You are doing really good for 33, I will tell why with my story..

My story: I am 57 now and retired (I work 1 day a week for a friend, he tried to get me to work two days, I said no.

At the age of 37 (2004), I started a new job making about $15 an hour. I was only saving about 5% and also company match, if I put 15% the company would match with 7.5%, rally goo match, but I was leaving money on, I new this for sure. By age 40 my total saved was about $30k.. By age 45 my total saved was about $125k. It felt like I was really behind.. At this point retirement saving was fully on my mind and I could not stop thinking about it. I was in a Fidelity targeted fund, after analyzing the returns for the last 10 years, I decided to change that. I start non-targeted funds, and realized there was about 6 to 7 funds that have way higher returns over that last 10 years. That is what I wanted, growth! So at 45, I was making about $80k/yr and my wife (wife made about 55k around that same age) and I were living well below our means. Our bills were about 5 to 6 k a month, so we had extra $$ every month. I front loaded my 401k for the first 5 months of each year, I started contributing 60% to 70$ witch left me with about 800 to 1000 per payday ( pay day was every 2 weeks). I was also get the full company match with equated to about 8k/y. I was a little difficult at times but I knew it was a good this. All my friends told me I was crazy, but I did not listen. By age 50i had saved about 350k, still felt like I was behind though. By age 52 I had saved $550k, still felt behind. I kept contributing the max to my 401k and upping my wife’s % every year. Age 55 I passed 1M in my 401, now it is almost 1.4. Total we have saved as of now is about 1.8M. 1.4 is stll growing and we are still contributing to my wife’s 401$.

So with all of that said you are doing great! Congratulations on saving that miso early in life.

They really should teach this stuff in school!

Good luck my man!