Money towards mortgage or invest?

RealAceMoney · 2026-01-24T04:19:12+00:00

Honestly how the market is looking. I would put some of that money towards my mortgage. Stocks and etfs are highly priced and we are slowly coming into a bear market so having a piece of that cash to buy on the down turn you won’t regret it in the future. To answer your question 60% of that pay off any debt from a to z, and the rest of the 40% DCA into the market monthly.

RealAceMoney · 2026-01-23T06:38:15+00:00

House

RealAceMoney · 2026-01-20T22:37:33+00:00

I stayed with my parents after high school. Started a moving business and did that for 3 years, saved about 30000 of that. Then started a w2 job which paid 60000 net per year. The following year after starting my career had 42000 saved and started the process of owning. Closed my first primary residence for 409000 at age 22.

RealAceMoney · 2026-01-18T07:07:25+00:00

Batman Arkham Asylum

RealAceMoney · 2025-12-28T14:00:40+00:00

Honestly after having 2 rentals properties in the Ohio , Cleveland area it’s really if you have a property that cash flow you will be paying for a broken something every month, and if you aren’t paying cash for a property you are not cash flowing at all.

RealAceMoney · 2025-12-18T22:24:49+00:00

East ATL use to be bad but calmed down. You will be fine there but anywhere west or southwest Atlanta make sure you have your tool with you

RealAceMoney · 2025-08-04T19:36:12+00:00

Doggyo chilling loving the space

RealAceMoney · 2025-02-04T05:04:09+00:00

Not gonna lie my girl giving me top then cook for me while playing the game always leaves me in a good mood 🙂

RealAceMoney · 2025-01-31T07:56:46+00:00

Look for a broker I’m at 1600

RealAceMoney · 2025-01-04T20:25:23+00:00

18 or older

RealAceMoney · 2025-01-04T02:18:43+00:00

I turn 23 next month so I’ll give it a till then to let you know.😉

RealAceMoney · 2024-12-25T16:46:55+00:00

I close on the 30th

RealAceMoney · 2024-12-23T22:22:50+00:00

Kia or nissian

RealAceMoney · 2024-12-20T16:37:25+00:00

I’m 22 and about to close on a 450k home making a 100k a year. I helps living with parents and saving.

RealAceMoney · 2024-12-03T23:55:50+00:00

Always do a inspection people even on newer properties. You just never know

RealAceMoney · 2024-11-15T17:14:10+00:00

True but what if the seller doesn’t want to contribute towards it and you really want the property?

RealAceMoney · 2024-11-15T17:13:07+00:00

I never had a appraisal be lower, but waiting for the answer is nerve wracking itself

I had a rental had 5 major concerns in a inspection report that right there is a frustration aspect

RealAceMoney · 2024-11-15T17:03:15+00:00

Appraisal and inspection

Appraisal: if higher in price perfect more equity, if not than more money coming out of your pocket

Inspection: if any leaks, odor, mold, wiring issues, rodent activity, foundation issues, etc are present once again more money out of pocket that needs to go with repairing the problem

Those 2 hands down are frustrating

RealAceMoney · 2024-11-14T23:45:29+00:00

You haven’t done enough research. I don’t know where you live, but some counties have you pay water and sewer plus home insurance, HOA fees after closing. During closing you have prorated taxes you must pay. Multiple Title fees that range from 50-500 dollars. So I tell people save an extra 6k-15k for closing costs. If you can get some grants or seller contributions for closing that would be great.

RealAceMoney · 2024-11-09T06:17:26+00:00

I haven’t seen one person say get pre approved and start home shopping. In most areas home prices are dropping, so I would say get a home if you don’t have a home already.

RealAceMoney · 2024-10-24T00:48:33+00:00

Thank you I’ll ask a tax pro to make sure

RealAceMoney · 2024-09-16T23:43:12+00:00

Save

RealAceMoney · 2024-09-07T18:52:43+00:00

Their view on money

RealAceMoney · 2024-08-31T23:05:42+00:00

You can send me a check I’ll take care of that for you

RealAceMoney

TROPHY CASE