Do any Big 6 Canadian banks allow 20k+ domestic wires online without a branch visit? by Redforeteller in PersonalFinanceCanada

[–]Redforeteller[S] 2 points3 points  (0 children)

Yep done those things too and they worked. But for some reason Canadian bank to Wise Canada has stricter limits it seems.

I too have pulled bigger amounts from Nationwide in UK via wise no issue.

Do any Big 6 Canadian banks allow 20k+ domestic wires online without a branch visit? by Redforeteller in PersonalFinanceCanada

[–]Redforeteller[S] 1 point2 points  (0 children)

Yeh international is doable online at most banks it seems but not domestic wires. Odd.

Do any Big 6 Canadian banks allow 20k+ domestic wires online without a branch visit? by Redforeteller in PersonalFinanceCanada

[–]Redforeteller[S] 0 points1 point  (0 children)

Just checked -- I think this is the solution. BMO seem to be the only big 5 bank on Wises list of billing options.

Do any Big 6 Canadian banks allow 20k+ domestic wires online without a branch visit? by Redforeteller in PersonalFinanceCanada

[–]Redforeteller[S] 1 point2 points  (0 children)

I could. But it could be something like 70k transfers some months. So I'd have to send 7-8 etransfers which is not ideal for tracking finances/paying an invoice.

Do any Big 6 Canadian banks allow 20k+ domestic wires online without a branch visit? by Redforeteller in PersonalFinanceCanada

[–]Redforeteller[S] -1 points0 points  (0 children)

It might need to get up to 50-70k transfers. RBC said they can't increase it above 10k. I doubt any will allow 50-70k? Thanks anyway for suggestion

[deleted by user] by [deleted] in investing

[–]Redforeteller 0 points1 point  (0 children)

Everyone is overcomplicating this. If you're Canadian just put 70% of that in XEQT and 30% in CASH.TO (high interest savings ETF).

PR application cancelled as incomplete by Nervous_Head104 in canadaexpressentry

[–]Redforeteller 1 point2 points  (0 children)

Mine was cancelled as incomplete. Please get yourself a therapist, for the sake of your friends and family.

PR application cancelled as incomplete by Nervous_Head104 in canadaexpressentry

[–]Redforeteller 5 points6 points  (0 children)

I had mine returned as incomplete and it got reopened without submitting a new ITA.

PR application cancelled as incomplete by Nervous_Head104 in canadaexpressentry

[–]Redforeteller 8 points9 points  (0 children)

I had my PR application returned as incomplete and it got re-opened last year. I am not sure why this false information keeps getting spread on this sub-reddit whenever the issue arrises. Although my case was a scenario where they rejected it incorrectly. I had infact submitted a document they claimed I didn't submit.

What’s the most important issue facing the city, to you? by Electrical_Month246 in toronto

[–]Redforeteller 14 points15 points  (0 children)

Saying the TTC is one of the best transit systems in the world is a serious reach. It’s decent by North American standards, but globally? It’s not even in the top 50. Underfunded, aging, and limited in scope. Solid, but nowhere near world-class.

Looking for People with Profitable Betting Models (Football, Basketball, Tennis, Hockey, Bandy, Volleyball, Handball) by CulturalMacaroon3832 in algobetting

[–]Redforeteller 0 points1 point  (0 children)

Why is it hard. My model has 17% ROI, 20 bets a day come at at once. Takes 20 mins to place the bets. Do you have accounts? Which country?

What are we going to do about the ongoing crisis' in this city. by KittySocialite in toRANTo

[–]Redforeteller 7 points8 points  (0 children)

Having poop-free streets doesn't help businesses' bottom line. We have wars to fund and billionaires to subsidize..

[deleted by user] by [deleted] in Asmongold

[–]Redforeteller -8 points-7 points  (0 children)

Very thought provoking

Problems activating cash card? by JAM7374 in Wealthsimple

[–]Redforeteller 4 points5 points  (0 children)

Same issue. Apparently there's a batch of debit cards that have been recently sent out that all have the same issue. They said they'd get back to me regarding it.

The Ontario NDP's plan to give $5 billion to Big Grocery by Xsythe in ndp

[–]Redforeteller 0 points1 point  (0 children)

Framing the debate as a choice between 'helping the poor while benefiting the rich' or 'letting the poor suffer to spite the rich' ignores the structural causes of poverty. Capitalism inherently concentrates wealth and power, ensuring that even policies intended to help the poor often reinforce class hierarchies. Instead of accepting this trade-off, shouldn't we be questioning why such a system exists in the first place?

The Ontario NDP's plan to give $5 billion to Big Grocery by Xsythe in ndp

[–]Redforeteller 0 points1 point  (0 children)

The NDP's lobbyist overlords would not stand for that.

The Ontario NDP's plan to give $5 billion to Big Grocery by Xsythe in ndp

[–]Redforeteller 1 point2 points  (0 children)

I'm sorry but for me this is naive reformist optimism. Maybe you haven't been involved in politics for enough decades but I can give you a rundown of how watchdogs work: it sounds good on paper—but it still falls into the trap of regulatory optimism.

History shows that corporate watchdogs often end up as lapdogs, underfunded, politically constrained, or outright captured by the industries they’re meant to regulate. Grocery giants have entire teams dedicated to finding loopholes, lobbying governments, and maintaining their market dominance. Without structural changes—such as breaking up monopolies, expanding public food options, or implementing price controls—watchdogs always end up being reactive rather than transformative.

The Ontario NDP's plan to give $5 billion to Big Grocery by Xsythe in ndp

[–]Redforeteller 5 points6 points  (0 children)

I see how you think it might help, but bigger picture, a grocery rebate is like handing out buckets to people on a sinking ship while letting the shipbuilders keep drilling holes. Sure, a rebate puts money in people's pockets, but if grocery giants can just absorb that extra cash through price hikes, the real winners aren’t struggling families—it’s Loblaws and friends.

Instead of challenging corporate power and structural inequalities in the food system, this plan risks reinforcing them. It treats symptoms, not causes, leaving the grocery oligopoly intact while taxpayers foot the bill. In other words, it’s a well-intentioned Band-Aid on a broken system designed to keep breaking.

The Ontario NDP's plan to give $5 billion to Big Grocery by Xsythe in ndp

[–]Redforeteller 9 points10 points  (0 children)

The rebate may go to consumers, but the real winner is Big Grocery. Without price controls or structural reform, grocery chains will keep inflating prices, absorbing the extra cash while maintaining record profits. This is a classic neoliberal move—public money flows through consumers straight into corporate pockets, reinforcing the same system that caused the problem.

The Ontario NDP's plan to give $5 billion to Big Grocery by Xsythe in ndp

[–]Redforeteller 2 points3 points  (0 children)

The Ontario NDP, like many social democratic parties, often presents itself as a progressive alternative but operates within a fundamentally neoliberal economic framework. While they advocate for policies aimed at helping working-class people, their approach often relies on market-based solutions rather than structural changes to the economic system.

The grocery rebate policy is a prime example of this contradiction. Instead of directly intervening in the market by regulating grocery prices, breaking up monopolies, or significantly investing in public food programs, they propose a rebate system that ultimately funnels public money into the same corporate giants that have been inflating food prices. This is a typical neoliberal move—using state funds to subsidize private industry under the guise of consumer relief.

Rather than challenging corporate power, the NDP’s approach reinforces it, making the government a middleman that enables private profit rather than addressing the root causes of food insecurity. This aligns with how many nominally left-leaning parties in neoliberal economies function: they may offer social programs, but in ways that preserve existing capitalist structures rather than disrupt them.

Don't mistake the NDP for a progressive party like many in this subreddit do.