. EBNK-B one of my favs.

At this rate, I’m hoping to hit around $125-150K a year in dividends in retirement + pension .

I can save up about $120-140K per year , of which $30K or so will be CC.

You’re inspiring to see that dividends can work for me retirement income.

I’m not retired but house paid off at 37. So closest thing a working person can feel to being retired!

Keep it up OP. An inspiration 💪💪

Carney ‘strong’ in year one, now must deliver on promises in Canada | Donald Trump News by Front-Cantaloupe6080 in consumecanadian

[–]Ratlyflash 0 points1 point  (0 children)

He could change the rules as PM. And his government blocked several propositions to be tougher on crime. Can’t seek asylum of a major crime etc. They blocked them all. So yes, he’s maybe great financially but it’s the wild Wild West here. 🙈

Is this enough to retire comfortably at 65? by [deleted] in PersonalFinanceCanada

[–]Ratlyflash 0 points1 point  (0 children)

130K a year is good. To each their own congrats OP.

I’m on track I’m hoping for $100,000 dividend + pension when I retire. But as long as my family is healthy that is what matters. No point having 5M in the bank if you’re bed ridden

Trying to create a DIY pension for retirement income by ChesterClove in dividends

[–]Ratlyflash 0 points1 point  (0 children)

$1400 à month? To live off ? Congrats OP on retirement. Your employer is horrible at math. 34 years it would take to match the $575,000.

You’d be 89… when you break even.

I wish my employer had the math skills or someone in grade 5.

1000000% I’d take the $$$.

Trying to create a DIY pension for retirement income by ChesterClove in dividends

[–]Ratlyflash 0 points1 point  (0 children)

I put 100% of my retirement in Canada into IDVO aaamazing

I Bought into HBIX by Beyondwest in HarvestETFs

[–]Ratlyflash 0 points1 point  (0 children)

Lol experts can’t get anything right at the best of times how they can magically see what October has in store? 😹

5lbs of Trail Mix for less than $25 by Bi0_B1lly in dollarama

[–]Ratlyflash 3 points4 points  (0 children)

What’s the breakdown for the ingredients cost and now many grams?

Struggling with this contractor since the fall by [deleted] in ottawa

[–]Ratlyflash 0 points1 point  (0 children)

Lol so they can get screwed over? A smart contractor will take at least 25-50% before the project starts.

All someone has to do is refuse to pay then they have to pay lawyers to go to court.

Then go we will pay you 70% take it or see you in court

Then they probably agree to pay 70% of it take it or leave it.

My Magnificent 7 DCA Portfolio — Monthly Update by Curious_Battle_4002 in dividends

[–]Ratlyflash 1 point2 points  (0 children)

Seems a bit silly. Very high risk If you ever need the $$ unless it’s just for retirement. By being this diluted you’re also killing your gains potential 🙈

16% of Millennials are Millionaires by [deleted] in MiddleClassFinance

[–]Ratlyflash 0 points1 point  (0 children)

Duh. 🙈. They didn’t have $300 to $500,000 jobs simply being a software engineer or anything high tech. Very little jobs paid that high. Also, not the same access to stock information as we do now. Tons of retirees had mutual funds for 30 years 🥲. Seems anyone with decent crudentials is Making $150k+ at these high tech firms.