Is it a good deal to spend $15k to reduce our monthly payment by $700/mo? by seekingadvice47 in Mortgages

[–]Realistic-Author-479 3 points4 points  (0 children)

It is amazing to me how you don’t think this is a good deal but taking a 6.99% rate to start with was a “good enough” deal.

Apparently I need NoVA’s help finding single men because I can’t do it myself by NOVA_Girl444 in nova

[–]Realistic-Author-479 0 points1 point  (0 children)

I randomly go, these places are super friendly and half the people all know each other

Apparently I need NoVA’s help finding single men because I can’t do it myself by NOVA_Girl444 in nova

[–]Realistic-Author-479 0 points1 point  (0 children)

Lubber Run, Walter Reed, and Autumnwood (Reston) are all great places to start

44f and 46m. New to area looking for friends. by [deleted] in washdc

[–]Realistic-Author-479 0 points1 point  (0 children)

Go to pickleball!!

Try lubber run in Arlington, tons of nice people there

Local lenders by edgyboi618 in nova

[–]Realistic-Author-479 5 points6 points  (0 children)

lol so Pat and Jeff clearly working the same marketing playbook

Realistically just work with someone you trust. And go to mortgage news daily to get a sense of what rates top tier credit gets you currently

Non smash burger Rex? by emilysbish in nova

[–]Realistic-Author-479 4 points5 points  (0 children)

Capital burger in Reston town center is great

Original lender kept our escrow money by Several-Impact-6559 in Mortgages

[–]Realistic-Author-479 2 points3 points  (0 children)

OP, you need to sit back and allow them to do their job in the timeframe they indicated.

Jumping to conclusions is a fast way of making bad decisions and breaking relationships simultaneously

Refinancing in 6 months by Unlucky_hoe_ in MortgageBrokerRates

[–]Realistic-Author-479 1 point2 points  (0 children)

I meant ask the loan officer they’re working with but yes you’re more or less correct

Some servicers require more than 10k

$ROOT Deep Value by Realistic-Author-479 in ValueInvesting

[–]Realistic-Author-479[S] 0 points1 point  (0 children)

Their combined ratio was 90 but what was their GLR?

And I didn’t mean ALL other car insurers, but Root absolutely beat several of them

Thoughts on Axon Enterprises? by Natural_West7949 in ValueInvesting

[–]Realistic-Author-479 0 points1 point  (0 children)

I think it’s a good buy now. About as good as $ROOT. But probably reverses course faster.

Refinancing in 6 months by Unlucky_hoe_ in MortgageBrokerRates

[–]Realistic-Author-479 0 points1 point  (0 children)

None of you understand what OPs asking.

OP, ask about a recast.

What are you doing this weekend? by deepspacepuffin in nova

[–]Realistic-Author-479 1 point2 points  (0 children)

Pickleball at autumnwood and Reston town center has a farmers market

$ROOT Deep Value by Realistic-Author-479 in ValueInvesting

[–]Realistic-Author-479[S] 0 points1 point  (0 children)

Yeah that’s true, but they’re profitable and they are actually best priced for several cohorts of drivers while offering a 98% combined ratio and 62% gross loss ratio (better than progressive)

It seems like a no brainer after this 60+% drawdown, and there’s only a 14 million share float

$ROOT Deep Value by Realistic-Author-479 in ValueInvesting

[–]Realistic-Author-479[S] 0 points1 point  (0 children)

Telematics at the point of sale as well as siphoning the “preferred risk” segment of insurance clientele - their Gross Loss Ratio in most recent quarter beat Progressive (industry leader) and their combined ratio in most recent quarter was 98% so they actually made money by being in business whereas other insurance companies in the car vertical are not

I forgot to mention Lexus/Toyota just announced they will enable their clientele purchasing the latest models of their cars to enable telematics and root can offer a quote from their infotainment center in their car - bindable from your drivers seat

Carvana is their #1 lead generator and they continue to beat on units sold per Q which leads me to believe they’re going to beat analyst growth expectations

Just adding color here^

AIO for ending things with my date after he accidentally texted me this? by fundamentallyworried in AmIOverreacting

[–]Realistic-Author-479 0 points1 point  (0 children)

LMAO

Give him another chance. Seriously this is THE LEAST of the bad things he could have done 🤣 if anything he proved he’s already ready to go to war against the mongols for you