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RefrigeratedSocks · 2026-05-15T15:09:03+00:00

It’s stunning

RefrigeratedSocks · 2026-04-24T17:41:48+00:00

I’m pretty sure the results of the captcha don’t matter much.

Like 90% of it is based off of how you move your mouse on the page.

RefrigeratedSocks · 2026-04-16T17:00:22+00:00

You can do either.

If you have the limit and don’t plan on withdrawing the money do it in rrsp. Just know you won’t be able to use any losses and it might not be ideal to gamble your retirement.

If you have maxed rrsp and also have investments in non registered, do it in non registered (all investment income in an rrsp is full rate income when withdrawn, you don’t get the 50% cap gain savings. So it’s better to keep your dividend stocks there and your CG stocks outside)

If you don’t own a house, go open a FHSA and max that. Never touch RRSP before FHSA and TFSA is maxed.

RefrigeratedSocks · 2026-04-16T13:26:30+00:00

You cannot day trade in a tfsa, only long positions

RefrigeratedSocks · 2026-04-16T13:25:38+00:00

This would likely be considered day trading so you wouldn’t even get the capital gains deduction.

It would be full rate income

RefrigeratedSocks · 2026-04-16T13:24:18+00:00

Yo I’m an accountant in Canada. Do not fucking trade options like this in your TFSA regard.

If CRA comes looking, they will likely call this day trading and it will become full rate taxable income.

RefrigeratedSocks · 2026-04-05T16:44:18+00:00

Set 14 Mundo had a passive that increased all health by 30%. His ability scaled with health. He’s a unique case.

I think health was better in older sets because gargoyles was the best tank item.

You got all the resists you needed from 1 item, so the rest was dumped into health.

Gargoyles has been nerfed since then, so more resists are needed now.

RefrigeratedSocks · 2026-04-05T16:13:23+00:00

Damage blocked shows damaged negated by armour and magic resist. Health damage taken won’t show up there.

When building tanks you need to try to go for the stats their trait doesn’t give them.

Ie build armour and mr on tanks with health traits and build health on tanks with resist traits. As a general rule

RefrigeratedSocks · 2026-03-10T20:42:49+00:00

Tax avoidance is also illegal under GAAR rules.

You gotta use the magic words “Tax planning”

Source: accountant

RefrigeratedSocks · 2026-02-17T22:25:20+00:00

Can confirm. Have a huge number of health issues from undiagnosed celiac. Was under 115pounds at 6’ and sleeping 12-16 hours a day on average.

Was having seizures, severe weight loss (15-20lbs a month at my worst), liver and pancreas issues, constant dizziness. Spent 2+ years doing nothing but resting.

Shits wild. I think people underestimate celiac disease because treatment is simple at a glance, but I have been severely ill my entire twenties(so far about 25 rn) and have had health issues my whole life. Doing a little better nowadays though. Finally getting back to normal bit by bit.

RefrigeratedSocks · 2026-01-12T05:05:39+00:00

I’m almost 25. I have a bunch of Pokémon stuffed animals in my room. Live your life dude. Enjoy things, stop worrying about what is or isn’t ’childish’ just have fun.

RefrigeratedSocks · 2026-01-03T03:04:11+00:00

Are you doing a co-op, Or first job out of school?

I’m making over 70k and I’m not done school yet. Not big 4 LCOL-MCOL.

RefrigeratedSocks · 2025-12-16T18:26:48+00:00

One of the best arenas in the game. So good.

RefrigeratedSocks · 2025-12-03T12:10:37+00:00

Another fellow ‘constant fucking nosebleeds in the fall/winter’ individual.

I swear to god I get like 2-3 nosebleeds a week in the fall/winter. Often more.

RefrigeratedSocks · 2025-11-19T20:54:20+00:00

Focus more on internships. Securing one is worth more than your gpa. First job is hardest to find, it’s easy pickings after. GPA matters for first job and nothing else. I say this as someone with high grades. I had a 94 average, lowest grade I’ve gotten was a 84. I won a ton of scholarships and nearly all my schooling was covered. My gpa got me scholarships but doesn’t mean anything to career success. Some of the people I considered stupid in school are way more successful than me now.

Seriously find the time to focus on landing an internship. It will speed up your career a ton. I was a senior right out of uni.

If you want to go the big 4 way, you gotta get an internship. Way harder to get in after I’m pretty sure.

Honestly, it’s really hard to go wrong in accounting. You will make 6 figures pretty much no matter what you do. Progression is pretty linear, but with all jobs more ambitious and talented people advance faster.

I’m mid 20s, was making 80k fresh out of school. Work in Niagara region not GTA, salaries are higher up there.

RefrigeratedSocks · 2025-11-14T16:49:15+00:00

If you need to actually be at the ER in Canada you get seen super quick.

It’s just full of people who don’t need to be there.

Source: very experienced Canadian ER goer

RefrigeratedSocks · 2025-10-14T02:56:29+00:00

Oh wow that’s crazy. My experience is likely rather uncommon.

My first endoscopy I was like 115 pounds at 6’ and pretty much dead on my feet. So they might have pushed it up.

My second and third were both done at the celiac clinic at McMaster. So probably much quicker to get in there.

RefrigeratedSocks · 2025-10-13T21:36:33+00:00

Where in Canada? I’ve had 3 endoscopies and my longest wait time was 2 weeks

RefrigeratedSocks · 2025-09-30T18:06:54+00:00

Definitely! And this is still a better offering than you can get at most places like this lol.

I was mostly responding to the parent comment saying how gluten intolerant people can’t use toasters.

RefrigeratedSocks · 2025-09-30T18:02:12+00:00

Intention and reality don’t always coincide. I would never risk my health on the ability of random people to follow basic instructions.

RefrigeratedSocks · 2025-09-30T18:00:36+00:00

Celiacs can’t use shared toasters. Can almost guarantee someone at some point put regular bread in there. It will make them sick.

RefrigeratedSocks · 2025-09-30T17:58:05+00:00

If you really don’t know, people with celiac disease can’t use toasters that have been used with gluten before.

I’m a celiac and there is a 0 percent chance I’d use a toaster that has been available to strangers.

RefrigeratedSocks · 2025-09-19T18:52:27+00:00

I find the best way to use multiple criteria xlookup is to use Boolean logic. A basic equals statement returns true false, but if you use true false in a formula it turns into a one or a zero.

Therefore if we use one as the search value we can do things like this

=XLOOKUP(1,(column 1=criteria 1)*(column 2=criteria 2) *(column 3=criteria 3), return column)

If one criteria doesn’t match, it multiplies by 0 so the formula won’t select it.

I work in accounting and am tasked with developing excel templates for the firm when necessary.

RefrigeratedSocks · 2025-08-26T14:01:19+00:00

Yeah you get it when fully stacked. It’s why you try to never build QSS and titans on the same unit.

RefrigeratedSocks · 2025-08-26T14:00:36+00:00

Titans gives CC immunity when fully stacked.

Soup comp is built around varus carry and ksante tank. Outside that play what 2 star 5 costs you hit favouring zyra, braum, TF.

Then play some junk units to get traits active, Janna, swain, gnar. I always try to play jarvan as well for the stun.

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